MSME (Udyam registered) Ministry of MSME
- Category
- Small (2024-25)
- Udyam number
- UDYAM-GJ-01-0019339
Online PSB Loans Limited - internet in Ahmedabad, Gujarat, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹69.21 Cr
▲ 54% YoY
Net profit · FY 2025
₹8.18 Cr
Net margin 11.8%
EBITDA · FY 2025
₹11.45 Cr
EBITDA margin 16.5%
Authorised capital
₹6.45 Cr
Registered with MCA
Paid-up capital
₹4.13 Cr
Issued & subscribed
Open charges
₹4.75 Cr
Satisfied ₹2 Cr
Company age
11 yrs
Est. 2015
Employees · EPFO
118
Provident fund records
About Online PSB Loans Limited
Data last updated:
Online PSB Loans Limited is a public limited company based in Ahmedabad, Gujarat, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 30 March 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ahmedabad, under CIN U74140GJ2015PLC082744. Its GSTIN is 24AAGCC0002R1ZV (Gujarat). The company holds 3 GST registrations, of which 2 are active.
The company has an authorised share capital of ₹6.45 Cr and a paid-up capital of ₹4.13 Cr. It was formerly known as Capitaworld Platform Private Limited and Online Psb Loans Private Limited. It is led by directors including Jinand Vikasbhai Shah (Managing Director) and Sandeep Diddi.
Its last annual general meeting (AGM) was held on 14 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ahmedabad, Gujarat.
As per the financials filed for FY 2025, the company reported a revenue of ₹69.21 Cr, a growth of 54% compared to the previous year. For the same year it recorded a net profit of ₹8.18 Cr (net margin 11.8%) and EBITDA of ₹11.45 Cr (EBITDA margin 16.5%). Revenue has grown at a compounded annual rate (CAGR) of 40% over three years and 41% over five years.
The company has about 118 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.
The company is associated with 2 brands: Online PSB Loans and OPL. As per MCA filings, the company has open charges of ₹4.75 Cr and satisfied charges of ₹2 Cr on record. Court records list 2 cases involving the company, including 2 filed by the company. The company has 13 deals on record (7 secondary share transfers, 5 funding rounds, 1 rights issue), with disclosed funding of ₹150.33 Cr; the latest was in April 2025.
Online PSB Loans Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-GJ-01-0019339). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website onlinepsbloans.com.
Company details
CIN U74140GJ2015PLC082744
Registration Number 082744
Incorporation Date 30 March 2015
ROC Ahmedabad
Listing Status Unlisted
Company Status Active
Date of Last AGM 14 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-GJ-01-0019339
Name history
Online PSB Loans has undergone 2 name changes throughout its history. The company was previously known as Capitaworld Platform Private Limited, and Online Psb Loans Private Limited. The current legal name is Online Psb Loans Limited.
| Company Name | Status |
|---|---|
| Online PSB Loans Limited | Current |
| Capitaworld Platform Private Limited | Previous |
| Online Psb Loans Private Limited | Previous |
CIN history
Online PSB Loans has one previous CIN (Corporate Identification Number): U74140GJ2015PTC082744. The current CIN is U74140GJ2015PLC082744, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140GJ2015PLC082744 | Current |
| U74140GJ2015PTC082744 | Previous |
Key People
Jinand Vikasbhai Shah Managing Director Vivek Kumar Malhotra Nominee Director Suresh Natwarlal Patel Additional Director Recognitions & Rankings of Online PSB Loans
Contact details
Online PSB Loans Limited's registered office is in Ahmedabad, Gujarat. Its website is onlinepsbloans.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressFirst Floor Ashwamegh Elegance – 3 Opp. Sbi Corporate Office Sm Road Amba, Wadi, Ahmedabad, Gujarat, India – 380015
- IndustryInternet, Online Financial Services
To see the full contact details of Online PSB Loans Limited, buy the company report.
Comprehensive company report
Online PSB Loans Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Online PSB Loans operates two associated brands: Online PSB Loans and OPL. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Accounting, bookkeeping, auditing, and tax consultancy services are provided. | onlinepsbloans.com | |
| White label solutions for financial institutions | oplinnovate.com |
Business activity
The main business activity of Online PSB Loans is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities |
To see the full business activity and turnover split of Online PSB Loans Limited, buy the company report.
Financials of Online PSB Loans Limited
FY 2025 filings availableOnline PSB Loans Limited reported revenue of ₹69.21 Cr (up 54% YoY) for FY 2025.
Revenue · FY 2025
₹69.21 Cr ▲ 54%
Net profit · FY 2025
₹8.18 Cr margin 11.8%
EBITDA · FY 2025
₹11.45 Cr margin 16.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 54%
3 years · compounded
▲ 40%
5 years · compounded
▲ 41%
EBITDA CAGR growth
1 year
▲ 291%
3 years · compounded
▲ 162%
5 years · compounded
▲ 38%
Revenue has grown at a compounded annual rate (CAGR) of 41% over five years, including 54% growth in the latest year. EBITDA rose 291% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹11.45 Cr | ||||
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| Net Profit (PAT) | ₹8.18 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.5% | ||||
| Net Profit Margin | 11.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Online PSB Loans Limited, buy the company report.
Board of directors of Online PSB Loans Limited
Online PSB Loans has 10 current directors and 25 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vivek Kumar Malhotra Also directs: Punjab Venture Investors Trust Limited | Nominee Director | 07 Apr 2025 | 1 Years 7 Months | Current |
| Jinand Vikasbhai Shah | Managing Director | 30 Mar 2015 | 11 Years 7 Months | Current |
| Suresh Natwarlal Patel | Additional Director | 21 Mar 2025 | 1 Years 7 Months | Current |
| Sandeep Diddi | Director | 08 Mar 2018 | 8 Years 7 Months | Current |
| Upendra Hosdurg Sundar Kamath | Director | 14 Dec 2018 | 7 Years 10 Months | Current |
| Dhrubashish Bhattacharya | Nominee Director | 15 Feb 2022 | 4 Years 8 Months | Current |
Showing 6 of 10 current directors. View all directors
Auditor
Online PSB Loans Limited is audited by KKC & ASSOCIATES LLP for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KKC & ASSOCIATES LLP | FY 2024 | 105146W |
Shareholding
The shareholding of Online PSB Loans Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Online PSB Loans Limited, buy the company report.
Charges & borrowings
Open charges
₹4.75 Cr
Satisfied charges
₹2 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 21 Sep 2024 | 100987737 | State Bank of India | ₹4.75 Cr | Open | |
| 30 Nov 2020 | 100389884 | State Bank of India | ₹2 Cr | Satisfied |
To see the full charge records of Online PSB Loans Limited, buy the company report.
Total charge records: 2 View all charges
Deals & funding
Online PSB Loans Limited has 13 deals on record (7 secondary share transfers, 5 funding rounds, 1 rights issue), with disclosed funding of ₹150.33 Cr; the latest was in April 2025.
Total deals
13
Secondary share transfers
7
Funding rounds
5
Rights issue
1
Disclosed funding
₹150.33 Cr
Deals on record (5 of 13)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jul 2018 | Funding round | ₹22.56 Cr | Investors: Samridhi Fund, BANK OF BARODA, STATE BANK OF INDIA |
| Jul 2018 | Secondary share transfer | Undisclosed | Buyer: 2 individuals Seller: Global Media Ventures India Private Limited , Mobile Search Engine Private Limited , Black Swan Venture Capital Private Limited |
| Sep 2017 | Rights issue | ₹1.2 Cr | Investors: Capitaworld Global Private Limited |
| May 2017 | Secondary share transfer | Undisclosed | Buyer: Unnati Key Associates Foundation, Unnati Employees Foundation Seller: JVKM Associates LLP , Kunte Modha Shah Advisors Private Limited |
| May 2017 | Secondary share transfer | Undisclosed | Buyer: Unnati Employees Foundation, Unnati Key Associates Foundation, Kunte Modha Shah Advisors Private Limited Seller: an individual |
To see the full deal history of Online PSB Loans Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Online PSB Loans Limited has 2 court cases on record: 2 filed by Online PSB Loans. All cases are disposed.
Total cases
2
Filed by the company
2
Disposed
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| NCLT | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| NCLT, Ahmedabad | Court case (C.A.(CAA)) | Filed by the company | Disposed |
| NCLT, Ahmedabad | Court case (C.P.(CAA)) | Filed by the company | Disposed |
To see the full case history of Online PSB Loans Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Online PSB Loans Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Online PSB Loans has 1 subsidiary company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.
1
Subsidiary companies
Key subsidiaries
| Company Name | CIN | Shares held |
|---|---|---|
| Online PSB Account Aggregator Private Limited | U74999GJ2020PTC113504 |
To see the full group structure of Online PSB Loans Limited, buy the company report.
Employees & EPFO
Online PSB Loans Limited has a workforce of 118 employees on its EPFO records as of Mar 23, 2025, across 1 active EPFO establishment.
Employee count
118
Active EPFO establishments
1
Employee growth
20.41%
GST
Online PSB Loans has 3 GST registrations: 2 active and 1 cancelled or inactive.
Total GSTINs
3
Active
2
Cancelled / inactive
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 24AAGCC0002R1ZV | Gujarat | Active | 01 Jul 2017 |
| 27AAGCC0002R2ZO | Maharashtra | Active | 11 Jan 2023 |
To see the full GST registrations and return filing status of Online PSB Loans Limited, buy the company report.
Recent activity
Online PSB Loans Limited has 35 board changes on record since 2015: 14 appointments and 21 cessations. The latest: Vattekat Balasubramanian was appointed as Nominee Director on 11 Nov 2025.
Appointed
Vattekat Balasubramanian was appointed as Nominee Director.
Appointed
Gopal Jha was appointed as Nominee Director.
AGM
Online Psb Loans Limited last Annual general meeting of members was held on 14 Aug 2025 as per latest MCA records.
Appointed
Ronak Suryakant Shah was appointed as CEO.
Appointed
Sivaramakrishnan Manikumar was appointed as Nominee Director.
Appointed
Venugopal Rao Yalangi was appointed as Nominee Director.
Ceased
Ravi Tyagi ceased to be Nominee Director.
Appointed
Vivek Kumar Malhotra was appointed as Nominee Director.
Ceased
Dipesh Narendrakumar Jhurmarvala ceased to be CFO.
Filing
Online Psb Loans Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ahmedabad.
Appointed
Suresh Natwarlal Patel was appointed as Additional Director.
Appointed
Suresh Shanker Menon was appointed as Additional Director.
29 earlier events are in the company report.
News
Frequently asked questions
Online PSB Loans is an active public limited company based in Ahmedabad, Gujarat, India. The company works in online financial services, within the internet industry. It was incorporated on 30 March 2015 (11+ years old) and is registered under CIN U74140GJ2015PLC082744.
Online PSB Loans has 10 current directors:
- Jinand Vikasbhai Shah - Managing Director
- Vivek Kumar Malhotra - Nominee Director
- Suresh Natwarlal Patel - Additional Director
- Sandeep Diddi - Director
- Upendra Hosdurg Sundar Kamath - Director
- Dhrubashish Bhattacharya - Nominee Director
- Venugopal Rao Yalangi - Nominee Director
- Suresh Shanker Menon - Additional Director
- Vattekat Balasubramanian - Nominee Director
- Gopal Jha - Nominee Director
The latest financial statements of Online PSB Loans on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 14 August 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Online PSB Loans is 24AAGCC0002R1ZV, registered in Gujarat. The company has 3 GST registrations in all, of which 2 are active and 1 is cancelled or inactive. Other active GSTINs include 27AAGCC0002R2ZO (Maharashtra).
The CIN (Corporate Identification Number) of Online PSB Loans is U74140GJ2015PLC082744. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Online PSB Loans has 2 court cases on record: 2 filed by the company.
Online PSB Loans was incorporated on 30 March 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ahmedabad.
Online PSB Loans has 13 deals on record (7 secondary share transfers, 5 funding rounds, 1 rights issue), with disclosed funding of ₹150.33 Cr; the latest was in April 2025.
Vattekat Balasubramanian was appointed as Nominee Director on 11 Nov 2025. Gopal Jha was appointed as Nominee Director on 31 Oct 2025. Ronak Suryakant Shah was appointed as CEO on 01 Aug 2025. Online PSB Loans has 35 board changes on record in total.
Yes, Online PSB Loans is registered as a small enterprise under Udyam registration (number: UDYAM-GJ-01-0019339).
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