About Online Psb Loans Limited
Data last updated: 18 December 2025
Online Psb Loans Limited is a public limited company based in Ahmedabad, Gujarat, India, recognised as a startup by DPIIT. It specialises in online financial services, a part of the broader internet and digital services sector. Incorporated on 30 March 2015, the company has been in operation for over 11 years.
Registered with ROC Ahmedabad under CIN U74140GJ2015PLC082744.
Capital: an authorised share capital of ₹6.45 Cr and a paid-up capital of ₹4.13 Cr. Formerly known as Capitaworld Platform Private Limited and Online Psb Loans Private Limited. It is led by directors including Vivek Kumar Malhotra and Jinand Vikasbhai Shah.
Last AGM: 14 August 2025. Financial statements filed for year ended 31 March 2025. Office: Ahmedabad, Gujarat.
As per the financials filed for FY 2025, the company reported a revenue of ₹69.21 Cr, a growth of 54% compared to the previous year.
The company has a workforce of approximately 118 employees as per the latest available data. Its group structure includes 1 subsidiary.
The company is associated with 2 brands - Online Psb Loans, Opl. As per MCA filings, the company has open charges of ₹4.75 Cr and satisfied charges of ₹2 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website onlinepsbloans.com.
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Registered AddressFirst Floor Ashwamegh Elegance – 3 Opp. Sbi Corporate Office Sm Road Amba, Wadi, Ahmedabad, Gujarat, India – 380015
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IndustryInternet, Online Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Online Psb Loans Limited
Online Psb Loans Limited has undergone 2 name changes throughout its history. The company was previously known as Capitaworld Platform Private Limited, and Online Psb Loans Private Limited. The current legal name is Online Psb Loans Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Online Psb Loans Limited | Current |
| Capitaworld Platform Private Limited | Previous |
| Online Psb Loans Private Limited | Previous |
CIN History of Online Psb Loans Limited
Online Psb Loans Limited has one previous CIN (Corporate Identification Number): U74140GJ2015PTC082744. The current CIN is U74140GJ2015PLC082744, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140GJ2015PLC082744 | Current |
| U74140GJ2015PTC082744 | Previous |
Associated Brands with Online Psb Loans Limited
Online Psb Loans Limited operates two associated brands: Online PSB Loans and OPL. These brands represent Online Psb Loans Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Accounting, bookkeeping, auditing, and tax consultancy services are provided. | onlinepsbloans.com | |
| White label solutions for financial institutions | oplinnovate.com |
Competitors & Alternatives of Online Psb Loans Limited
Brands and companies operating in the same space as Online Psb Loans Limited include Perfios, Niro, FinBox and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Perfios
|
Provides financial technology solutions for data analysis and verification globally. | Bengaluru, India, India | 2008 |
Niro
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Provider of a platform for lending as a service management | Bengaluru, India, India | 2021 |
FinBox
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Developer of digital credit infrastructure and risk intelligence suite | Bengaluru, India, India | 2015 |
Ascend Capital
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Provider of financing solutions for electric vehicles | Jaipur, India, India | 2018 |
Hyperface
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Provider of platform for launching and managing credit card programs | Bengaluru, India, India | 2021 |
iServeU
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Financial infrastructure platform is offered for banking and remittance services. | Bhubaneswar, India, India | 2016 |
Cloud Lending
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A cloud-based lending platform is provided for financial institutions. | Foster City, United States, United States | 2013 |
Binocs
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Gen AI powered document analyzer and loan monitoring system | Bengaluru, India, India | 2022 |
Veefin
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SaaS-based supply chain financing solutions are delivered globally. | Mumbai, India, India | 2020 |
Business Activity of Online Psb Loans Limited
Online Psb Loans Limited is engaged in the principal business activity of information and communication, with detailed activities including computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J6 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details for Online Psb Loans Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
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Auditor Details of Online Psb Loans Limited
Online Psb Loans Limited is audited by KKC & ASSOCIATES LLP for the financial year 2024. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| KKC & ASSOCIATES LLP | Locked | Locked | Locked |
Complete auditor history for Online Psb Loans Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
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Board of Directors of Online Psb Loans Limited
Online Psb Loans Limited is currently managed by 10 directors, with 25 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Vivek Kumar Malhotra
Also directs:
Punjab Venture Investors Trust Limited
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Nominee Director | 07 Apr 2025 | 1 Years 3 Months | Current |
| Jinand Vikasbhai Shah | Managing Director | 30 Mar 2015 | 11 Years 3 Months | Current |
| Suresh Natwarlal Patel | Additional Director | 21 Mar 2025 | 1 Years 3 Months | Current |
| Sandeep Diddi | Director | 08 Mar 2018 | 8 Years 4 Months | Current |
| Upendra Hosdurg Sundar Kamath | Director | 14 Dec 2018 | 7 Years 7 Months | Current |
| Dhrubashish Bhattacharya | Nominee Director | 15 Feb 2022 | 4 Years 5 Months | Current |
Financials of Online Psb Loans Limited FY 2025 filings available
Online Psb Loans Limited reported revenue of ₹69.21 Cr (up 54.00% YoY) for FY 2025.
Ten-year financial statements for Online Psb Loans Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
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Ownership and Shareholding of Online Psb Loans Limited
Shareholding and ownership data for Online Psb Loans Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
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- FII and DII holdings
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Group Structure of Online Psb Loans Limited
Online Psb Loans Limited has 1 subsidiary company. This group structure data is as of FY 2024. The corporate group structure reflects Online Psb Loans Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Online Psb Account Aggregator Private Limited | U74999GJ2020PTC113504 | Locked |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Online Psb Loans Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 21 Sep 2024 | State Bank of India | ₹4.75 Cr | Open |
| 30 Nov 2020 | State Bank of India | ₹2 Cr | Satisfied |
Total charge records: 2 View all charges
Employees and EPFO Compliance at Online Psb Loans Limited
Online Psb Loans Limited has a workforce of 118 employees as of Mar 23, 2025.
Employee and EPFO history for Online Psb Loans Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Online Psb Loans Limited
GST registrations and filing compliance for Online Psb Loans Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Online Psb Loans Limited
Credit ratings, litigation, and regulatory alerts for Online Psb Loans Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Online Psb Loans Limited
MSME payment history for Online Psb Loans Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Online Psb Loans Limited
Corporate group structure for Online Psb Loans Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Online Psb Loans Limited
MCA filings and documents for Online Psb Loans Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Online Psb Loans Limited
Recent News on Online Psb Loans Limited
Frequently Asked Questions about Online Psb Loans Limited
Online Psb Loans Limited is an active public limited company in the internet sector based in Ahmedabad, Gujarat, India. It was incorporated on 30 March 2015 (11+ years old) and is registered under CIN U74140GJ2015PLC082744. The company has 118 employees.
Online Psb Loans Limited reported revenue of ₹69.21 Cr for FY 2025 (up 54.00% YoY).
The current directors of Online Psb Loans Limited are:
- Vivek Kumar Malhotra - Nominee Director
- Jinand Vikasbhai Shah - Managing Director
- Suresh Natwarlal Patel - Additional Director
- Sandeep Diddi - Director
- Upendra Hosdurg Sundar Kamath - Director
- Dhrubashish Bhattacharya - Nominee Director
- Venugopal Rao Yalangi - Nominee Director
- Suresh Shanker Menon - Additional Director
- Vattekat Balasubramanian - Nominee Director
- Gopal Jha - Nominee Director
The primary industry of Online Psb Loans Limited is internet. The company specifically operates in online financial services. The company is currently active in this sector.
Yes, Online Psb Loans Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Online Psb Loans Limited can be reached at the registered office: First Floor Ashwamegh Elegance – 3 Opp. Sbi Corporate Office Sm Road Amba, Wadi, Ahmedabad, Gujarat, India – 380015, or through the website onlinepsbloans.com.