Optacredit Fintech Private Limited - Company Profile

It is a financial services private limited company based in Chennai, Tamil Nadu, India, established in 1987.

1987 Chennai, Tamil Nadu, India Active

Last Updated: February 25, 2026

About Optacredit Fintech Private Limited

Optacredit Fintech Private Limited, a active private limited company, was established on 02 February 1987 in Chennai, Tamil Nadu, India. Engaging in investment & credit nbfc within the financial and insurance service sector, it holds CIN: U65993TN1987PTC013978. Registered under ROC Roc Chennai. it is unlisted. It has an authorized capital of ₹3.00 Cr and a paid-up capital of ₹2.02 Cr.

Formerly known as Mani Market Consultants And Investments Private Limited. It upholds a compliant status. Employing 13 professional, Its leadership includes Kumar Srivatsan (Director), Krishna Kumar Arunkumar (Director). Past directors included Kalyanasundar Palamadai Annaswamy, Subrahmaniyam Anand, Kumar Srivatsan. It holds no open charges and ₹0.50 M settled loans. Its latest AGM occurred on 28 December 2020, with the balance sheet filed on 31 March 2020. It is based at Raamsreenewno.20(Oldno.13)Sadullahstreett.Nagar, Chennai, Tamil Nadu, 600017.

Company Details

CIN/LLPIN
U65993TN1987PTC013978
Registration Number
013978
Incorporation Date
02 February 1987
Authorized Capital
₹3.00 Cr
Paid-Up Capital
₹2.02 Cr
ROC Code
Roc Chennai
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 3.00 Cr as on 25-02-2026
Paid Up Capital ₹ 2.02 Cr as on 25-02-2026
Company Age 39 Year, 1 Month
Last Filing with ROC 31 Mar 2020
Satisfied Charges ₹ 0.50 M as on 25-02-2026
Revenue Growth **** -83.95% (FY 2020)
Profit Growth **** -349.81% (FY 2020)
Ebitda **** -1128.72% (FY 2020)
Net Worth -169.87% (FY 2020)
Total Assets -82.26% (FY 2020)

Comprehensive Company Insights

Explore comprehensive insights into Optacredit Fintech Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Optacredit Fintech Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Kumar Srivatsan	Director	21 Aug 2017	Current
Krishna Kumar Arunkumar	Director	21 Nov 2016	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	21 Nov 2016	Past
Pramod Abcsdd	Director	31 Jul 2016	Past
Pramod Abcsdd	Ceo(Kmp)	20 Apr 2020	Past
Pramod Abcsdd	Additional Director	21 Aug 2017	Past
Pramod Abcsdd	Additional Director	21 Nov 2016	Past
Pramod Abcsdd	Director	31 Jul 2016	Past

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Financial Performance of Optacredit Fintech.

Optacredit Fintech Private Limited, for the financial year ended 2020, experienced significant reduction in revenue, with a 83.95% decrease. The company also saw a substantial fall in profitability, with a 349.81% decrease in profit. The company's net worth observed a substantial decline by a decrease of 169.87%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-83.95%

*******

Revenue from Operations

*******

-93.34%

*******

Total Assets

*******

-82.26%

*******

Profit or Loss

*******

-349.81%

*******

Net Worth

*******

-169.87%

*******

EBITDA

*******

-1128.72%

*******

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What is the Ownership and Shareholding Structure of Optacredit Fintech?

In 2020, Optacredit Fintech had a promoter holding of 81.28% and a public holding of 18.73%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹500,000.00

Charges Breakdown by Lending Institutions

Grindlays Bank : 0.05 Cr

Latest Charge Details

Date	Lender	Amount	Status
23 Feb 1989	Grindlays Bank	₹0.50 M	Satisfied

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How Many Employees Work at Optacredit Fintech?

Optacredit Fintech has a workforce of 13 employees as of Mar 21, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Optacredit Fintech, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Optacredit Fintech's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Optacredit Fintech

Recent Activity within the Organization

Annual General Meeting

Optacredit Fintech Private Limited last Annual general meeting of members was held on 28 Dec 2020 as per latest MCA records. was recorded as a recent event.
28 Dec 2020
Balance Sheet

Progress on Optacredit Fintech Private Limited has filed its annual Financial statements for the year ended 31 Mar 2020 with Roc Chennai. was documented.
31 Mar 2020
Director Appointment

Kumar Srivatsan was appointed as a Director was appointed as a Director on 21 Aug 2017 & has been associated with this company since 8 years 6 months . was recorded as a recent event.
21 Aug 2017
Director Appointment

Progress on Krishna Kumar Arunkumar was appointed as a Director was appointed as a Director on 21 Nov 2016 & has been associated with this company since 9 years 3 months . was documented.
21 Nov 2016
Charges

The activity A charge registered on 23 Feb 1989 via Charge ID 90303525 with Grindlays Bank was fully satisfied on 15 Sep 1994. was completed.
15 Sep 1994
Charges

Progress on A charge with Grindlays Bank amounted to Rs. 0.05 Cr with Charge ID 90303525 was registered on 23 Feb 1989. was documented.
23 Feb 1989

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