About Optimum Financial Solutions Private Limited
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Optimum Financial Solutions Private Limited is a private limited company based in Mumbai, Maharashtra, India, recognised as a startup by DPIIT. It operates in the IT consulting and support services segment of the technology and IT services sector. It was incorporated on 14 June 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67100MH2012PTC232145. Its GSTIN is 27AABCO6716H1ZE (Maharashtra).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1.35 Lakh. It is led by directors including Bineeta Pravin Vaghela and Amit Punamraj Bachhawat.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.61 Cr, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹3.12 Lakh (net margin 0.5%) and EBITDA of ₹30.03 Lakh (EBITDA margin 4.5%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 13% over five years.
The company has about 72 employees on its provident fund (EPFO) records.
The company is associated with 3 brands: SenSage, Instanomic Ventures and Optimum Financial Solutions. As per MCA filings, the company has open charges of ₹55.37 Lakh on record. The company has 2 deals on record (2 funding rounds), with disclosed funding of ₹47.4 Lakh; the latest was in March 2016. Its 10 peer companies in the same principal business activity (Publishing of computer operating systems, system software, application software, games, etc.) are compared by revenue, 5 larger and 5 smaller; the largest is Yogik Technologies Private Limited.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website optimumfintech.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address7A Plot No.32 Cts No.238/5 32 Corporate Avenue Premises Chs Ltd, Off. Mahakali Caves Road Gundavali, Mumbai, Maharashtra, India – 400069
- IndustryInformation Technology, IT Consulting & Support Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Optimum Financial Solutions Private Limited
The main business activity of Optimum Financial Solutions is information and communication. In detail, this covers publishing of computer operating systems, system software, application software, games, etc..
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J2 | Publishing of computer operating systems, system software, application software, games, etc. | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Optimum Financial Solutions Private Limited FY 2025 filings available
Optimum Financial Solutions Private Limited reported revenue of ₹6.61 Cr (up 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Optimum Financial Solutions Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 13% over five years, including 12% growth in the latest year. EBITDA fell 52% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Optimum Financial Solutions Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹30.03 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹3.12 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
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| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Optimum Financial Solutions Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 4.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 0.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Optimum Financial Solutions are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Optimum Financial Solutions Private Limited
Optimum Financial Solutions Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Publishing of computer operating systems, system software, application software, games, etc.). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Yogik Technologies Private Limited | •••• | •••• | •••• | •••• | 101 | Jamshedpur, Jharkhand, India |
| Cronlabs Solutions Private Limited | •••• | •••• | •••• | •••• | 19 | Bangalore South, Karnataka, India |
| Trustonic India Private Limited | •••• | •••• | •••• | •••• | - | Delhi, India |
| Nisq Info Solutions Private Limited | •••• | •••• | •••• | •••• | - | Thiruvananthapuram, Kerala, India |
| Rite Infotech Private Limited. | •••• | •••• | •••• | •••• | - | Faridabad, Haryana, India |
| Optimum Financial Solutions Private Limited this company | •••• | •••• | •••• | •••• | - | Mumbai, Maharashtra, India |
| Kernelapps Private Limited | •••• | •••• | •••• | •••• | 28 | New Delhi, Delhi, India |
| Techmile Systems Private Limited | •••• | •••• | •••• | •••• | - | Bangalore, Karnataka, India |
| Futemind Technologies Private Limited | •••• | •••• | •••• | •••• | - | Bangalore, Karnataka, India |
| Mishipay India Private Limited | •••• | •••• | •••• | •••• | 22 | Bangalore, Karnataka, India |
| Contango Services Private Limited | •••• | •••• | •••• | •••• | - | Banglore, Karnataka, India |
Peers are the five companies nearest above and the five nearest below Optimum Financial Solutions by revenue in the same principal business activity (Publishing of computer operating systems, system software, application software, games, etc.), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of Optimum Financial Solutions Private Limited
Optimum Financial Solutions Private Limited is audited by AMBAVI & ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| AMBAVI & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Optimum Financial Solutions Private Limited
Optimum Financial Solutions has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bineeta Pravin Vaghela | Director | 10 Dec 2019 | 6 Years 9 Months | Current |
| Amit Punamraj Bachhawat | Director | 14 Jun 2012 | 14 Years 3 Months | Current |
| Chirag Keyur Shah Also directs: Carry Cube Tech Private Limited | Director | 14 Jun 2012 | 14 Years 3 Months | Current |
Ownership and Shareholding of Optimum Financial Solutions Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Optimum Financial Solutions Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Oct 2023 | Others | ₹55.37 Lakh | Open |
Total charge records: 1 View all charges
Deals & Funding of Optimum Financial Solutions Private Limited
Optimum Financial Solutions Private Limited has 2 deals on record (2 funding rounds), with disclosed funding of ₹47.4 Lakh; the latest was in March 2016.
Deals on record (2 of 2)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2016 | Funding round | ₹27.3 Lakh | Investors: 2 individuals |
| Jan 2015 | Funding round | ₹20.1 Lakh | Investors: 2 individuals |
Full deal history
All 2 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Associated Brands with Optimum Financial Solutions Private Limited
Optimum Financial Solutions operates multiple associated brands including SenSage, Instanomic Ventures, and Optimum Financial Solutions. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Offers Shariah-compliant investment solutions, portfolios, and advisory for clients. | sensageonline.com | |
| Offers an app-based platform for seamless mutual fund investments and financial management. | instanomicventures.in | |
| Innovative digital solutions are delivered to the finance sector. | optimumfintech.com |
Employees and EPFO Compliance at Optimum Financial Solutions Private Limited
Optimum Financial Solutions Private Limited has a workforce of 72 employees as of Mar 29, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Optimum Financial Solutions Private Limited
Optimum Financial Solutions Private Limited has 3 board changes on record since 2012: 3 appointments. The latest: Bineeta Pravin Vaghela was appointed as Director on 10 Dec 2019.
Credit Ratings, Litigation & Regulatory Alerts for Optimum Financial Solutions Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Optimum Financial Solutions Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Optimum Financial Solutions Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Optimum Financial Solutions Private Limited
Optimum Financial Solutions has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCO6716H1ZE | Maharashtra | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Optimum Financial Solutions Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Optimum Financial Solutions Private Limited
Optimum Financial Solutions is an active private limited company based in Mumbai, Maharashtra, India. The company works in IT consulting and support services, within the information technology industry. It was incorporated on 14 June 2012 (14+ years old) and is registered under CIN U67100MH2012PTC232145.
Optimum Financial Solutions reported revenue of ₹6.61 Cr for FY 2025 (up 12% YoY).
Optimum Financial Solutions has 3 current directors:
- Bineeta Pravin Vaghela - Director
- Amit Punamraj Bachhawat - Director
- Chirag Keyur Shah - Director
Optimum Financial Solutions reported a net profit of ₹3.12 Lakh (net margin 0.5%) and EBITDA of ₹30.03 Lakh (EBITDA margin 4.5%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Optimum Financial Solutions is 18% over three years and 13% over five years. In the latest year (FY 2025) revenue rose 12%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Optimum Financial Solutions is 27AABCO6716H1ZE, registered in Maharashtra.
The CIN (Corporate Identification Number) of Optimum Financial Solutions is U67100MH2012PTC232145. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Optimum Financial Solutions was incorporated on 14 June 2012, making it 14+ years old. It is registered with the Registrar of Companies, Mumbai.
Optimum Financial Solutions has 2 deals on record (2 funding rounds), with disclosed funding of ₹47.4 Lakh; the latest was in March 2016.
The peers of Optimum Financial Solutions by revenue are Yogik Technologies Private Limited, Cronlabs Solutions Private Limited, Trustonic India Private Limited, Nisq Info Solutions Private Limited, Rite Infotech Private Limited. and 5 more, all in the same principal business activity (Publishing of computer operating systems, system software, application software, games, etc.).
Bineeta Pravin Vaghela was appointed as Director on 10 Dec 2019. Amit Punamraj Bachhawat was appointed as Director on 14 Jun 2012. Chirag Keyur Shah was appointed as Director on 14 Jun 2012.