Pacific Credit Private Limited
About Pacific Credit Private Limited
Data last updated:
Pacific Credit Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 09 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65900MH1995PTC091581.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹1 Lakh. It is led by directors including Kishin Thakur Wadhwani and Rajesh Harichandra Budhrani.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 94 Maker Chambers Vinariman Point, Mumbai, Maharashtra, India – 400021.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.91 Lakh, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹1.58 Cr and EBITDA of ₹1.58 Cr. Revenue has grown at a compounded annual rate (CAGR) of 8% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Pacific Credit has one previous CIN (Corporate Identification Number): U65900MH2004PTC091581. The current CIN is U65900MH1995PTC091581, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65900MH1995PTC091581 | Current |
| U65900MH2004PTC091581 | Previous |
Contact details
Pacific Credit Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address94 Maker Chambers Vinariman Point, Mumbai, Maharashtra, India – 400021
- IndustryFinancial Services, Financial Activities
To see the full contact details of Pacific Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Pacific Credit Private Limited
FY 2025 filings availablePacific Credit Private Limited reported revenue of ₹1.91 Lakh (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 2% over five years, including 6% growth in the latest year. EBITDA rose 722% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.58 Cr | ||||
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| Net Profit (PAT) | ₹1.58 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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To see the full financial statements and ratios of Pacific Credit Private Limited, buy the company report.
Board of directors of Pacific Credit Private Limited
Pacific Credit has 3 current directors and 10 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kishin Thakur Wadhwani | Director | 11 Nov 2009 | 16 Years 11 Months | Current |
| Rajesh Harichandra Budhrani | Director | 03 Oct 2010 | 16 Years 0 Months | Current |
| Ketaki Kedar Bhalerao | Director | 21 Nov 2022 | 3 Years 11 Months | Current |
Peer comparison
Pacific Credit Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Swastik Comtrade Private Limited | ₹1.92 Lakh (FY 2016) | 31.0% | Vaishali, Bihar, India | |||
| Rahul Synthetics Pvt Ltd | ₹1.92 Lakh (FY 2022) | 1.0% | Mumbai, Maharashtra, India | |||
| Cold Gold Merchants Pvt Ltd | ₹1.92 Lakh (FY 2025) | 14.0% | Kolkata, West Bengal, India | |||
| Pallavi Vyapar Ltd | ₹1.92 Lakh (FY 2020) | 29.0% | Kolkata, West Bengal, India | |||
| R K & B L Properties & Finvest Pvt Ltd | ₹1.92 Lakh (FY 2025) | 45.0% | Kolkata, West Bengal, India | |||
| Pacific Credit Private Limitedthis company | ₹1.91 Lakh (FY 2025) | ₹1.58 Cr | 6.0% | Mumbai, Maharashtra, India | ||
| Anshu Agro Tradefin Private Limited | ₹1.91 Lakh (FY 2020) | 98.0% | Guwahati, Assam, India | |||
| Godrej Holdings Private Limited | ₹1.91 Lakh (FY 2025) | 0.0% | Mumbai, Maharashtra, India | |||
| Primeindus Fintech Solutions Private Limited | ₹1.91 Lakh (FY 2023) | Bangalore, Karnataka, India | ||||
| Eql Fintech Private Limited | ₹1.91 Lakh (FY 2025) | -78.0% | Chennai, Tamil Nadu, India | |||
| Magi Finstock Private Limited | ₹1.91 Lakh (FY 2025) | -20.0% | Mandsaur, Madhya Pradesh, India |
To see the full peer comparison of Pacific Credit Private Limited, buy the company report.
Auditor
Pacific Credit Private Limited is audited by VINAY H PANJABI AND ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| VINAY H PANJABI AND ASSOCIATES | FY 2017 | 111478W |
Shareholding
The shareholding of Pacific Credit Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Pacific Credit Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Pacific Credit Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pacific Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Pacific Credit Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Pacific Credit Private Limited has 13 board changes on record since 2009: 3 appointments and 10 cessations. The latest: Ketaki Kedar Bhalerao ceased to be Additional Director on 29 Sep 2023.
4 earlier events are in the company report.
Frequently asked questions
Pacific Credit is an active private limited company based in Mumbai, Maharashtra, India. The company works in financial activities, within the financial services industry. It was incorporated on 09 August 1995 (31+ years old) and is registered under CIN U65900MH1995PTC091581.
Pacific Credit has 3 current directors:
- Kishin Thakur Wadhwani - Director
- Rajesh Harichandra Budhrani - Director
- Ketaki Kedar Bhalerao - Director
The latest financial statements of Pacific Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Pacific Credit is U65900MH1995PTC091581. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pacific Credit was incorporated on 09 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Mumbai.
The peers of Pacific Credit by revenue are Swastik Comtrade Private Limited, Rahul Synthetics Pvt Ltd, Cold Gold Merchants Pvt Ltd, Pallavi Vyapar Ltd, R K & B L Properties & Finvest Pvt Ltd and 5 more, all in the BFSI industry (Other Financial Services).
Ketaki Kedar Bhalerao ceased to be Additional Director on 29 Sep 2023. Sushil Dinesh Shah ceased to be Director on 23 Nov 2022. Ketaki Kedar Bhalerao was appointed as Director on 21 Nov 2022. Pacific Credit has 13 board changes on record in total.
The registered office of Pacific Credit is at 94 Maker Chambers Vinariman Point, Mumbai, Maharashtra, India – 400021.
Pacific Credit operates in the financial services industry, in the financial activities segment.
The compliance status of Pacific Credit is compliant as of 03 September 2026. The company is actively filing with the Registrar of Companies.
Pacific Credit can be reached at its registered office: 94 Maker Chambers Vinariman Point, Mumbai, Maharashtra, India – 400021.
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