About Paisalo Digital Limited
Data last updated: 12 March 2026
Paisalo Digital Limited is a public limited company based in New Delhi, Delhi, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 05 March 1992, the company has been in operation for over 34 years.
Registered with ROC Delhi under CIN L65921DL1992PLC120483. Listed on BSE: 532900 and NSE: PAISALO.
Capital: an authorised share capital of ₹180 Cr and a paid-up capital of ₹90.95 Cr. Formerly known as S. E. Investments Limited and S. E. Investments Private Limited. It is led by directors including Sunil Agarwal and Harish Singh.
Last AGM: 29 September 2025. Financial statements filed for year ended 31 March 2025. Office: Csc Pocket – 52 Cr Park Near Police Station, New Delhi, Delhi, India – 110019.
As per NSE-filed consolidated financials for FY 2026, the company reported a revenue of ₹943.7 Cr, a growth of 22.38% compared to the previous year. The net worth stands at ₹1,792.98 Cr (up 16.81% YoY). Total assets are valued at ₹6,299.73 Cr (up 19.89% YoY).
Its group structure includes 1 subsidiary.
The company is associated with 1 brand - Paisalo Digital. As per MCA filings, the company has open charges of ₹5,123.98 Cr and satisfied charges of ₹3,282.13 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website paisalo.in.
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EmailLocked
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TelephoneLocked
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Website
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Social Media
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Registered AddressCsc Pocket – 52 Cr Park Near Police Station, New Delhi, Delhi, India – 110019
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IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Paisalo Digital Limited
Paisalo Digital Limited has undergone 2 name changes throughout its history. The company was previously known as S. E. Investments Limited, and S. E. Investments Private Limited. The current legal name is Paisalo Digital Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Paisalo Digital Limited | Current |
| S. E. Investments Limited | Previous |
| S. E. Investments Private Limited | Previous |
CIN History of Paisalo Digital Limited
Paisalo Digital Limited has one previous CIN (Corporate Identification Number): L65921DL2003PLC120483. The current CIN is L65921DL1992PLC120483, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| L65921DL1992PLC120483 | Current |
| L65921DL2003PLC120483 | Previous |
Associated Brands with Paisalo Digital Limited
Paisalo Digital Limited operates one associated brand: Paisalo Digital. These brands represent Paisalo Digital Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Digital lending services are provided to underserved populations. | paisalo.in |
Competitors & Alternatives of Paisalo Digital Limited
Brands and companies operating in the same space as Paisalo Digital Limited include Manappuram Finance, L & T Finance Holdings, Bajaj Finserv and 6 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Manappuram Finance
|
Consumer and SME loans are provided by Manappuram Finance. | Valapad, India, India | 1992 |
L & T Finance Holdings
|
Diversified lending services are provided as a non-banking financial institution. | Mumbai, India, India | 1994 |
Bajaj Finserv
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Financial solutions including loans and insurance are offered. | Pune, India, India | 2007 |
Northern Arc Capital
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Household and business loans are provided with risk management support. | Chennai, India, India | 2006 |
IIFL Finance
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Online gold, home, personal, and business loans are provided. | Mumbai, India, India | 1995 |
Mahindra Finance
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Consumer and SME loans are provided by Mahindra Finance. | Mumbai, India, India | 1991 |
Hero Fincorp
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2-wheeler loans and consumer/business financing are provided by Hero Fincorp. | Delhi, India, India | 1991 |
Kinara Capital
|
Collateral-free loans are provided to MSMEs for business operations. | Bengaluru, India, India | 2011 |
Dvara KGFS
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Loans for consumers and SMEs are provided alongside financial services. | Chennai, India, India | 2008 |
Business Activity of Paisalo Digital Limited
Paisalo Digital Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Paisalo Digital Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Paisalo Digital Limited
Paisalo Digital Limited is audited by Saket Jain & Co. (ICAI peer reviewed, certificate valid till 2026-05-31) for the financial year 2026, as reported in its NSE exchange filings. The statutory auditor is responsible for expressing an independent opinion on whether the financial statements present a true and fair view in accordance with applicable accounting standards.
| Name | Financial year | Audit opinion |
|---|---|---|
| Saket Jain & Co. (ICAI peer reviewed, certificate valid till 2026-05-31) | FY 2026 | Declaration of unmodified opinion |
Board of Directors and KMP of Paisalo Digital Limited
Paisalo Digital Limited currently reports 10 directors and 1 key managerial person. 20 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
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Sunil Agarwal
Also directs:
Paisalo Digital Limited, Pro Fitcch Private Limited, Pri Caf Private Limited and 5 more
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Managing Director | 22 May 2003 | 23 Years 1 Months | Current |
| Harish Singh | Whole-Time Director | 01 Aug 2008 | 17 Years 11 Months | Current |
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Nisha Jolly
Also directs:
Paisalo Digital Limited, Nupur Finvest Private Limited
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Director | 30 May 2020 | 6 Years 1 Months | Current |
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Anoop Krishna
Also directs:
Paisalo Digital Limited
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Whole-Time Director | 23 Feb 2018 | 8 Years 4 Months | Current |
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Manendra Singh
Also directs:
Paisalo Digital Limited
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Company Secretary | 25 Jan 2017 | 9 Years 5 Months | Current |
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Raman Aggarwal
Also directs:
Paisalo Digital Limited
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Director | 15 Oct 2019 | 6 Years 8 Months | Current |
Financials of Paisalo Digital Limited FY 2026 filings available
Paisalo Digital Limited reported revenue of ₹943.7 Cr (up 22.38% YoY) for FY 2026.
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹943.7 Cr | ₹771.11 Cr | ₹658.75 Cr | ₹473.19 Cr | ₹392.22 Cr | ₹346.02 Cr | ₹374.77 Cr |
| Interest Earned | ₹904.72 Cr | ₹696.37 Cr | ₹588.98 Cr | - | ₹392.22 Cr | ₹346.02 Cr | - |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Income | ₹943.7 Cr | ₹771.11 Cr | ₹658.75 Cr | ₹473.19 Cr | ₹392.22 Cr | ₹346.02 Cr | ₹374.77 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹76.42 Cr | ₹62.86 Cr | ₹49.03 Cr | ₹34.67 Cr | ₹25.75 Cr | ₹23.32 Cr | ₹25.46 Cr |
| Finance Costs | ₹374.33 Cr | ₹328.31 Cr | ₹270.07 Cr | ₹208.67 Cr | ₹184.11 Cr | ₹161.95 Cr | ₹156.55 Cr |
| Depreciation & Amortisation | ₹12.24 Cr | ₹5.47 Cr | ₹3.4 Cr | ₹3.29 Cr | ₹3.23 Cr | ₹3.74 Cr | ₹4.03 Cr |
| Other Expenses | ₹118.86 Cr | ₹81.38 Cr | ₹83.76 Cr | ₹41.4 Cr | ₹17.33 Cr | ₹22.67 Cr | ₹29.61 Cr |
| Total Expenses | ₹624.5 Cr | ₹503.53 Cr | ₹418.04 Cr | ₹342.42 Cr | ₹285.07 Cr | ₹265.4 Cr | ₹300.61 Cr |
| Profit Before Exceptional Items & Tax | ₹319.19 Cr | ₹267.57 Cr | ₹240.71 Cr | ₹130.77 Cr | ₹107.15 Cr | ₹80.63 Cr | ₹74.16 Cr |
| Exceptional Items | -₹78.39 Lakh | ₹78.37 Lakh | ₹47.6 Lakh | -₹4.53 Cr | -₹3.31 Lakh | ₹42.32 Lakh | ₹0 |
| Profit Before Tax | ₹318.41 Cr | ₹268.36 Cr | ₹241.18 Cr | ₹126.24 Cr | ₹107.12 Cr | ₹81.05 Cr | ₹74.16 Cr |
| Total Tax Expense | ₹81.2 Cr | ₹68.24 Cr | ₹62.21 Cr | ₹32.62 Cr | ₹27.87 Cr | ₹19.79 Cr | ₹20.03 Cr |
| Net Profit | ₹237.21 Cr | ₹200.12 Cr | ₹178.97 Cr | ₹93.62 Cr | ₹79.25 Cr | ₹61.26 Cr | ₹54.13 Cr |
| attributable to Owners | - | ₹200.12 Cr | ₹178.97 Cr | ₹93.62 Cr | - | ₹61.26 Cr | ₹54.13 Cr |
| attributable to NCI | - | - | - | ₹0 | - | ₹0 | - |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹237.21 Cr | ₹200.12 Cr | ₹178.97 Cr | ₹93.62 Cr | ₹79.25 Cr | ₹61.26 Cr | ₹54.13 Cr |
| EBITDA (computed) | ₹705.77 Cr | ₹601.35 Cr | ₹514.18 Cr | ₹342.73 Cr | ₹294.5 Cr | ₹246.32 Cr | ₹234.74 Cr |
| Basic EPS | ₹2.62 | ₹2.23 | ₹3.87 | ₹2.10 | ₹18.71 | ₹14.49 | ₹12.80 |
| Diluted EPS | ₹2.62 | ₹2.23 | ₹3.87 | ₹2.10 | ₹18.71 | ₹14.49 | ₹12.80 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹6,299.73 Cr | ₹5,254.6 Cr | ₹4,123.18 Cr | ₹3,353.87 Cr |
| Property, Plant & Equipment | ₹84.09 Cr | ₹74.47 Cr | ₹66.11 Cr | ₹65.57 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹146.98 Cr | ₹100.69 Cr | ₹10.92 Cr | ₹25.63 Cr |
| Equity (Net Worth) | ₹1,792.98 Cr | ₹1,534.98 Cr | ₹1,329.42 Cr | ₹1,162.54 Cr |
| Equity Share Capital | ₹90.96 Cr | ₹90.22 Cr | ₹89.81 Cr | ₹44.91 Cr |
| Total Liabilities | ₹4,506.76 Cr | ₹3,719.62 Cr | - | ₹2,191.34 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹782.76 Cr | -₹841.81 Cr | -₹569.75 Cr | -₹452.17 Cr | -₹396.35 Cr |
| Investing Cash Flow | -₹15.21 Cr | -₹12.68 Cr | ₹2.6 Cr | -₹5.07 Cr | -₹51.61 Cr |
| Financing Cash Flow | ₹843.17 Cr | ₹944.73 Cr | ₹552.61 Cr | ₹476.01 Cr | ₹410.52 Cr |
| Capital Expenditure | ₹15.22 Cr | ₹12.78 Cr | ₹3.74 Cr | ₹6.26 Cr | ₹1.31 Cr |
| Free Cash Flow (computed) | -₹797.98 Cr | -₹854.59 Cr | -₹573.49 Cr | -₹458.43 Cr | -₹397.66 Cr |
| Dividends Paid | ₹9.08 Cr | ₹8.97 Cr | ₹4.48 Cr | ₹4.48 Cr | ₹4.23 Cr |
| Net Change in Cash | ₹45.2 Cr | ₹90.23 Cr | -₹14.53 Cr | ₹18.77 Cr | -₹37.44 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹260.92 Cr | ₹240.05 Cr | ₹224.01 Cr | ₹218.71 Cr | ₹193.77 Cr | ₹203.75 Cr | ₹187.03 Cr | ₹186.55 Cr | ₹195.29 Cr | ₹182.59 Cr | ₹144.68 Cr | ₹136.18 Cr |
| Interest Earned | ₹252.57 Cr | ₹243.55 Cr | ₹207.71 Cr | ₹200.88 Cr | ₹182.08 Cr | ₹181.66 Cr | ₹167.53 Cr | ₹165.09 Cr | ₹161.15 Cr | - | - | - |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Income | ₹260.92 Cr | ₹240.05 Cr | ₹224.01 Cr | ₹218.71 Cr | ₹193.77 Cr | ₹203.75 Cr | ₹187.03 Cr | ₹186.55 Cr | ₹195.29 Cr | ₹182.59 Cr | ₹144.68 Cr | ₹136.18 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Employee Benefit Expense | ₹20.35 Cr | ₹20.54 Cr | ₹18.33 Cr | ₹17.2 Cr | ₹18.42 Cr | ₹17.27 Cr | ₹14.41 Cr | ₹12.77 Cr | ₹13.02 Cr | ₹14.19 Cr | ₹11.68 Cr | ₹10.14 Cr |
| Finance Costs | ₹87.58 Cr | ₹94.71 Cr | ₹97.77 Cr | ₹94.27 Cr | ₹85.83 Cr | ₹82.08 Cr | ₹77.32 Cr | ₹83.08 Cr | ₹85.96 Cr | ₹64.18 Cr | ₹60.23 Cr | ₹59.7 Cr |
| Depreciation & Amortisation | ₹4.73 Cr | ₹3.13 Cr | ₹2.18 Cr | ₹2.2 Cr | ₹2.23 Cr | ₹1.23 Cr | ₹1.05 Cr | ₹95.89 Lakh | ₹92.2 Lakh | ₹86.23 Lakh | ₹86.13 Lakh | ₹75.43 Lakh |
| Other Expenses | ₹43.82 Cr | ₹26.82 Cr | ₹24.33 Cr | ₹23.89 Cr | ₹24.85 Cr | ₹15.74 Cr | ₹18.45 Cr | ₹22.34 Cr | ₹30.97 Cr | ₹15.86 Cr | ₹17.67 Cr | ₹19.25 Cr |
| Total Expenses | ₹163.92 Cr | ₹150.47 Cr | ₹155.01 Cr | ₹155.11 Cr | ₹131.44 Cr | ₹121.45 Cr | ₹119.89 Cr | ₹130.75 Cr | ₹146.16 Cr | ₹106.59 Cr | ₹81.15 Cr | ₹84.14 Cr |
| Profit Before Exceptional Items & Tax | ₹97.01 Cr | ₹89.59 Cr | ₹69 Cr | ₹63.6 Cr | ₹62.33 Cr | ₹82.3 Cr | ₹67.14 Cr | ₹55.8 Cr | ₹49.13 Cr | ₹76 Cr | ₹63.54 Cr | ₹52.04 Cr |
| Exceptional Items | ₹0 | -₹78.39 Lakh | ₹0 | ₹0 | ₹78.37 Lakh | ₹0 | ₹0 | ₹0 | ₹47.6 Lakh | ₹0 | ₹0 | - |
| Profit Before Tax | ₹97.01 Cr | ₹88.8 Cr | ₹69 Cr | ₹63.6 Cr | ₹63.11 Cr | ₹82.3 Cr | ₹67.14 Cr | ₹55.8 Cr | ₹49.61 Cr | ₹76 Cr | ₹63.54 Cr | ₹52.04 Cr |
| Total Tax Expense | ₹24.78 Cr | ₹22.54 Cr | ₹17.46 Cr | ₹16.43 Cr | ₹16.83 Cr | ₹19.87 Cr | ₹17.22 Cr | ₹14.31 Cr | ₹13 Cr | ₹19.54 Cr | ₹16.04 Cr | ₹13.63 Cr |
| Net Profit | ₹72.23 Cr | ₹66.26 Cr | ₹51.54 Cr | ₹47.17 Cr | ₹46.29 Cr | ₹62.43 Cr | ₹49.92 Cr | ₹41.49 Cr | ₹36.61 Cr | ₹56.46 Cr | ₹47.49 Cr | ₹38.41 Cr |
| attributable to Owners | - | ₹66.26 Cr | ₹51.54 Cr | ₹47.17 Cr | ₹46.29 Cr | - | - | ₹41.49 Cr | ₹36.61 Cr | ₹0 | ₹47.49 Cr | ₹38.41 Cr |
| attributable to NCI | - | ₹0 | ₹0 | ₹0 | - | - | - | - | - | ₹0 | - | - |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Comprehensive Income | ₹72.23 Cr | ₹66.26 Cr | ₹51.54 Cr | ₹47.17 Cr | ₹46.29 Cr | ₹62.43 Cr | ₹49.92 Cr | ₹41.49 Cr | ₹36.61 Cr | ₹56.46 Cr | ₹47.49 Cr | ₹38.41 Cr |
| EBITDA (computed) | ₹189.32 Cr | ₹187.42 Cr | ₹168.95 Cr | ₹160.07 Cr | ₹150.39 Cr | ₹165.62 Cr | ₹145.5 Cr | ₹139.84 Cr | ₹136.02 Cr | ₹141.05 Cr | ₹124.62 Cr | ₹112.49 Cr |
| Basic EPS | ₹0.80 | ₹0.73 | ₹0.57 | ₹0.52 | ₹0.51 | ₹0.07 | ₹0.56 | ₹0.46 | ₹0.79 | ₹1.26 | ₹1.06 | ₹0.86 |
| Diluted EPS | ₹0.80 | ₹0.73 | ₹0.57 | ₹0.52 | ₹0.51 | ₹0.07 | ₹0.56 | ₹0.46 | ₹0.79 | ₹1.26 | ₹1.06 | ₹0.86 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹917.41 Cr | ₹734.83 Cr | ₹605.04 Cr | ₹422.97 Cr | ₹356.4 Cr | ₹311.55 Cr | ₹337.45 Cr |
| Interest Earned | ₹878.67 Cr | ₹660.24 Cr | ₹535.36 Cr | - | ₹356.4 Cr | ₹311.55 Cr | ₹337.45 Cr |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Income | ₹917.41 Cr | ₹734.83 Cr | ₹605.04 Cr | ₹422.97 Cr | ₹356.4 Cr | ₹311.55 Cr | ₹337.45 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Employee Benefit Expense | ₹74.35 Cr | ₹60.75 Cr | ₹47.01 Cr | ₹32.71 Cr | ₹23.78 Cr | ₹21.65 Cr | ₹23.28 Cr |
| Finance Costs | ₹365.21 Cr | ₹309.3 Cr | ₹239.82 Cr | ₹180.35 Cr | ₹166.79 Cr | ₹143.76 Cr | ₹133.57 Cr |
| Depreciation & Amortisation | ₹12.24 Cr | ₹5.47 Cr | ₹3.4 Cr | ₹3.29 Cr | ₹3.23 Cr | ₹3.73 Cr | ₹4.01 Cr |
| Other Expenses | ₹111.63 Cr | ₹76.03 Cr | ₹74.39 Cr | ₹33.17 Cr | ₹16.67 Cr | ₹22.19 Cr | ₹27.77 Cr |
| Total Expenses | ₹601.58 Cr | ₹470.23 Cr | ₹367.09 Cr | ₹294.55 Cr | ₹250.01 Cr | ₹231.66 Cr | ₹263.53 Cr |
| Profit Before Exceptional Items & Tax | ₹315.83 Cr | ₹264.6 Cr | ₹237.95 Cr | ₹128.42 Cr | ₹106.39 Cr | ₹79.89 Cr | ₹73.92 Cr |
| Exceptional Items | -₹78.39 Lakh | ₹59.46 Lakh | ₹58.32 Lakh | -₹4.59 Cr | -₹17,000 | ₹64.45 Lakh | ₹0 |
| Profit Before Tax | ₹315.05 Cr | ₹265.19 Cr | ₹238.53 Cr | ₹123.83 Cr | ₹106.39 Cr | ₹80.53 Cr | ₹73.92 Cr |
| Total Tax Expense | ₹80.36 Cr | ₹67.51 Cr | ₹61.52 Cr | ₹32.14 Cr | ₹27.68 Cr | ₹19.61 Cr | ₹19.88 Cr |
| Net Profit | ₹234.69 Cr | ₹197.69 Cr | ₹177.02 Cr | ₹91.69 Cr | ₹78.71 Cr | ₹60.92 Cr | ₹54.04 Cr |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 |
| Total Comprehensive Income | ₹234.69 Cr | ₹197.69 Cr | ₹177.02 Cr | ₹91.69 Cr | ₹78.71 Cr | ₹60.92 Cr | ₹54.04 Cr |
| EBITDA (computed) | ₹693.28 Cr | ₹579.37 Cr | ₹481.17 Cr | ₹312.06 Cr | ₹276.41 Cr | ₹227.37 Cr | ₹211.51 Cr |
| Basic EPS | ₹2.59 | ₹2.20 | ₹3.83 | ₹2.06 | ₹18.59 | ₹14.40 | ₹12.78 |
| Diluted EPS | ₹2.59 | ₹2.20 | ₹3.83 | ₹2.06 | ₹18.59 | ₹14.40 | ₹12.78 |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Total Assets | ₹6,191.66 Cr | ₹5,086.12 Cr | ₹3,903.44 Cr | ₹3,037.32 Cr |
| Property, Plant & Equipment | ₹84.09 Cr | ₹74.46 Cr | ₹66.1 Cr | ₹65.56 Cr |
| Inventories | ₹0 | ₹0 | ₹0 | ₹0 |
| Cash & Equivalents | ₹146.82 Cr | ₹100.47 Cr | ₹10.77 Cr | ₹25.59 Cr |
| Equity (Net Worth) | ₹1,772.92 Cr | ₹1,517.65 Cr | ₹1,314.72 Cr | ₹1,150.19 Cr |
| Equity Share Capital | ₹90.96 Cr | ₹90.22 Cr | ₹89.81 Cr | ₹44.91 Cr |
| Total Liabilities | ₹4,418.74 Cr | ₹3,568.47 Cr | - | ₹1,887.13 Cr |
| Metrics | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Operating Cash Flow | -₹854.54 Cr | -₹894.24 Cr | -₹669.45 Cr | -₹347.48 Cr | -₹337.21 Cr |
| Investing Cash Flow | -₹15.21 Cr | -₹12.68 Cr | ₹2.6 Cr | -₹5.07 Cr | -₹51.61 Cr |
| Financing Cash Flow | ₹915.9 Cr | ₹997.03 Cr | ₹652.16 Cr | ₹371.23 Cr | ₹351.56 Cr |
| Capital Expenditure | ₹15.22 Cr | ₹12.78 Cr | ₹3.74 Cr | ₹6.25 Cr | ₹1.31 Cr |
| Free Cash Flow (computed) | -₹869.75 Cr | -₹907.02 Cr | -₹673.19 Cr | -₹353.73 Cr | -₹338.52 Cr |
| Dividends Paid | ₹9.08 Cr | ₹8.97 Cr | ₹4.48 Cr | ₹4.48 Cr | ₹4.23 Cr |
| Net Change in Cash | ₹46.15 Cr | ₹90.1 Cr | -₹14.68 Cr | ₹18.69 Cr | -₹37.26 Cr |
| Metrics | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 | Q4 FY25 | Q3 FY25 | Q2 FY25 | Q1 FY25 | Q4 FY24 | Q3 FY24 | Q2 FY24 | Q1 FY24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | ₹255.67 Cr | ₹236.31 Cr | ₹215.83 Cr | ₹209.59 Cr | ₹189.72 Cr | ₹193.76 Cr | ₹175.93 Cr | ₹175.42 Cr | ₹181.84 Cr | ₹171.25 Cr | ₹130.21 Cr | ₹121.74 Cr |
| Interest Earned | ₹247.38 Cr | ₹239.87 Cr | ₹199.59 Cr | ₹191.82 Cr | ₹178.09 Cr | ₹171.7 Cr | ₹156.46 Cr | ₹153.98 Cr | ₹147.74 Cr | - | - | - |
| Other Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Income | ₹255.67 Cr | ₹236.31 Cr | ₹215.83 Cr | ₹209.59 Cr | ₹189.72 Cr | ₹193.76 Cr | ₹175.93 Cr | ₹175.42 Cr | ₹181.84 Cr | ₹171.25 Cr | ₹130.21 Cr | ₹121.74 Cr |
| Cost of Materials Consumed | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Purchases of Stock-in-Trade | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Changes in Inventories | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Employee Benefit Expense | ₹19.87 Cr | ₹19.95 Cr | ₹17.81 Cr | ₹16.72 Cr | ₹17.93 Cr | ₹16.67 Cr | ₹13.88 Cr | ₹12.27 Cr | ₹12.53 Cr | ₹13.55 Cr | ₹11.28 Cr | ₹9.65 Cr |
| Finance Costs | ₹86.1 Cr | ₹93.03 Cr | ₹95.4 Cr | ₹90.68 Cr | ₹81.68 Cr | ₹77.49 Cr | ₹72.42 Cr | ₹77.71 Cr | ₹80.17 Cr | ₹56.73 Cr | ₹51.83 Cr | ₹51.09 Cr |
| Depreciation & Amortisation | ₹4.73 Cr | ₹3.13 Cr | ₹2.18 Cr | ₹2.2 Cr | ₹2.23 Cr | ₹1.23 Cr | ₹1.04 Cr | ₹95.8 Lakh | ₹92.13 Lakh | ₹86.14 Lakh | ₹86.03 Lakh | ₹75.32 Lakh |
| Other Expenses | ₹40.87 Cr | ₹26.12 Cr | ₹24.16 Cr | ₹20.48 Cr | ₹24.3 Cr | ₹15.68 Cr | ₹18.31 Cr | ₹17.73 Cr | ₹24.99 Cr | ₹15.58 Cr | ₹16.12 Cr | ₹17.7 Cr |
| Total Expenses | ₹160 Cr | ₹147.35 Cr | ₹147.57 Cr | ₹146.66 Cr | ₹128.83 Cr | ₹111.93 Cr | ₹109.32 Cr | ₹120.15 Cr | ₹133.83 Cr | ₹95.72 Cr | ₹67.22 Cr | ₹70.33 Cr |
| Profit Before Exceptional Items & Tax | ₹95.68 Cr | ₹88.96 Cr | ₹68.26 Cr | ₹62.93 Cr | ₹60.89 Cr | ₹81.83 Cr | ₹66.61 Cr | ₹55.27 Cr | ₹48.01 Cr | ₹75.54 Cr | ₹63 Cr | ₹51.41 Cr |
| Exceptional Items | ₹0 | -₹78.39 Lakh | ₹0 | ₹0 | ₹59.46 Lakh | ₹0 | ₹0 | ₹0 | ₹58.32 Lakh | ₹0 | ₹0 | - |
| Profit Before Tax | ₹95.68 Cr | ₹88.18 Cr | ₹68.26 Cr | ₹62.93 Cr | ₹61.48 Cr | ₹81.83 Cr | ₹66.61 Cr | ₹55.27 Cr | ₹48.59 Cr | ₹75.54 Cr | ₹63 Cr | ₹51.41 Cr |
| Total Tax Expense | ₹24.43 Cr | ₹22.21 Cr | ₹17.46 Cr | ₹16.27 Cr | ₹16.47 Cr | ₹19.76 Cr | ₹17.09 Cr | ₹14.18 Cr | ₹12.7 Cr | ₹19.42 Cr | ₹15.79 Cr | ₹13.6 Cr |
| Net Profit | ₹71.25 Cr | ₹65.97 Cr | ₹50.81 Cr | ₹46.66 Cr | ₹45.01 Cr | ₹62.07 Cr | ₹49.52 Cr | ₹41.09 Cr | ₹35.89 Cr | ₹56.11 Cr | ₹47.21 Cr | ₹37.8 Cr |
| Other Comprehensive Income | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | ₹0 | - |
| Total Comprehensive Income | ₹71.25 Cr | ₹65.97 Cr | ₹50.81 Cr | ₹46.66 Cr | ₹45.01 Cr | ₹62.07 Cr | ₹49.52 Cr | ₹41.09 Cr | ₹35.89 Cr | ₹56.11 Cr | ₹47.21 Cr | ₹37.8 Cr |
| EBITDA (computed) | ₹186.51 Cr | ₹185.11 Cr | ₹165.84 Cr | ₹155.82 Cr | ₹144.8 Cr | ₹160.55 Cr | ₹140.08 Cr | ₹133.94 Cr | ₹129.11 Cr | ₹133.13 Cr | ₹115.69 Cr | ₹103.25 Cr |
| Basic EPS | ₹0.79 | ₹0.73 | ₹0.56 | ₹0.52 | ₹0.50 | ₹0.69 | ₹0.55 | ₹0.46 | ₹0.78 | ₹1.25 | ₹1.05 | ₹0.84 |
| Diluted EPS | ₹0.79 | ₹0.73 | ₹0.56 | ₹0.52 | ₹0.50 | ₹0.69 | ₹0.55 | ₹0.46 | ₹0.78 | ₹1.25 | ₹1.05 | ₹0.84 |
Shareholding Pattern of Paisalo Digital Limited
As per the shareholding pattern filed with NSE for the quarter ended Jun 2026, promoters hold 46.72%, foreign institutional investors hold 6.79%, domestic institutional investors hold 6.83%, retail and other public shareholders hold 39.67% of Paisalo Digital Limited. The company had 90,332 shareholders on record.
| Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | |
|---|---|---|---|---|---|---|
| Promoters | 46.72% | 41.75% | 41.75% | 41.16% | 48.21% | 50.37% |
| Public | 53.28% | 58.25% | 58.25% | 58.84% | 51.79% | 49.63% |
| Mar 2026 | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Promoters | 41.75% | 50.37% | 50.37% | 45.92% | 42.63% | 43.78% | 46.07% | 44.50% | 44.50% | 44.50% | 44.50% |
| Public | 58.25% | 49.63% | 49.63% | 54.08% | 57.37% | 56.21% | 53.93% | 55.50% | 55.50% | 55.50% | 55.50% |
| Promoter change (YoY, %pts) | -8.62 | +0.00 | +4.45 | +3.29 | -1.15 | -2.29 | +1.57 | +0.00 | +0.00 | +0.00 | - |
Board & Governance of Paisalo Digital Limited
As per the corporate governance filing with NSE for the quarter ended 31-MAR-2026, the board of Paisalo Digital Limited has 10 directors - 5 independent and 5 executive. The board is chaired by SUNIL AGARWAL.
| Director | Position | On board since | Listed boards |
|---|---|---|---|
| SUNIL AGARWAL | Executive Director · CEO-MD · Chairperson | 1992-03-05 | 1 |
| HARISH SINGH | Executive Director | 2008-08-01 | 1 |
| ANOOP KRISHNA | Executive Director | 2018-02-23 | 1 |
| RAMAN AGGARWAL | Non-Executive - Independent Director | 2019-10-15 | 1 |
| SANTANU AGARWAL | Executive Director | 2022-05-06 | 1 |
| NISHA JOLLY | Non-Executive - Independent Director | 2020-05-30 | 1 |
| VIJUY RONJAN | Non-Executive - Independent Director | 2021-10-08 | 2 |
| DHARMENDRA SINGH GANGWAR | Non-Executive - Independent Director | 2024-07-25 | 3 |
| VINOD KUMAR | Executive Director | 2025-02-04 | 1 |
| JITENDRA KUMAR OJHA | Non-Executive - Independent Director | 2025-05-02 | 1 |
| Committee | Members |
|---|---|
| Audit Committee | VIJUY RONJAN (Chairperson), HARISH SINGH, NISHA JOLLY |
| Nomination and remuneration committee | RAMAN AGGARWAL (Chairperson), DHARMENDRA SINGH GANGWAR, JITENDRA KUMAR OJHA |
| Stakeholders Relationship Committee | DHARMENDRA SINGH GANGWAR (Chairperson), VIJUY RONJAN, RAMAN AGGARWAL |
| Risk Management Committee | JITENDRA KUMAR OJHA (Chairperson), HARISH SINGH, SANTANU AGARWAL, GAURAV CHAUBEY |
| Corporate Social Responsibility Committee | HARISH SINGH (Chairperson), SUNIL AGARWAL, VIJUY RONJAN |
Group Structure of Paisalo Digital Limited
Paisalo Digital Limited has 1 subsidiary company. This group structure data is as of FY 2025. The corporate group structure reflects Paisalo Digital Limited's business expansion strategy and organizational complexity.
| Company Name | CIN | Shares Held |
|---|---|---|
| Nupur Finvest Private Limited | U67120DL1995PTC231086 | - |
Showing major subsidiaries. Total: 1.
Charges & Borrowings of Paisalo Digital Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 05 Feb 2026 | The Jammu and Kashmir Bank Limited | ₹100 Cr | Open |
| 27 Jan 2026 | Others | ₹50 Cr | Open |
| 15 Dec 2025 | Others | ₹30 Cr | Open |
| 09 Dec 2025 | Others | ₹40 Cr | Open |
| 06 Dec 2025 | Canara Bank | ₹100 Cr | Open |
Total charge records: 142 View all charges
Employees and EPFO Compliance at Paisalo Digital Limited
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Employee and EPFO history for Paisalo Digital Limited
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GST Compliance of Paisalo Digital Limited
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Credit Ratings, Litigation & Regulatory Alerts for Paisalo Digital Limited
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MSME Payment Delays by Paisalo Digital Limited
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Subsidiaries & Group Companies of Paisalo Digital Limited
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MCA Filings & Documents of Paisalo Digital Limited
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Recent Activity on Paisalo Digital Limited
Recent News on Paisalo Digital Limited
Frequently Asked Questions about Paisalo Digital Limited
Paisalo Digital Limited is an active public limited company in the financial services sector based in New Delhi, Delhi, India. It was incorporated on 05 March 1992 (34+ years old) and is registered under CIN L65921DL1992PLC120483. Listed on BSE: 532900 and NSE: PAISALO.
Paisalo Digital Limited reported revenue of ₹943.7 Cr for FY 2026 (up 22.38% YoY) based on consolidated NSE filings.
The current directors and KMP of Paisalo Digital Limited are:
- Sunil Agarwal - Managing Director
- Harish Singh - Whole-Time Director
- Nisha Jolly - Director
- Anoop Krishna - Whole-Time Director
- Manendra Singh - Company Secretary
- Raman Aggarwal - Director
- Vijuy Ronjan - Director
- Santanu Agarwal - Whole-Time Director
- Jitendra Kumar Ojha - Director
- Vinod Kumar - Whole-Time Director
- Dharmendra Singh Gangwar - Director
The primary industry of Paisalo Digital Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.
Yes. Paisalo Digital Limited is listed on both BSE (code: 532900) and NSE (symbol: PAISALO).
Paisalo Digital Limited can be reached at the registered office: Csc Pocket – 52 Cr Park Near Police Station, New Delhi, Delhi, India – 110019, or through the website paisalo.in.