Palatty Nidhi Limited
About Palatty Nidhi Limited
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Palatty Nidhi Limited is a nidhi company based in Ernakulam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 17 August 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65929KL2017PLC050119.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹13.71 Lakh. It is led by directors including Jose Palatty Hormise and Palatty Varghese John.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No: I/438(I/423 M) Edassery Building Railway Junction Karukutty P O, Ernakulam, Kerala, India – 683576.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.56 Lakh, a growth of 138% compared to the previous year. For the same year it recorded a net profit of ₹15.4 Lakh and EBITDA of ₹16.13 Lakh. Revenue has declined at a compounded annual rate (CAGR) of 26% over three years and 17% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Palatty Nidhi Limited's registered office is in Ernakulam, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressDoor No: I/438(I/423 M) Edassery Building Railway Junction Karukutty P O, Ernakulam, Kerala, India – 683576
- IndustryFinancial Services, Other Financial Intermediation, Credit Allocation Agencies, Pawn Shops
To see the full contact details of Palatty Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Palatty Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
Financials of Palatty Nidhi Limited
FY 2025 filings availablePalatty Nidhi Limited reported revenue of ₹2.56 Lakh (up 138% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 138% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 17%. EBITDA rose 580% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹16.13 Lakh | ||||
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| Net Profit (PAT) | ₹15.4 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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To see the full financial statements and ratios of Palatty Nidhi Limited, buy the company report.
Board of directors of Palatty Nidhi Limited
Palatty Nidhi has 3 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jose Palatty Hormise Also directs: Palatty Millennium Chits Limited | Director | 17 Aug 2017 | 9 Years 2 Months | Current |
| Palatty Varghese John Also directs: Palatty Millennium Chits Limited | Director | 17 Aug 2017 | 9 Years 2 Months | Current |
| Jijo Thomas Also directs: Palatty Millennium Chits Limited | Director | 22 Oct 2022 | 4 Years 0 Months | Current |
Peer comparison
Palatty Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Rajsurya Nidhi Limited | ₹2.56 Lakh (FY 2020) | Sodawas, Rajasthan, India | ||||
| Riyatech Microcredit Foundation | ₹2.56 Lakh (FY 2024) | 5.0% | Gorakhpur, Uttar Pradesh, India | |||
| Anjana Mutual Benefit Nidhi Limited | ₹2.56 Lakh (FY 2022) | -49.0% | Bhadwa, Rajasthan, India | |||
| Guild Kuries and Loans Pvt Ltd | ₹2.56 Lakh (FY 2019) | -9.0% | Thrissur, Kerala, India | |||
| S S M International Private Limited | ₹2.56 Lakh (FY 2021) | 5.0% | Noida, Uttar Pradesh, India | |||
| Palatty Nidhi Limitedthis company | ₹2.56 Lakh (FY 2025) | ₹15.4 Lakh | 138.0% | Ernakulam, Kerala, India | ||
| Camron Finance and Investments P.Ltd. | ₹2.56 Lakh (FY 2018) | 8.0% | Mumbai, Maharashtra, India | |||
| Jana Vikas Micro Finance | ₹2.56 Lakh (FY 2015) | -36.0% | Guwahati, Assam, India | |||
| Infobiz Holdings Private Limited | ₹2.55 Lakh (FY 2025) | -39.0% | Chennai, Tamil Nadu, India | |||
| Ammulakshmi Chit Funds Private Limited | ₹2.55 Lakh (FY 2019) | 4.0% | Mumbai, Maharashtra, India | |||
| Sayujya Kuries Private Limited. | ₹2.55 Lakh (FY 2024) | -10.0% | Thrissur, Kerala, India |
To see the full peer comparison of Palatty Nidhi Limited, buy the company report.
Legal cases
No court or tribunal cases involving Palatty Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Palatty Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Palatty Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Palatty Nidhi Limited has 5 board changes on record since 2017: 3 appointments and 2 cessations. The latest: Jijo Thomas ceased to be Additional Director on 29 Sep 2023.
Frequently asked questions
Palatty Nidhi is an active nidhi company based in Ernakulam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 17 August 2017 (9+ years old) and is registered under CIN U65929KL2017PLC050119.
Palatty Nidhi has 3 current directors:
- Jose Palatty Hormise - Director
- Palatty Varghese John - Director
- Jijo Thomas - Director
The latest financial statements of Palatty Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Palatty Nidhi is U65929KL2017PLC050119. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Palatty Nidhi was incorporated on 17 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Palatty Nidhi by revenue are Rajsurya Nidhi Limited, Riyatech Microcredit Foundation, Anjana Mutual Benefit Nidhi Limited, Guild Kuries and Loans Pvt Ltd, S S M International Private Limited and 5 more, all in the same principal business activity (other financial activities).
Jijo Thomas ceased to be Additional Director on 29 Sep 2023. Jijo Thomas was appointed as Director on 22 Oct 2022. Palatty Mathew Jose ceased to be Director on 30 Aug 2022. Palatty Nidhi has 5 board changes on record in total.
The registered office of Palatty Nidhi is at Door No: I438I423 M Edassery Building Railway Junction Karukutty P O, Ernakulam, Kerala, India – 683576.
Palatty Nidhi operates in the financial services industry, in the other financial intermediation segment.
The compliance status of Palatty Nidhi is compliant as of 13 August 2026. The company is actively filing with the Registrar of Companies.
Palatty Nidhi can be reached at its registered office: Door No: I438I423 M Edassery Building Railway Junction Karukutty P O, Ernakulam, Kerala, India – 683576.
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