About Panchajanya Chits Private Limited
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Panchajanya Chits Private Limited is a private limited company based in Bengaluru, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 28 February 1984 and has been in existence for over 42 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U85110KA1984PTC005925. Its GSTIN is 29AACCP5556H1Z4 (Karnataka).
The company has an authorised share capital of ₹3 Cr and a paid-up capital of ₹43.29 Lakh. It is led by directors Dhondale Ramachandrasa Prashanth (Managing Director) and Ramachandra Pushpavathi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 1022/33 Dr.Rajkumar Road Opp.To Suguna Hospital 1st Main Road 4th Block Rajajinagar, Bengaluru, Karnataka, India – 560010.
As per the financials filed for FY 2024, the company reported a revenue of ₹82.46 Lakh, a decline of 1% compared to the previous year. For the same year it recorded a net profit of ₹2.82 Lakh (net margin 3.4%) and EBITDA of ₹17.06 Lakh (EBITDA margin 20.7%). Revenue has declined at a compounded annual rate (CAGR) of 3% over three years and 3% over five years.
The company is associated with 1 brand: Panchajanya Chits Pvt Ltd. As per MCA filings, the company has open charges of ₹1.09 Cr and satisfied charges of ₹8.61 Cr on record. Court records list 142 cases involving the company, including 114 filed by the company and 28 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website panchajanya.com.
Company details
CIN history
Panchajanya Chits has one previous CIN (Corporate Identification Number): U65992KA1984PTC005925. The current CIN is U85110KA1984PTC005925, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U85110KA1984PTC005925 | Current |
| U65992KA1984PTC005925 | Previous |
Contact details
Panchajanya Chits Private Limited's registered office is in Bengaluru, Karnataka. Its website is panchajanya.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address1022/33 Dr.Rajkumar Road Opp.To Suguna Hospital 1st Main Road 4th Block Rajajinagar, Bengaluru, Karnataka, India – 560010
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Panchajanya Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Panchajanya Chits operates one associated brand: Panchajanya Chits Pvt Ltd. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Chit funds and financial services operations in India. | panchajanya.com |
Business activity
The main business activity of Panchajanya Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Panchajanya Chits Private Limited, buy the company report.
Financials of Panchajanya Chits Private Limited
FY 2025 filings availablePanchajanya Chits Private Limited reported revenue of ₹82.46 Lakh (down 1% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 3% over five years, including a 1% fall in the latest year. EBITDA rose 61% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹17.06 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹2.82 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 20.7% | ||||
| Net Profit Margin | 3.4% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Panchajanya Chits Private Limited, buy the company report.
Board of directors of Panchajanya Chits Private Limited
Panchajanya Chits has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ramachandra Pushpavathi Also directs: Panchajanya Financial Services Private Limited | Director | 17 Jul 1995 | 31 Years 3 Months | Current |
| Dhondale Ramachandrasa Prashanth Also directs: Panchajanya Financial Services Private Limited | Managing Director | 19 Jun 2002 | 24 Years 4 Months | Current |
Peer comparison
Panchajanya Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shree Mahaveer Fund Private Limited | ₹83.39 Lakh (FY 2025) | 57.0% | Chennai, Tamil Nadu, India | |||
| Bhavanisankar Chits Private Limited | ₹82.84 Lakh (FY 2025) | -12.0% | Tiruchirappalli, Tamil Nadu, India | |||
| K.T.R. Chits Private Limited | ₹82.82 Lakh (FY 2024) | 7.0% | Tamil Nadu, India | |||
| Vedagramam Nidhi Limited | ₹82.68 Lakh (FY 2025) | -3.0% | Aluva, Kerala, India | |||
| Amman Sri Krishna Nidhi Limited | ₹82.55 Lakh (FY 2022) | 17.0% | Tirunelveli, Tamil Nadu, India | |||
| Panchajanya Chits Private Limitedthis company | ₹82.46 Lakh (FY 2024) | ₹2.82 Lakh | 3.4% | -1.0% | Bengaluru, Karnataka, India | |
| Moulya Chits Private Limited | ₹82.21 Lakh (FY 2025) | 85.0% | Hassan, Karnataka, India | |||
| Selvapraba Chit Funds Private Limited | ₹81.69 Lakh (FY 2024) | -19.0% | Villupuram, Tamil Nadu, India |
To see the full peer comparison of Panchajanya Chits Private Limited, buy the company report.
Auditor
Panchajanya Chits Private Limited is audited by LADWA & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| LADWA & CO | FY 2020 | 001818S |
Shareholding
The shareholding of Panchajanya Chits Private Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2016 | FY 2015 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Panchajanya Chits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Nov 2020 | 100408731 | Hdfc Bank Limited | ₹8.82 Lakh | Open | |
| 31 Mar 2012 | 10356253 | Karur Vysya Bank Limited | ₹1 Cr | Open | |
| 28 Jun 2007 | 10062950 | The Lakshmi Vilas Bank Ltd | ₹2.5 Cr | Satisfied | |
| 30 Nov 2006 | 10030001 | The Lakshmi Vilas Bank Limited | ₹2.5 Cr | Satisfied | |
| 10 Jul 2006 | 10013458 | The Lakshmi Vilas Bank Limited | ₹1 Cr | Satisfied |
To see the full charge records of Panchajanya Chits Private Limited, buy the company report.
Total charge records: 10 View all charges
Legal cases
Panchajanya Chits Private Limited has 142 court cases on record: 114 filed by Panchajanya Chits, 28 filed against it. 2 cases are pending and 140 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 121 | 13 | 2 |
| High courts | 21 | 15 | 0 |
Cases on record (5 of 142)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Execution petition | Filed by the company against Ms Unnathi Projects Ltd and 2 others | Disposed |
| High Court of Karnataka | Writ petition | Filed against the company by M/S Unnathi Projects Ltd | Disposed |
| District court, BENGALURU, Karnataka | Civil suit | Filed against the company by Unnathi Projects Ltd | Disposed |
| District court, BENGALURU RURAL, Karnataka | Court case (FDP) | Filed against the company by an individual | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Pending |
To see the full case history of Panchajanya Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Panchajanya Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Panchajanya Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AACCP5556H1Z4 | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Panchajanya Chits Private Limited, buy the company report.
Recent activity
Panchajanya Chits Private Limited has 6 board changes on record since 1995: 2 appointments and 4 cessations. The latest: Dhondale Vasusa Ramachandra ceased to be Director on 05 Sep 2017.
18 earlier events are in the company report.
Frequently asked questions
Panchajanya Chits is an active private limited company based in Bengaluru, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 28 February 1984 (42+ years old) and is registered under CIN U85110KA1984PTC005925.
Panchajanya Chits has 2 current directors:
- Dhondale Ramachandrasa Prashanth - Managing Director
- Ramachandra Pushpavathi - Director
The latest financial statements of Panchajanya Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Panchajanya Chits is 29AACCP5556H1Z4, registered in Karnataka.
The CIN (Corporate Identification Number) of Panchajanya Chits is U85110KA1984PTC005925. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Panchajanya Chits has 142 court cases on record: 114 filed by the company and 28 filed against it. 2 are pending. Most are in the district courts.
Panchajanya Chits was incorporated on 28 February 1984, making it 42+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Panchajanya Chits by revenue are Shree Mahaveer Fund Private Limited, Bhavanisankar Chits Private Limited, K.T.R. Chits Private Limited, Vedagramam Nidhi Limited, Amman Sri Krishna Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Dhondale Vasusa Ramachandra ceased to be Director on 05 Sep 2017. Ramachandra Pushpavathi ceased to be Managing Director on 30 Sep 2014. Padmavathi Dhondale ceased to be Director on 01 Jun 2008. Panchajanya Chits has 6 board changes on record in total.
Panchajanya Chits can be reached through the website panchajanya.com. Its registered office is in Bengaluru, Karnataka, India.
The registered office of Panchajanya Chits is at 102233 Dr.Rajkumar Road Opp.To Suguna Hospital 1st Main Road 4th Block Rajajinagar, Bengaluru, Karnataka, India – 560010.
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