Paragon Finance Ltd - financial services in Kolkata, West Bengal, India. FY 2026 financials & compliance.
CIN L65921WB1986PLC040980 Incorporated 21 July 1986 ROC Kolkata HQ Kolkata, West Bengal, India
Active Listed - BSE: 531255 Public Limited Company financial services
Data last updated
Market Cap
₹14.25 Cr
PARAGONF · BSE
Share Price
₹34.70
+3.52% today
Revenue
₹1.26 Cr
FY 2025-26 · -42.7% YoY
EBITDA
−₹0.95 Cr
Margin -75.4%
Net Profit
−₹1.13 Cr
FY 2025-26 · -453.1% YoY
P/E (TTM)
6.6x
P/B 0.3x
ROE
-3.8%
ROCE -3.7%
Debt / Equity
0.04
Interest cover -0.8x

About Paragon Finance Ltd

Data last updated:

Paragon Finance Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 21 July 1986 and has been in existence for over 40 years.

The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN L65921WB1986PLC040980. Its GSTIN is 19AABCP5872H1Z3 (West Bengal). The company holds 2 GST registrations, of which 1 is active. It is a listed company as per MCA records. Its shares are listed on BSE: 531255.

The company has an authorised share capital of ₹6.25 Cr and a paid-up capital of ₹4.25 Cr. It is led by directors including Sanjay Kumar Gupta (Whole-Time Director) and Anny Jain.

Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Sikkim House 4th Floor4/1 Middleton Street, Kolkata, West Bengal, India – 700071.

As per the latest standalone financials for FY 2025-26, the company reported a revenue of ₹1.26 Cr, a decline of 42.7% compared to the previous year. For the same year it recorded a net loss of ₹1.13 Cr (net margin -89.7%) and EBITDA of -₹95 Lakh (EBITDA margin -75.4%). The net worth stands at ₹28.63 Cr (down 5.1% YoY). Total assets are valued at ₹30.02 Cr (down 2.8% YoY).

The company is associated with 1 brand: Paragon Finance. As per MCA filings, the company has open charges of ₹54 Lakh and satisfied charges of ₹4.34 Cr on record. Court records list 598 cases involving the company, including 488 filed by the company and 110 filed against it; 155 cases are pending. The company has 18 deals on record (18 market trades); the latest was in June 2026. Its 6 peer companies in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 2 smaller; the largest is BMW Fin - Invest Private Limited with revenue of ₹3.64 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website paragonfinanceltd.com.

Company details

CIN L65921WB1986PLC040980
Registration Number 040980
Incorporation Date 21 July 1986
ROC Kolkata
Listing Status Listed - Listed on BSE (531255)
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant

CIN history

Paragon Finance has one previous CIN (Corporate Identification Number): U65921WB1986PLC040980. The current CIN is L65921WB1986PLC040980, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
L65921WB1986PLC040980Current
U65921WB1986PLC040980Previous

Contact details

Paragon Finance Ltd's registered office is in Kolkata, West Bengal. Its website is paragonfinanceltd.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Sikkim House 4th Floor4/1 Middleton Street, Kolkata, West Bengal, India – 700071
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Paragon Finance Ltd, buy the company report.

Comprehensive company report
Paragon Finance Ltd - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Paragon Finance operates one associated brand: Paragon Finance. Each brand links to its own profile.

BrandDescriptionWebsite
Business consulting in asset and real estate finance is provided.paragonfinanceltd.com

Business activity

The main business activity of Paragon Finance is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Paragon Finance Ltd, buy the company report.

Financials of Paragon Finance Ltd

FY 2025-26 filings available

Paragon Finance Ltd reported revenue of ₹1.26 Cr (down 42.7% YoY) for FY 2025-26.

Financial Highlights

FY 2025-26 · Standalone
Revenue
₹1.26 Cr
-42.7% YoY
EBITDA
−₹0.95 Cr
-4650.0% YoY
Profit After Tax
−₹1.13 Cr
-453.1% YoY
Net Worth
₹28.63 Cr
-5.1% YoY
Total Assets
₹30.02 Cr
-2.8% YoY
Total Debt
₹1.40 Cr
+97.2% YoY

Revenue vs Net Profit ₹ Cr

Margin trends

Financial summary ₹ Cr

MetricsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Income statement
Revenue1.262.203.591.712.663.054.37
Revenue growth-42.7%-38.7%+109.9%-35.7%-12.8%-30.2%-
EBITDA(0.95)(0.02)1.15(0.04)0.600.412.08
EBITDA margin-75.4%-0.9%+32.0%-2.3%+22.6%+13.4%+47.6%
Profit before tax(1.17)0.541.05(0.10)0.880.351.98
Net profit(1.13)0.320.87(0.15)0.630.271.57
Net profit margin-89.7%+14.6%+24.2%-8.8%+23.7%+8.9%+35.9%
EPS (₹)(2.62)0.742.02(0.31)1.600.703.71
Balance sheet
Total assets30.0230.8830.4728.1927.7526.6227.23
Net worth28.6330.1729.7626.6827.0425.9324.75
Total debt1.400.710.711.510.710.692.48
Cash & bank1.041.531.161.212.776.691.65
Net working capital1.213.342.384.214.957.973.98
Cash flow
Cash from operations(2.02)1.22(5.42)5.062.204.64(0.79)
Cash from investing0.84(0.85)6.18(7.43)(6.14)2.20(0.18)
Cash from financing0.690.00(0.80)0.800.02(1.79)1.07
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.89(0.90)0.910.171.090.26(0.22)1.06
Revenue growth (YoY)-18.4%-446.2%+513.6%-84.0%-0.9%---
Other income3.44(4.13)1.711.341.11(0.24)0.370.00
Total expenses0.230.590.360.600.650.670.410.62
EBITDA0.66(1.49)0.55(0.43)0.44(0.41)(0.63)0.44
EBITDA margin+74.2%+165.6%+60.4%-252.9%+40.4%-157.7%+286.4%+41.5%
Depreciation0.080.050.060.060.060.000.010.01
Interest0.010.010.000.000.000.000.000.00
Profit before tax4.01(5.68)2.200.851.49(0.65)(0.27)0.43
Tax0.64(0.81)0.390.290.090.160.030.00

Financial Statements

Figures in ₹ Cr; negatives in brackets. Updated 07 Nov 2026
ParticularsJun 2026Mar 2026Dec 2025Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
Revenue0.89(0.90)0.910.171.090.26(0.22)1.06
Revenue growth (YoY)-18.4%-446.2%+513.6%-84.0%-0.9%---
Other income3.44(4.13)1.711.341.11(0.24)0.370.00
Total expenses0.230.590.360.600.650.670.410.62
EBITDA0.66(1.49)0.55(0.43)0.44(0.41)(0.63)0.44
EBITDA margin+74.2%+165.6%+60.4%-252.9%+40.4%-157.7%+286.4%+41.5%
Depreciation0.080.050.060.060.060.000.010.01
Interest0.010.010.000.000.000.000.000.00
Profit before tax4.01(5.68)2.200.851.49(0.65)(0.27)0.43
Tax0.64(0.81)0.390.290.090.160.030.00
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Revenue1.262.203.591.712.663.054.37
Revenue growth-42.7%-38.7%+109.9%-35.7%-12.8%-30.2%-
Other income0.020.600.040.120.390.060.08
Total expenses2.212.222.441.752.062.642.29
Employee cost1.421.641.761.631.631.271.11
EBITDA(0.95)(0.02)1.15(0.04)0.600.412.08
EBITDA margin-75.4%-0.9%+32.0%-2.3%+22.6%+13.4%+47.6%
Depreciation0.230.040.110.150.090.060.07
Interest0.010.000.030.030.020.060.11
Profit before tax(1.17)0.541.05(0.10)0.880.351.98
Tax(0.04)0.220.180.030.210.070.41
Net profit(1.13)0.320.87(0.15)0.630.271.57
Net profit margin-89.7%+14.6%+24.2%-8.8%+23.7%+8.9%+35.9%
EPS (₹)(2.62)0.742.02(0.31)1.600.703.71
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Equity & liabilities
Share capital4.254.254.254.254.254.254.25
Reserves & surplus24.3825.9225.5122.4322.7921.6820.50
Shareholders' funds (net worth)28.6330.1729.7626.6827.0425.9324.75
Secured loans0.000.000.000.000.000.000.00
Unsecured loans1.400.710.711.510.710.692.48
Total debt1.400.710.711.510.710.692.48
Total liabilities30.0230.8830.4728.1927.7526.6227.23
Assets
Gross block0.770.210.640.640.570.410.33
Net block0.520.060.260.370.410.200.16
Capital work in progress0.000.000.000.000.000.000.00
Investments14.7116.8615.2716.869.642.943.38
Inventories0.000.000.000.000.000.000.00
Sundry debtors0.000.000.000.000.000.000.00
Cash & bank balances1.041.531.161.212.776.691.65
Loans & advances2.732.701.403.382.421.392.47
Total current assets3.774.232.564.595.198.084.12
Total current liabilities2.560.890.180.380.240.110.14
Net working capital1.213.342.384.214.957.973.98
Total assets30.0230.8830.4728.1927.7526.6227.23
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Opening cash1.531.161.212.776.691.651.54
Net cash from operating activities(2.02)1.22(5.42)5.062.204.64(0.79)
Net cash from investing activities0.84(0.85)6.18(7.43)(6.14)2.20(0.18)
Net cash from financing activities0.690.00(0.80)0.800.02(1.79)1.07
Net change in cash(0.49)0.37(0.05)(1.57)(3.92)5.050.10
Closing cash1.041.531.161.212.776.691.65
ParticularsFY 2025-26FY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Growth
Sales growth-42.7%-38.7%+109.9%-35.7%-12.8%-30.2%-
EBITDA growth-4650.0%-101.7%+2975.0%-106.7%+46.3%-80.3%-
PBT growth--48.6%+9998.0%-+151.4%-82.3%+10.0%
Net income growth-453.1%-63.2%+680.0%-123.8%+133.3%-82.8%-
Revenue CAGR (3Y)-9.7%-6.1%+5.6%-26.9%-12.6%-15.5%-4.5%
EBITDA CAGR (3Y)+187.4%-+41.0%--32.0%-48.8%-5.7%
Profitability & leverage
Net income margin-89.7%+14.6%+24.2%-7.6%+25.2%+9.2%+35.9%
Return on capital employed-3.7%+1.7%+3.7%-0.3%+3.4%+1.6%+8.0%
Return on net worth-3.8%+1.0%+3.1%-0.6%+2.6%+1.2%+6.5%
Debt / equity0.040.020.040.040.030.060.08
Long-term debt / equity0.040.020.040.040.030.060.08
Interest cover-0.850.002.88-15.793.9217.145.47
Efficiency & per share
Fixed asset turnover2.616.595.673.026.228.4113.69
Inventory turnover0.000.000.000.000.000.000.00
Debtors turnover0.000.000.000.000.000.000.00
EPS (₹)(2.62)0.742.02(0.31)1.600.703.71
Dividend per share (₹)0.000.000.000.000.000.000.00
Book value per share (₹)67.3670.9970.0362.7763.6361.0058.22

To see the full year-wise statements and ratios of Paragon Finance Ltd, buy the company report.

Board of directors of Paragon Finance Ltd

Paragon Finance has 5 current directors and 14 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anny JainDirector14 Nov 20169 Years 11 MonthsCurrent
Sanjay Kumar GuptaWhole-Time Director19 Nov 199134 Years 11 MonthsCurrent
Aloke Kumar GuptaDirector21 Aug 198640 Years 2 MonthsCurrent
Parul RajgariaDirector14 Feb 20233 Years 8 MonthsCurrent
Anshul GoenkaDirector29 Aug 20233 Years 2 MonthsCurrent

Peer comparison

Paragon Finance Ltd is compared with the 6 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
BMW Fin - Invest Private Limited₹3.64 Cr (FY 2020)21.0%Kolkata, West Bengal, India
Nutan Trade & Agencies Pvt. Ltd.₹3.64 Cr (FY 2025)40.0%Bangalore, Karnataka, India
S S Fincap Private Limited₹3.64 Cr (FY 2025)1058.0%Haryana, India
Sulabh Engineers and Services Limited₹3.64 Cr (FY 2023)-3.0%Mumbai, Maharashtra, India
Rajhans Credit & Finvest Pvt Ltd₹3.63 Cr (FY 2024)12.0%Kolkata, West Bengal, India
Multitone Investrade Private Limited₹3.62 Cr (FY 2025)62.0%Mumbai, Maharashtra, India
Paragon Finance Ltdthis company₹1.26 Cr (FY 2026)-₹1.13 Cr-89.7%-42.7%Kolkata, West Bengal, India

To see the full peer comparison of Paragon Finance Ltd, buy the company report.

Auditor

Paragon Finance Ltd is audited by AGARWAL MAHESWARI & CO. for the financial year 2019.

Auditor firmFinancial yearFirm registration number
AGARWAL MAHESWARI & CO.FY 2019314030E

Shareholding

Shareholding for the quarter ended Mar 2026: promoters hold 72.50%, foreign institutional investors hold 0.00%, domestic institutional investors hold 0.00% and retail and other public shareholders hold 27.50%.

Promoters: 72.50%Retail & Others: 27.50%
Mar 2026
QUARTER
72.50% Promoters
27.50% Retail & Others
Promoter holding - history
Now 72.50% · Mar 2026High 72.50% · Mar 2026Low 70.90% · Jun 2025
69%70.3%71.5%72.8%74%Jun 2025Sep 2025Dec 2025Mar 2026Jun 2025: 70.90%Sep 2025: 70.90%Dec 2025: 72.30%Mar 2026: 72.50%70.90%72.50%
Shareholding trend - last 6 quarters
Mar 2026Dec 2025Sep 2025Jun 2025
Promoters72.50%72.30%70.90%70.90%
Public27.50%27.70%29.10%29.10%

Charges & borrowings

Open charges
₹54 Lakh
Satisfied charges
₹4.34 Cr
Breakdown by lending institutions
Punjab and Sind Bank₹2.00 Cr
Tata Capital Financial Services Limited₹1.00 Cr
Yes Bank Limited₹0.54 Cr
Uco Bank₹0.50 Cr
Oriental Bank of Commerce₹0.30 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
18 Mar 2024100913646Yes Bank Limited₹54 LakhSatisfied
24 Jun 201410515239Tata Capital Financial Services Limited₹1 CrSatisfied
10 Apr 201310428421Oriental Bank of Commerce₹30 LakhSatisfied
20 Apr 201210355287Punjab and Sind Bank₹2 CrSatisfied
31 Mar 198990253321Uco Bank₹50 LakhSatisfied

To see the full charge records of Paragon Finance Ltd, buy the company report.

Total charge records: 5 View all charges

Deals & funding

Paragon Finance Ltd has 18 deals on record (18 market trades); the latest was in June 2026.

Total deals
18
Market trades
18

Deals on record (5 of 18)

To see the full deal history of Paragon Finance Ltd, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Paragon Finance Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Paragon Finance has 2 GST registrations: 1 active and 1 cancelled or inactive.

Total GSTINs
2
Active
1
Cancelled / inactive
1
GSTINStateStatusRegistered on
19AABCP5872H1Z3West BengalActive01 Jul 2017

To see the full GST registrations and return filing status of Paragon Finance Ltd, buy the company report.

Recent activity

Paragon Finance Ltd has 29 board changes on record since 1986: 17 appointments and 12 cessations. The latest: Anshul Goenka was appointed as Director on 29 Aug 2023.

Filing
Paragon Finance Ltd has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Kolkata I.
Charges
A charge registered on 18 Mar 2024 via Charge ID 100913646 with Yes Bank Limited was fully satisfied on 23 Feb 2026.
AGM
Paragon Finance Ltd last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Charges
A charge with Yes Bank Limited amounted to Rs. 0.54 Cr with Charge ID 100913646 was registered on 18 Mar 2024.
Appointed
Anshul Goenka was appointed as Director.
Ceased
Suvobrata Ganguly ceased to be Director.
Ceased
Ravi Agarwalla ceased to be Director.
Ceased
Sanjay Goenka ceased to be Director.
Appointed
Parul Rajgaria was appointed as Director.
Ceased
Shreya Gupta ceased to be Director.
Charges
A charge registered on 24 Jun 2014 via Charge ID 10515239 with Tata Capital Financial Services Limited was fully satisfied on 07 Sep 2022.
Ceased
Raveena Agrawal ceased to be CFO.

31 earlier events are in the company report.

Frequently asked questions

Paragon Finance is an active public limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 21 July 1986 (40+ years old) and is registered under CIN L65921WB1986PLC040980. Listed on BSE: 531255.

Paragon Finance reported revenue of ₹1.26 Cr for FY 2025-26 (down 42.7% YoY) based on standalone financials.

Paragon Finance has 5 current directors:

The latest financial statements of Paragon Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 24 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Paragon Finance is 19AABCP5872H1Z3, registered in West Bengal. The company has 2 GST registrations in all, of which 1 is active and 1 is cancelled or inactive.

The CIN (Corporate Identification Number) of Paragon Finance is L65921WB1986PLC040980. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Yes. Paragon Finance is a listed company as per MCA records. Its shares are listed on BSE (code: 531255).

Paragon Finance has 598 court cases on record: 488 filed by the company and 110 filed against it. 155 are pending. Most are in the district courts.

Paragon Finance was incorporated on 21 July 1986, making it 40+ years old. It is registered with the Registrar of Companies, Kolkata.

Paragon Finance has 18 deals on record (18 market trades); the latest was in June 2026.

The peers of Paragon Finance by revenue are BMW Fin - Invest Private Limited, Nutan Trade & Agencies Pvt. Ltd, S S Fincap Private Limited, Sulabh Engineers and Services Limited, Rajhans Credit & Finvest Pvt Ltd and 1 more, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).