Pathsaver Mirco Credit Association

Pathsaver Mirco Credit Association - financial services in Alwar, Rajasthan, India. FY 2026 financials & compliance.
CIN U65990RJ2017NPL059801 Incorporated 19 December 2017 ROC Jaipur HQ Alwar, Rajasthan, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2022
₹3.8 Lakh
▲ 96% YoY
Net loss · FY 2022
₹5,023
Net margin -1.3%
EBITDA · FY 2022
-₹5,023
EBITDA margin -1.3%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1.5 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
2
As per MCA filings
Last financials
Mar 2024
Balance sheet date

About Pathsaver Mirco Credit Association

Data last updated:

Pathsaver Mirco Credit Association is a private not for profit company based in Alwar, Rajasthan, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 19 December 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65990RJ2017NPL059801.

The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1.5 Lakh. It is led by directors Manoj Kumar and Narendra Kumar.

Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Alwar, Rajasthan.

As per the financials filed for FY 2022, the company reported a revenue of ₹3.8 Lakh, a growth of 96% compared to the previous year. For the same year it recorded a net loss of ₹5,023 (net margin -1.3%) and EBITDA of -₹5,023 (EBITDA margin -1.3%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65990RJ2017NPL059801
Registration Number 059801
Incorporation Date 19 December 2017
ROC Jaipur
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant

Contact details

Pathsaver Mirco Credit Association's registered office is in Alwar, Rajasthan. Its e-mail address is in the company report.

  • Email
  • Registered Address
    12 Mohan Nagar In Front Of Goyal Hospital, 160 Feet Road, Alwar, Rajasthan, India – 301001
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Pathsaver Mirco Credit Association, buy the company report.

Comprehensive company report
Pathsaver Mirco Credit Association - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Pathsaver Mirco Credit Association is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Pathsaver Mirco Credit Association, buy the company report.

Financials of Pathsaver Mirco Credit Association

FY 2024 filings available

Pathsaver Mirco Credit Association reported revenue of ₹3.8 Lakh (up 96% YoY) for FY 2022.

Revenue · FY 2022
₹3.8 Lakh ▲ 96%
Net loss · FY 2022
₹5,023 margin -1.3%
EBITDA · FY 2022
-₹5,023 margin -1.3%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 96%
3 years · compounded
▼ 11%
EBITDA CAGR growth
3 years · compounded
▼ 34%

Revenue rose 96% in the latest year, though over three years it has declined at a compounded annual rate (CAGR) of 11%. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹5,023
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹5,023
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2021-22FY 2020-21FY 2019-20FY 2018-19FY 2017-18
Profitability
EBITDA Margin-1.3%
Net Profit Margin-1.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Pathsaver Mirco Credit Association, buy the company report.

Board of directors of Pathsaver Mirco Credit Association

Pathsaver Mirco Credit Association has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Manoj KumarDirector19 Aug 20233 Years 2 MonthsCurrent
Narendra KumarDirector01 Sep 20224 Years 2 MonthsCurrent

Peer comparison

Pathsaver Mirco Credit Association is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
R S R Nidhi Limited₹3.81 Lakh (FY 2020)-23.0%Agra, Uttar Pradesh, India
Anokhabandhan Rural Microdevelopment Foundation₹3.81 Lakh (FY 2021)22.0%Ghazipur, Uttar Pradesh, India
Aftek Financial Services Private Limited₹3.81 Lakh (FY 2016)1160.0%New Delhi, Delhi, India
FCC Chits Company Private Limited₹3.8 Lakh (FY 2021)-16.0%Thrissur, Kerala, India
Pathsaver Mirco Credit Associationthis company₹3.8 Lakh (FY 2022)-₹5,023-1.3%96.0%Alwar, Rajasthan, India
Khushboo Assets and Reconstruction Private Limited₹3.8 Lakh (FY 2024)Panchkula, Haryana, India
BDFC First Nidhi Limited₹3.8 Lakh (FY 2024)-2.0%Northtwentyfourparganas, West Bengal, India
Royal Finadvicon Private Limited₹3.8 Lakh (FY 2023)Jaipur, Rajasthan, India
KD Micro Finance Private Limited₹3.79 Lakh (FY 2025)260.0%Bhilwara, Rajasthan, India
Stanworth Chits Private Limited₹3.79 Lakh (FY 2025)-60.0%Thrissur, Kerala, India
M M Oil Field Servfices Pvt Ltd₹3.79 Lakh (FY 2025)49.0%Kolkata, West Bengal, India

To see the full peer comparison of Pathsaver Mirco Credit Association, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Pathsaver Mirco Credit Association; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Pathsaver Mirco Credit Association; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Pathsaver Mirco Credit Association has 7 board changes on record since 2018: 2 appointments and 5 cessations. The latest: Manoj Kumar ceased to be Additional Director on 29 Sep 2023.

AGM
Pathsaver Mirco Credit Association last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Pathsaver Mirco Credit Association has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Jaipur.
Ceased
Manoj Kumar ceased to be Additional Director.
Ceased
Krishna Dutt ceased to be Director.
Appointed
Manoj Kumar was appointed as Director.
Ceased
Jaswant Singh ceased to be Director.
Ceased
Kapoor Singh ceased to be Director.
Appointed
Narendra Kumar was appointed as Director.
Ceased
Sardar Singh Saini ceased to be Additional Director.
Incorporation
19 Dec 2017
Pathsaver Mirco Credit Association was registered on 19 Dec 2017 with Roc Jaipur & aged 8 years 10 months as per MCA records.

Frequently asked questions

Pathsaver Mirco Credit Association is an active private not for profit company based in Alwar, Rajasthan, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 19 December 2017 (9+ years old) and is registered under CIN U65990RJ2017NPL059801.

Pathsaver Mirco Credit Association has 2 current directors:

The latest financial statements of Pathsaver Mirco Credit Association on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2018 are in the company report.

The CIN (Corporate Identification Number) of Pathsaver Mirco Credit Association is U65990RJ2017NPL059801. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Pathsaver Mirco Credit Association was incorporated on 19 December 2017, making it 9+ years old. It is registered with the Registrar of Companies, Jaipur.

The peers of Pathsaver Mirco Credit Association by revenue are R S R Nidhi Limited, Anokhabandhan Rural Microdevelopment Foundation, Aftek Financial Services Private Limited, FCC Chits Company Private Limited, Khushboo Assets and Reconstruction Private Limited and 5 more, all in the same principal business activity (other financial activities).

Manoj Kumar ceased to be Additional Director on 29 Sep 2023. Krishna Dutt ceased to be Director on 19 Aug 2023. Manoj Kumar was appointed as Director on 19 Aug 2023. Pathsaver Mirco Credit Association has 7 board changes on record in total.

The registered office of Pathsaver Mirco Credit Association is at 12 Mohan Nagar In Front Of Goyal Hospital, 160 Feet Road, Alwar, Rajasthan, India – 301001.

Pathsaver Mirco Credit Association operates in the financial services industry, in the other financial intermediation segment.

The compliance status of Pathsaver Mirco Credit Association is compliant as of 01 September 2026. The company is actively filing with the Registrar of Companies.

Pathsaver Mirco Credit Association can be reached at its registered office: 12 Mohan Nagar In Front Of Goyal Hospital, 160 Feet Road, Alwar, Rajasthan, India – 301001.