Pavitra Chit Funds Pvt Ltd
About Pavitra Chit Funds Pvt Ltd
Data last updated:
Pavitra Chit Funds Pvt Ltd is a private limited company based in Vijayawada, Andhra Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 21 May 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65992AP1987PTC007476. Its GSTIN is 37AADCP1319B1ZX (Andhra Pradesh).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2.64 Lakh. It is led by directors Nageswara Rao Chigurupati (Managing Director) and Jyothi Chigurupati.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 27 – 6 – 115/1 Prakasam Road Governorpet Vijayawada Governorpet Vijayawada, Andhra Pradesh, India.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.71 Cr, a growth of 47% compared to the previous year. For the same year it recorded a net profit of ₹62.11 Lakh (net margin 36.4%) and EBITDA of ₹81.93 Lakh (EBITDA margin 48%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 5% over five years.
As per MCA filings, the company has open charges of ₹97.44 Lakh on record. Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address27 – 6 – 115/1 Prakasam Road Governorpet Vijayawada Governorpet Vijayawada, Andhra Pradesh, India
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Pavitra Chit Funds Pvt Ltd
The main business activity of Pavitra Chit Funds is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Pavitra Chit Funds Pvt Ltd FY 2025 filings available
Pavitra Chit Funds Pvt Ltd reported revenue of ₹1.71 Cr (up 47% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Pavitra Chit Funds Pvt Ltd
Revenue has grown at a compounded annual rate (CAGR) of 5% over five years, including 47% growth in the latest year. EBITDA rose 139% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Pavitra Chit Funds Pvt Ltd
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹81.93 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹62.11 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Pavitra Chit Funds Pvt Ltd
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 48% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 36.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Pavitra Chit Funds are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Nageswara Rao Chigurupati | Managing Director | 21 May 1987 | 39 Years 4 Months | Current |
| Jyothi Chigurupati | Director | 18 Apr 2023 | 3 Years 6 Months | Current |
Peer Comparison of Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds Pvt Ltd is compared with the companies closest to it by revenue in the BFSI industry (Chit Funds). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saradhi Chit Funds Private Limited | ₹1.89 Cr (FY 2019) | •••• | •••• | 29.0% | •••• | Warangal, Telangana, India |
| Kaametardha Chit Funds Private Limited | ₹1.88 Cr (FY 2025) | •••• | •••• | 56.0% | •••• | Secunderabad, Telangana, India |
| Srii Ganapathy Arawind Chit Funds Private Limited | ₹1.83 Cr (FY 2024) | •••• | •••• | 30.0% | •••• | Pollachi, Tamil Nadu, India |
| Tuticorin Trading & Credit Corporation Chit Funds Private Limited | ₹1.83 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Tuticorin, Tamil Nadu, India |
| MSR Chit Funds Private Limited | ₹1.77 Cr (FY 2025) | •••• | •••• | 2.0% | •••• | Tamil Nadu, India |
| Pavitra Chit Funds Pvt Ltd this company | ₹1.71 Cr (FY 2024) | •••• | •••• | 47.0% | •••• | Vijayawada, Andhra Pradesh, India |
| Ekta Lakshmi Chit Funds Private Limited | ₹1.68 Cr (FY 2024) | •••• | •••• | 12.0% | •••• | Secunderabad, Telangana, India |
| Shardhi Chit Funds Private Limited | ₹1.67 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Rajajinagar, Karnataka, India |
| Manasa Devi Chit Funds Private Limited | ₹1.63 Cr (FY 2024) | •••• | •••• | 1.0% | •••• | Secunderabad, Telangana, India |
| Nagapattinam Sivasakthi Chit Funds Private Limited | ₹1.55 Cr (FY 2021) | •••• | •••• | -12.0% | •••• | Tamil Nadu, India |
| Lakshmi Kreethi Chit Funds Private Limited | ₹1.54 Cr (FY 2025) | •••• | •••• | -1.0% | •••• | Secunderabad, Telangana, India |
Peers are the five companies nearest above and the five nearest below Pavitra Chit Funds by revenue in the BFSI industry (Chit Funds), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds Pvt Ltd is audited by VENKATESWARA REDDY B for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| VENKATESWARA REDDY B | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Pavitra Chit Funds Pvt Ltd
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Pavitra Chit Funds Pvt Ltd
| Date | Lender | Amount | Status |
|---|---|---|---|
| 04 Mar 1995 | Bank of India | ₹1.75 Lakh | Open |
| 04 Mar 1995 | Bank of India | ₹1.75 Lakh | Open |
| 29 Jun 1990 | Bank of India | ₹94,000 | Open |
| 25 Apr 1990 | The Industrial Credit and Investment Corp of India Ltd | ₹93 Lakh | Open |
Total charge records: 4 View all charges
Legal Cases of Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds Pvt Ltd has 1 court case on record: 1 filed by Pavitra Chit Funds. All case is disposed. Status as checked on 29 Sep 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Krishna, Andhra Pradesh | Execution petition | Filed by the company against an individual | Disposed |
Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Pavitra Chit Funds Pvt Ltd
Employment history and EPFO contributions of people linked to Pavitra Chit Funds.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds Pvt Ltd has 5 board changes on record since 1987: 2 appointments and 3 cessations. The latest: Jyothi Chigurupati was appointed as Director on 18 Apr 2023.
Credit Ratings, Litigation & Regulatory Alerts for Pavitra Chit Funds Pvt Ltd
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Pavitra Chit Funds Pvt Ltd
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Pavitra Chit Funds Pvt Ltd
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 37AADCP1319B1ZX | Andhra Pradesh | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Pavitra Chit Funds Pvt Ltd
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Pavitra Chit Funds Pvt Ltd
Pavitra Chit Funds is an active private limited company based in Vijayawada, Andhra Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 21 May 1987 (39+ years old) and is registered under CIN U65992AP1987PTC007476.
Pavitra Chit Funds reported revenue of ₹1.71 Cr for FY 2024 (up 47% YoY).
Pavitra Chit Funds has 2 current directors:
- Nageswara Rao Chigurupati - Managing Director
- Jyothi Chigurupati - Director
Pavitra Chit Funds reported a net profit of ₹62.11 Lakh (net margin 36.4%) and EBITDA of ₹81.93 Lakh (EBITDA margin 48%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Pavitra Chit Funds is 14% over three years and 5% over five years. In the latest year (FY 2024) revenue rose 47%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Pavitra Chit Funds is 37AADCP1319B1ZX, registered in Andhra Pradesh.
The CIN (Corporate Identification Number) of Pavitra Chit Funds is U65992AP1987PTC007476. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pavitra Chit Funds has 1 court case on record: 1 filed by the company.
Pavitra Chit Funds was incorporated on 21 May 1987, making it 39+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of Pavitra Chit Funds by revenue are Saradhi Chit Funds Private Limited, Kaametardha Chit Funds Private Limited, Srii Ganapathy Arawind Chit Funds Private Limited, Tuticorin Trading & Credit Corporation Chit Funds Private Limited, MSR Chit Funds Private Limited and 5 more, all in the BFSI industry (Chit Funds).
Jyothi Chigurupati was appointed as Director on 18 Apr 2023. Sita Jasti ceased to be Director on 18 Apr 2023. Venkateswara Rao Chigurupati ceased to be Director on 29 Aug 2018. Pavitra Chit Funds has 5 board changes on record in total.