Pavni Chits (India) Private Limited

Pavni Chits (India) Private Limited - financial services in Mangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U65992KA2013PTC072776 Incorporated 31 December 2013 ROC Bangalore HQ Mangalore, Karnataka, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹46.4 Lakh
▲ 53% YoY
Net profit · FY 2025
₹57,187
Net margin 1.2%
EBITDA · FY 2025
₹1.72 Lakh
EBITDA margin 3.7%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Company age
13 yrs
Est. 2013
Directors on board
4
As per MCA filings
Active GSTINs
1
GST registered

About Pavni Chits (India) Private Limited

Data last updated:

Pavni Chits (India) Private Limited is a private limited company based in Mangalore, Karnataka, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 31 December 2013 and has been in existence for over 13 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2013PTC072776. Its GSTIN is 29AAHCP5140L1Z2 (Karnataka).

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Aravind Bengre and Varadaraj.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mangalore, Karnataka.

As per the financials filed for FY 2025, the company reported a revenue of ₹46.4 Lakh, a growth of 53% compared to the previous year. For the same year it recorded a net profit of ₹57,187 (net margin 1.2%) and EBITDA of ₹1.72 Lakh (EBITDA margin 3.7%). Revenue has grown at a compounded annual rate (CAGR) of 34% over three years and 7% over five years.

Court records list 68 cases involving the company, including 65 filed by the company and 3 filed against it; 9 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KA2013PTC072776
Registration Number 072776
Incorporation Date 31 December 2013
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Pavni Chits (India) Private Limited's registered office is in Mangalore, Karnataka. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    D.No.23 – 9 – 648 Marnamikatta Near 1st Railway Over Bridge Attavar VI, Lage, Mangalore, Karnataka, India – 575001
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Pavni Chits (India) Private Limited, buy the company report.

Comprehensive company report
Pavni Chits (India) Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Pavni Chits (India) is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Pavni Chits (India) Private Limited, buy the company report.

Financials of Pavni Chits (India) Private Limited

FY 2025 filings available

Pavni Chits (India) Private Limited reported revenue of ₹46.4 Lakh (up 53% YoY) for FY 2025.

Revenue · FY 2025
₹46.4 Lakh ▲ 53%
Net profit · FY 2025
₹57,187 margin 1.2%
EBITDA · FY 2025
₹1.72 Lakh margin 3.7%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 53%
3 years · compounded
▲ 34%
5 years · compounded
▲ 7%
EBITDA CAGR growth
1 year
▲ 18%
3 years · compounded
▲ 10%

Revenue has grown at a compounded annual rate (CAGR) of 7% over five years, including 53% growth in the latest year. EBITDA rose 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.72 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹57,187
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin3.7%
Net Profit Margin1.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Pavni Chits (India) Private Limited, buy the company report.

Board of directors of Pavni Chits (India) Private Limited

Pavni Chits (India) has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Aravind BengreDirector31 Dec 201312 Years 10 MonthsCurrent
VaradarajDirector31 Dec 201312 Years 10 MonthsCurrent
Sathyajith ShettyDirector31 Dec 201312 Years 10 MonthsCurrent
SudeshDirector31 Dec 201312 Years 10 MonthsCurrent

Peer comparison

Pavni Chits (India) Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Bhanubhai Desai & Co. Private Limited₹46.45 Lakh (FY 2025)-10.0%Kolkata, West Bengal, India
Rajouri Hire Purchase and Finance Private Limited₹46.44 Lakh (FY 2025)-4.0%Jammu, Jammu and Kashmir, India
Anjali Capfin Private Limited₹46.43 Lakh (FY 2025)-28.0%Kanpur, Uttar Pradesh, India
Alankrit Holding and Finlease Private Limited₹46.43 Lakh (FY 2025)-23.0%Agra, Uttar Pradesh, India
Rajdeep Urban Nidhi Limited₹46.42 Lakh (FY 2023)37.0%Beed, Maharashtra, India
Pavni Chits (India) Private Limitedthis company₹46.4 Lakh (FY 2025)₹57,1871.2%53.0%Mangalore, Karnataka, India
Pallickal Grameen Nidhi Limited₹46.38 Lakh (FY 2025)22.0%Adoor, Kerala, India
Nashville Investment and Trading Company Limited₹46.37 Lakh (FY 2023)280937.0%Mumbai, Maharashtra, India
Ratangiri Vinimay Pvt Ltd₹46.36 Lakh (FY 2025)178.0%Kolkata, West Bengal, India
Money Plus Chit Fund Private Limited₹46.36 Lakh (FY 2024)-6.0%Chennai, Tamil Nadu, India
Reignite Corporate Services Private Limited₹46.36 Lakh (FY 2020)Telangana, India

To see the full peer comparison of Pavni Chits (India) Private Limited, buy the company report.

Auditor

Pavni Chits (India) Private Limited is audited by K SUBRAMANYA KAMATH for the financial year 2017.

Auditor firmFinancial yearFirm registration number
K SUBRAMANYA KAMATHFY 2017206803

Shareholding

The shareholding of Pavni Chits (India) Private Limited is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017FY 2016FY 2015
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Pavni Chits (India) Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Pavni Chits (India) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Pavni Chits (India) has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
29AAHCP5140L1Z2KarnatakaActive01 Jul 2017

To see the full GST registrations and return filing status of Pavni Chits (India) Private Limited, buy the company report.

Recent activity

Pavni Chits (India) Private Limited has 6 board changes on record since 2013: 4 appointments and 2 cessations. The latest: Bharath ceased to be Director on 29 Mar 2018.

AGM
Pavni Chits (India) Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Pavni Chits (India) Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Ceased
Bharath ceased to be Director.
Ceased
Lathesh Puthran ceased to be Director.
Appointed
Aravind Bengre was appointed as Director.
Appointed
Sathyajith Shetty was appointed as Director.
Appointed
Sudesh was appointed as Director.
Appointed
Varadaraj was appointed as Director.
Incorporation
31 Dec 2013
Pavni Chits (India) Private Limited was registered on 31 Dec 2013 with Roc Bangalore & aged 12 years 10 months as per MCA records.

Frequently asked questions

Pavni Chits (India) is an active private limited company based in Mangalore, Karnataka, India. The company works in financial activities, within the financial services industry. It was incorporated on 31 December 2013 (13+ years old) and is registered under CIN U65992KA2013PTC072776.

Pavni Chits (India) has 4 current directors:

The latest financial statements of Pavni Chits (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Pavni Chits (India) is 29AAHCP5140L1Z2, registered in Karnataka.

The CIN (Corporate Identification Number) of Pavni Chits (India) is U65992KA2013PTC072776. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Pavni Chits (India) has 68 court cases on record: 65 filed by the company and 3 filed against it. 9 are pending.

Pavni Chits (India) was incorporated on 31 December 2013, making it 13+ years old. It is registered with the Registrar of Companies, Bangalore.

The peers of Pavni Chits (India) by revenue are Bhanubhai Desai & Co. Private Limited, Rajouri Hire Purchase and Finance Private Limited, Anjali Capfin Private Limited, Alankrit Holding and Finlease Private Limited, Rajdeep Urban Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).

Bharath ceased to be Director on 29 Mar 2018. Lathesh Puthran ceased to be Director on 29 Mar 2018. Aravind Bengre was appointed as Director on 31 Dec 2013. Pavni Chits (India) has 6 board changes on record in total.

The registered office of Pavni Chits (India) is at D.No.23 – 9 – 648 Marnamikatta Near 1st Railway Over Bridge Attavar VI, Lage, Mangalore, Karnataka, India – 575001.

Pavni Chits (India) operates in the financial services industry, in the financial activities segment.