Payal Commercial Co Ltd
About Payal Commercial Co Ltd
Data last updated:
Payal Commercial Co Ltd is a public limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 15 December 1982 and has been in existence for over 44 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1982PLC035555.
The company has an authorised share capital of ₹66.25 Lakh and a paid-up capital of ₹61.74 Lakh. It is led by directors including Anil Kumar Somani and Sandip Bajoria.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Everesthouse46C Jawaharlalnehruroad 8 Thfloor, Kolkata, West Bengal, India – 700071.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.93 Cr, a growth of 131% compared to the previous year. For the same year it recorded a net loss of ₹1.61 Cr (net margin -9%) and EBITDA of ₹37.78 Lakh (EBITDA margin 2.1%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 39% over five years.
Court records list 1 case involving the company, including 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Payal Commercial Co has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U51909WB1982PLC035555, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U51909WB1982PLC035555 | Current |
| L51909WB1982PLC035555 | Previous |
| U51909WB1982PTC035555 | Previous |
Contact details
Payal Commercial Co Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressEveresthouse46C Jawaharlalnehruroad 8 Thfloor, Kolkata, West Bengal, India – 700071
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Payal Commercial Co Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activities of Payal Commercial Co are wholesale and retail trade; repair of motor vehicles and motorcycles and financial and insurance activities. In detail, this covers retail trade, except of motor vehicles and motorcycles and activities auxiliary to financial service and insurance activities. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| G | Wholesale and retail trade; repair of motor vehicles and motorcycles | 47 | Retail trade, except of motor vehicles and motorcycles | |
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Payal Commercial Co Ltd, buy the company report.
Financials of Payal Commercial Co Ltd
FY 2025 filings availablePayal Commercial Co Ltd reported revenue of ₹17.93 Cr (up 131% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 39% over five years, including 131% growth in the latest year. EBITDA rose 550% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹37.78 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1.61 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 2.1% | ||||
| Net Profit Margin | -9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
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To see the full financial statements and ratios of Payal Commercial Co Ltd, buy the company report.
Board of directors of Payal Commercial Co Ltd
Payal Commercial Co has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anil Kumar Somani Also directs: Jayshree Fibre Products Ltd, Mirage Life Style Private Limited | Director | 31 Aug 2000 | 26 Years 2 Months | Current |
| Sandip Bajoria Also directs: Baghmari Tea Co Ltd, Huldibari Industries & Plantation Co Ltd, Classique Trade Holdings Ltd and 3 more | Director | 30 Mar 2015 | 11 Years 7 Months | Current |
| Manoj Laddha Also directs: Unicorn India Ventures Advisors LLP, Pangram Venture Partners LLP, Mlsmh LLP and 5 more | Director | 31 Oct 2012 | 14 Years 0 Months | Current |
Auditor
Payal Commercial Co Ltd is audited by S. CHANDAK & ASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S. CHANDAK & ASSOCIATES | FY 2022 | 328506E |
Shareholding
The shareholding of Payal Commercial Co Ltd is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Payal Commercial Co Ltd, buy the company report.
Legal cases
Payal Commercial Co Ltd has 1 court case on record: 1 filed against it. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Calcutta High Court | Tax appeal | Filed against the company by an individual | Disposed |
To see the full case history of Payal Commercial Co Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Payal Commercial Co Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Payal Commercial Co Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Payal Commercial Co Ltd has 6 board changes on record since 2000: 3 appointments and 3 cessations. The latest: Jodh Raj Laddha ceased to be Director on 30 Mar 2015.
Frequently asked questions
Payal Commercial Co is an active public limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 15 December 1982 (44+ years old) and is registered under CIN U51909WB1982PLC035555.
Payal Commercial Co has 3 current directors:
- Anil Kumar Somani - Director
- Sandip Bajoria - Director
- Manoj Laddha - Director
The latest financial statements of Payal Commercial Co on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Payal Commercial Co is U51909WB1982PLC035555. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Payal Commercial Co has 1 court case on record: 1 filed against it.
Payal Commercial Co was incorporated on 15 December 1982, making it 44+ years old. It is registered with the Registrar of Companies, Kolkata.
Jodh Raj Laddha ceased to be Director on 30 Mar 2015. Sandip Bajoria was appointed as Director on 30 Mar 2015. Badri Das Daga ceased to be Director on 07 Jan 2014. Payal Commercial Co has 6 board changes on record in total.
The registered office of Payal Commercial Co is at Everesthouse46C Jawaharlalnehruroad 8 Thfloor, Kolkata, West Bengal, India – 700071.
Payal Commercial Co operates in the financial services industry, in the nbfc segment.
The compliance status of Payal Commercial Co is compliant as of 03 July 2026. The company is actively filing with the Registrar of Companies.
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