About Paydeck Technologies Private Limited
Data last updated:
Paydeck Technologies Private Limited is a private limited company based in North 24 Parganas, West Bengal, India. It operates in the online payment gateways segment of the financial services sector. It was incorporated on 27 April 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U74999WB2018PTC225880. Its GSTIN is 19AAJCP8426B1ZB (West Bengal).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Binita Roy and Saurabh Suman.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at North 24 Parganas, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.71 Cr, a growth of 5% compared to the previous year. For the same year it recorded a net profit of ₹18.75 Lakh (net margin 4%) and EBITDA of ₹49.45 Lakh (EBITDA margin 10.5%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 14% over five years.
As per MCA filings, the company has open charges of ₹25 Lakh on record.
For more details, the company can be reached via its website paydeck.in.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressAstra Towers Aso – 703 7th Floor, Plot – 2C/1 Action Area 2C New Town Rajarhat, North 24 Parganas, West Bengal, India – 700161
- IndustryFinancial Services, Online Payment Gateways
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Paydeck Technologies Private Limited
The main business activity of Paydeck Technologies is information and communication. In detail, this covers data processing, hosting and related activities; web portal.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J7 | Data processing, hosting and related activities; web portal | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Paydeck Technologies Private Limited FY 2025 filings available
Paydeck Technologies Private Limited reported revenue of ₹4.71 Cr (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Paydeck Technologies Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 14% over five years, including 5% growth in the latest year. EBITDA rose 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Paydeck Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹49.45 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹18.75 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Paydeck Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 10.5% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Paydeck Technologies are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Paydeck Technologies Private Limited
Paydeck Technologies Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Payment Gateways). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Parshwa Payserve Private Limited | ₹5.47 Cr (FY 2025) | •••• | •••• | -75.0% | •••• | Mumbai, Maharashtra, India |
| Vanika Commercial and Holdings Private Limited | ₹5.46 Cr (FY 2025) | •••• | •••• | 10.0% | •••• | Dalmiapuram, Tamil Nadu, India |
| Direct Bazaar International Limited | ₹5.07 Cr (FY 2025) | •••• | •••• | -21.0% | •••• | Surat, Gujarat, India |
| Wonderpay Technologies Private Limited | ₹4.9 Cr (FY 2025) | •••• | •••• | •••• | Jaipur, Rajasthan, India | |
| Otha Industries Private Limited | ₹4.89 Cr (FY 2024) | •••• | •••• | 83.0% | •••• | Surat, Gujarat, India |
| Paydeck Technologies Private Limited this company | ₹4.71 Cr (FY 2025) | •••• | •••• | 5.0% | •••• | North 24 Parganas, West Bengal, India |
| Ease One Pay Solutions Private Limited | ₹4.69 Cr (FY 2025) | •••• | •••• | 97.0% | •••• | Mumbai, Maharashtra, India |
| Bigpay India Private Limited | ₹4.65 Cr (FY 2025) | •••• | •••• | -13.0% | •••• | Unnao, Uttar Pradesh, India |
| Pelocal Fintech Private Limited | ₹4.54 Cr (FY 2024) | •••• | •••• | 493.0% | •••• | Chennai, Tamil Nadu, India |
| Opensky Tradebiz Solutions Private Limited | ₹4.49 Cr (FY 2024) | •••• | •••• | 835.0% | •••• | Delhi, India |
| Make Indiasmart Private Limited | ₹4.4 Cr (FY 2019) | •••• | •••• | -49.0% | •••• | Delhi, India |
Peers are the five companies nearest above and the five nearest below Paydeck Technologies by revenue in the BFSI industry (Payment Gateways), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Paydeck Technologies Private Limited
Paydeck Technologies Private Limited is audited by AGARWAL GOURAV & ASSOCIATES for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| AGARWAL GOURAV & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Paydeck Technologies Private Limited
Paydeck Technologies has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Binita Roy | Director | 27 Apr 2018 | 8 Years 5 Months | Current |
| Saurabh Suman Also directs: Citrics Solutions Private Limited | Director | 27 Apr 2018 | 8 Years 5 Months | Current |
Ownership and Shareholding of Paydeck Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Paydeck Technologies Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 24 Sep 2024 | Bank of India | ₹25 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Paydeck Technologies Private Limited
Employment history and EPFO contributions of people linked to Paydeck Technologies.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Paydeck Technologies Private Limited
Paydeck Technologies Private Limited has 2 board changes on record since 2018: 2 appointments. The latest: Binita Roy was appointed as Director on 27 Apr 2018.
Credit Ratings, Litigation & Regulatory Alerts for Paydeck Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Paydeck Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Paydeck Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Paydeck Technologies Private Limited
Paydeck Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 19AAJCP8426B1ZB | West Bengal | Active | 11 Jul 2018 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Paydeck Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Paydeck Technologies Private Limited
Paydeck Technologies is an active private limited company based in North 24 Parganas, West Bengal, India. The company works in online payment gateways, within the financial services industry. It was incorporated on 27 April 2018 (8+ years old) and is registered under CIN U74999WB2018PTC225880.
Paydeck Technologies reported revenue of ₹4.71 Cr for FY 2025 (up 5% YoY).
Paydeck Technologies has 2 current directors:
- Binita Roy - Director
- Saurabh Suman - Director
Paydeck Technologies reported a net profit of ₹18.75 Lakh (net margin 4%) and EBITDA of ₹49.45 Lakh (EBITDA margin 10.5%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Paydeck Technologies is 2% over three years and 14% over five years. In the latest year (FY 2025) revenue rose 5%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Paydeck Technologies is 19AAJCP8426B1ZB, registered in West Bengal.
The CIN (Corporate Identification Number) of Paydeck Technologies is U74999WB2018PTC225880. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Paydeck Technologies was incorporated on 27 April 2018, making it 8+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Paydeck Technologies by revenue are Parshwa Payserve Private Limited, Vanika Commercial and Holdings Private Limited, Direct Bazaar International Limited, Wonderpay Technologies Private Limited, Otha Industries Private Limited and 5 more, all in the BFSI industry (Payment Gateways).
Binita Roy was appointed as Director on 27 Apr 2018. Saurabh Suman was appointed as Director on 27 Apr 2018.
Paydeck Technologies can be reached through the website paydeck.in. Its registered office is in North 24 Parganas, West Bengal, India.