About Payu Finance India Private Limited
Data last updated: 22 December 2025
Payu Finance India Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Paysense Services India Private Limited. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 22 September 1992, the company has been in operation for over 34 years.
Registered with ROC Mumbai under CIN U65910MH1992PTC068664.
Capital: an authorised share capital of ₹165 Cr and a paid-up capital of ₹142.69 Cr. Formerly known as Payu Finance India Private Limited and Payu Finance Private Limited. It is led by directors including Ravindra Pandey and Johannes Bune.
Last AGM: 23 September 2025. Financial statements filed for year ended 31 March 2025. Office: Mumbai, Maharashtra.
As per the financials filed for FY 2024, the company reported a revenue of ₹693.49 Cr, a growth of 18% compared to the previous year.
It operates as a subsidiary of Paysense Services India Private Limited.
The company is associated with 3 brands - Lazypay, Payu Finance India, Payu. As per MCA filings, the company has open charges of ₹5,810.75 Cr and satisfied charges of ₹4,752.01 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website payu.in.
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Registered AddressWallace Towers Second Floor, Crossing Of Sahar Road Vile Parle East, Mumbai, Maharashtra, India – 400057
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Payu Finance India Private Limited
Payu Finance India Private Limited has undergone 3 name changes throughout its history. The company was previously known as Payu Finance India Private Limited, Payu Finance Private Limited, and Sidvik Leasing Pvt.Ltd.. The current legal name is Payu Finance India Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Payu Finance India Private Limited | Current |
| Payu Finance Private Limited | Previous |
| Sidvik Leasing Pvt.Ltd. | Previous |
Associated Brands with Payu Finance India Private Limited
Payu Finance India Private Limited operates multiple associated brands including Lazypay, PayU Finance India, and PayU. These brands represent Payu Finance India Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Provider of digital payment solutions, including deferred payment and personal loans | lazypay.in | |
| Personal loans are facilitated via an online lending marketplace. | payufin.in | |
| Digital payment solutions are provided for businesses in India. | payu.in |
Competitors & Alternatives of Payu Finance India Private Limited
Brands and companies operating in the same space as Payu Finance India Private Limited include ZestMoney, axio, Fibe and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
ZestMoney
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Online platform offering point-of-sale financing | Delhi, India, India | 2015 |
axio
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An online lending platform for point-of-sale financing is provided. | Bengaluru, India, India | 2013 |
Fibe
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Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India, India | 2015 |
Simpl
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An online platform for purchase financing is provided by Simpl. | Bengaluru, India, India | 2015 |
Snapmint
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No-credit-card EMI solutions for online purchases are provided. | Mumbai, India, India | 2015 |
Branch
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Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States, United States | 2015 |
PayJoy
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Online platform for purchase financing | San Francisco, United States, United States | 2015 |
Finnable
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Online personal loans with minimal documentation are offered digitally. | Bengaluru, India, India | 2015 |
HappyEMI
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Instalment payments for online and offline purchases are enabled. | Bengaluru, India, India | 2015 |
Paytail
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Finance and e-commerce solutions are enabled via instant EMI loans. | Gurugram, India, India | 2020 |
Business Activity of Payu Finance India Private Limited
Payu Finance India Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details for Payu Finance India Private Limited
Turnover contribution percentages and historical activity changes require an active report plan.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Payu Finance India Private Limited
Payu Finance India Private Limited is audited by Price Waterhouse Chartered Accountants LLP for the financial year 2021. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Price Waterhouse Chartered Accountants LLP | Locked | Locked | Locked |
Complete auditor history for Payu Finance India Private Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors and KMP of Payu Finance India Private Limited
Payu Finance India Private Limited currently reports 3 directors and 2 key managerial personnel. 16 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Deepak Mendiratta | Ceo | 29 Jun 2022 | 4 Years 1 Months | Current |
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Ravindra Pandey
Also directs:
Welspun Specialty Solutions Limited, Welspun Corp Limited, Dreamfolks Services Limited and 5 more
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Director | 01 Nov 2023 | 2 Years 9 Months | Current |
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Johannes Bune
Also directs:
Payu Payments Private Limited
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Additional Director | 07 Jul 2025 | 1 Years 1 Months | Current |
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Madhumita Ganguli
Also directs:
Indraprastha Medical Corporation Limited, Campus Activewear Limited, Cl Educate Limited and 2 more
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Director | 20 Jun 2024 | 2 Years 1 Months | Current |
| Manish Narayan Kulkarni | Cfo | 22 Feb 2024 | 2 Years 5 Months | Current |
Financials of Payu Finance India Private Limited FY 2025 filings available
Payu Finance India Private Limited reported revenue of ₹693.49 Cr (up 18.00% YoY) for FY 2024.
Ten-year financial statements for Payu Finance India Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Ownership and Shareholding of Payu Finance India Private Limited
Shareholding and ownership data for Payu Finance India Private Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Payu Finance India Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 19 Sep 2025 | Others | ₹200 Cr | Open |
| 10 Sep 2024 | Others | ₹100 Cr | Open |
| 05 Jun 2024 | Others | ₹285 Cr | Open |
| 28 Mar 2024 | State Bank of India | ₹15 Cr | Open |
| 28 Mar 2024 | State Bank of India | ₹300 Cr | Open |
Total charge records: 42 View all charges
Employees and EPFO Compliance at Payu Finance India Private Limited
View historical data on people associated with Payu Finance India Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Payu Finance India Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Payu Finance India Private Limited
GST registrations and filing compliance for Payu Finance India Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Payu Finance India Private Limited
Credit ratings, litigation, and regulatory alerts for Payu Finance India Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Payu Finance India Private Limited
MSME payment history for Payu Finance India Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Payu Finance India Private Limited
Corporate group structure for Payu Finance India Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Payu Finance India Private Limited
MCA filings and documents for Payu Finance India Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Payu Finance India Private Limited
Recent News on Payu Finance India Private Limited
Frequently Asked Questions about Payu Finance India Private Limited
Payu Finance India Private Limited is an active private limited company in the financial services sector based in Mumbai, Maharashtra, India. It was incorporated on 22 September 1992 (34+ years old) and is registered under CIN U65910MH1992PTC068664.
Payu Finance India Private Limited reported revenue of ₹693.49 Cr for FY 2024 (up 18.00% YoY).
The current directors and KMP of Payu Finance India Private Limited are:
- Deepak Mendiratta - Ceo
- Ravindra Pandey - Director
- Johannes Bune - Additional Director
- Madhumita Ganguli - Director
- Manish Narayan Kulkarni - Cfo
The primary industry of Payu Finance India Private Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Payu Finance India Private Limited can be reached at the registered office: Wallace Towers Second Floor, Crossing Of Sahar Road Vile Parle East, Mumbai, Maharashtra, India – 400057, or through the website payu.in.
The authorised capital is ₹165 Cr, and the paid-up capital is ₹142.69 Cr.