About Pennyflo Fintech Private Limited
Data last updated: 11 February 2026
Pennyflo Fintech Private Limited is a private limited company based in Ernakulam, Kerala, India. Incorporated on 08 June 2023.
Registered with ROC Ernakulam under CIN U62099KL2023PTC081875.
Capital: an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Karthik Sreedharan and Vaishnav Raj Koyitti Veettil.
Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Ernakulam, Kerala.
The company is associated with 1 brand - Pennyflo.
For more details, the company can be reached via its website pennyflo.in.
-
EmailLocked
-
TelephoneLocked
-
WebsiteLocked
-
Social MediaLocked
-
Registered AddressBuilding No. 60/49E, Third Floor Jc Chambers, Ernakulam, Kerala, India – 682036
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Pennyflo Fintech Private Limited
Pennyflo Fintech Private Limited operates one associated brand: PennyFlo. These brands represent Pennyflo Fintech Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| AI platform for automating contract to invoice workflows and payment collections. | pennyflo.io |
Competitors & Alternatives of Pennyflo Fintech Private Limited
Brands and companies operating in the same space as Pennyflo Fintech Private Limited include Plum, Oval Money, Tradeshift and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Plum
|
AI-based platform for automated personal spend management is provided. | London, United Kingdom, United Kingdom | 2016 |
Oval Money
|
App for financial planning, savings and P2P lending | London, United Kingdom, United Kingdom | 2015 |
Tradeshift
|
Cloud-based source-to-pay management solutions are provided for businesses. | San Francisco, United States, United States | 2010 |
Esker
|
AI and cloud-enabled source-to-pay automation solutions are provided for businesses. | Middleton, United States, United States | 1985 |
Moneyhub
|
Personal finance tools are offered for individuals and enterprises. | Bristol, United Kingdom, United Kingdom | 2011 |
Mimo
|
Automated payment and financing solutions are offered by Mimo. | London, United Kingdom, United Kingdom | 2023 |
Emma
|
Money management tools are offered via an app for individuals. | London, United Kingdom, United Kingdom | 2017 |
Money Dashboard
|
Online platform for personal finance management | Edinburgh, United Kingdom, United Kingdom | 2009 |
Youtility
|
Personal financial management platform | London, United Kingdom, United Kingdom | 2016 |
Crezco
|
Payment processing solutions are provided for businesses via account-to-account methods. | London, United Kingdom, United Kingdom | 2020 |
Board of Directors of Pennyflo Fintech Private Limited
Pennyflo Fintech Private Limited is currently managed by 3 directors, with 1 former director having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Karthik Sreedharan | Director | 08 Jun 2023 | 3 Years 2 Months | Current |
|
Vaishnav Raj Koyitti Veettil
Also directs:
Actnow Global Business Solutions Private Limited, Luxin Autonomy India Private Limited, Brixline Housing Private Limited and 2 more
|
Director | 08 Jun 2023 | 3 Years 2 Months | Current |
|
Thinnappan Balasubramanian
Also directs:
Enum Exports (Opc) Private Limited
|
Director | 26 Nov 2024 | 1 Years 8 Months | Current |
Financials of Pennyflo Fintech Private Limited FY 2025 filings available
Ten-year financial statements for Pennyflo Fintech Private Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Charges & Borrowings Pennyflo Fintech Private Limited
Pennyflo Fintech Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Pennyflo Fintech Private Limited
View historical data on people associated with Pennyflo Fintech Private Limited, including employment history and EPFO contributions.
Employee and EPFO history for Pennyflo Fintech Private Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Pennyflo Fintech Private Limited
GST registrations and filing compliance for Pennyflo Fintech Private Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Pennyflo Fintech Private Limited
Credit ratings, litigation, and regulatory alerts for Pennyflo Fintech Private Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Pennyflo Fintech Private Limited
MSME payment history for Pennyflo Fintech Private Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Pennyflo Fintech Private Limited
Corporate group structure for Pennyflo Fintech Private Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Pennyflo Fintech Private Limited
MCA filings and documents for Pennyflo Fintech Private Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Pennyflo Fintech Private Limited
Frequently Asked Questions about Pennyflo Fintech Private Limited
Pennyflo Fintech Private Limited is an active private limited company based in Ernakulam, Kerala, India. It was incorporated on 08 June 2023 (3+ years old) and is registered under CIN U62099KL2023PTC081875.
The current directors of Pennyflo Fintech Private Limited are:
- Karthik Sreedharan - Director
- Vaishnav Raj Koyitti Veettil - Director
- Thinnappan Balasubramanian - Director
Pennyflo Fintech Private Limited can be reached at the registered office: Building No. 6049E, Third Floor Jc Chambers, Ernakulam, Kerala, India – 682036, or through the website pennyflo.in.
The authorised capital is ₹10 Lakh, and the paid-up capital is ₹1 Lakh.
The company has its registered office at Building No. 6049E, Third Floor Jc Chambers, Ernakulam, Kerala, India – 682036.
Pennyflo Fintech Private Limited was incorporated on 08 June 2023, making it 3+ years old. Registered with ROC Ernakulam.