Pharos Chit Fund Private Limited
About Pharos Chit Fund Private Limited
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Pharos Chit Fund Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 November 1988 and has been in existence for over 38 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1988PTC033849.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹2.21 Lakh. It is led by directors Manish Kohli and Ankush Nagpal.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at A 18 Commercial Complexdr Mukherji Nagar, New Delhi, Delhi, India – 110009.
As per the financials filed for FY 2025, the company reported a revenue of ₹33.07 Lakh. For the same year it recorded a net profit of ₹25.05 Lakh (net margin 75.8%) and EBITDA of ₹25.23 Lakh (EBITDA margin 76.3%). Revenue has grown at a compounded annual rate (CAGR) of 783% over three years and 258% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Pharos Chit Fund Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressA 18 Commercial Complexdr Mukherji Nagar, New Delhi, Delhi, India – 110009
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Pharos Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Pharos Chit Fund Private Limited
FY 2025 filings availablePharos Chit Fund Private Limited reported revenue of ₹33.07 Lakh for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 258% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹25.23 Lakh | ||||
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| Net Profit (PAT) | ₹25.05 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 76.3% | ||||
| Net Profit Margin | 75.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Pharos Chit Fund Private Limited, buy the company report.
Board of directors of Pharos Chit Fund Private Limited
Pharos Chit Fund has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ankush Nagpal | Additional Director | 13 Oct 2023 | 3 Years 0 Months | Current |
| Manish Kohli Also directs: J M D I Linen Pvt Ltd, Anubhav Containers Private Limited, Trenches Dispotex Private Limited and 2 more | Director | 14 Aug 1991 | 35 Years 2 Months | Current |
Peer comparison
Pharos Chit Fund Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Amay Fincare Nidhi Limited | ₹33.55 Lakh (FY 2025) | 37.0% | Hubli, Karnataka, India | |||
| Ambari Chits Private Limited | ₹33.54 Lakh (FY 2024) | 88.0% | Mysore, Karnataka, India | |||
| Sreeharipriya Chits (Mig) Private Limited | ₹33.28 Lakh (FY 2025) | 16.0% | Hyderabad, Telangana, India | |||
| As Lokanethra Nidhi Limited | ₹33.12 Lakh (FY 2025) | -16.0% | Kollam, Kerala, India | |||
| Sadbhav Mutual Benefit Nidhi Limited | ₹33.08 Lakh (FY 2024) | 5.0% | Udaipur, Rajasthan, India | |||
| Pharos Chit Fund Private Limitedthis company | ₹33.07 Lakh (FY 2025) | ₹25.05 Lakh | 75.8% | New Delhi, Delhi, India | ||
| Kuberdhan Micro Finance Foundation | ₹33.02 Lakh (FY 2024) | 136.0% | Bareilly, Uttar Pradesh, India | |||
| Sima Microcredit | ₹32.93 Lakh (FY 2024) | 86.0% | Sant Ravidas Nagar, Uttar Pradesh, India | |||
| Unnikulam Nidhi Limited | ₹32.91 Lakh (FY 2025) | -7.0% | Kozhikode, Kerala, India | |||
| Samasthaiswarya Nidhi Limited | ₹32.79 Lakh (FY 2020) | 3490.0% | Kunnicode, Kerala, India | |||
| Ashray Microfinance Limited | ₹32.77 Lakh (FY 2025) | 22.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Pharos Chit Fund Private Limited, buy the company report.
Auditor
Pharos Chit Fund Private Limited is audited by A.K.KHURANA & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A.K.KHURANA & CO. | FY 2022 | 081040 |
Shareholding
The shareholding of Pharos Chit Fund Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Pharos Chit Fund Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Pharos Chit Fund Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pharos Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Pharos Chit Fund Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Pharos Chit Fund Private Limited has 4 board changes on record since 1991: 2 appointments and 2 cessations. The latest: Ankush Nagpal was appointed as Additional Director on 13 Oct 2023.
Frequently asked questions
Pharos Chit Fund is an active private limited company based in New Delhi, Delhi, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 November 1988 (38+ years old) and is registered under CIN U74899DL1988PTC033849.
Pharos Chit Fund has 2 current directors:
- Ankush Nagpal - Additional Director
- Manish Kohli - Director
The latest financial statements of Pharos Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Pharos Chit Fund is U74899DL1988PTC033849. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pharos Chit Fund was incorporated on 10 November 1988, making it 38+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Pharos Chit Fund by revenue are Amay Fincare Nidhi Limited, Ambari Chits Private Limited, Sreeharipriya Chits (Mig) Private Limited, As Lokanethra Nidhi Limited, Sadbhav Mutual Benefit Nidhi Limited and 5 more, all in the BFSI industry (Micro Finance).
Ankush Nagpal was appointed as Additional Director on 13 Oct 2023. Jang Bahadur Kohli ceased to be Director on 29 Sep 2023. Sonia Kohli ceased to be Director on 10 Sep 2018. Pharos Chit Fund has 4 board changes on record in total.
The registered office of Pharos Chit Fund is at A 18 Commercial Complexdr Mukherji Nagar, New Delhi, Delhi, India – 110009.
Pharos Chit Fund operates in the financial services industry, in the microfinance institutions segment.
The compliance status of Pharos Chit Fund is compliant as of 18 September 2026. The company is actively filing with the Registrar of Companies.
Pharos Chit Fund can be reached at its registered office: A 18 Commercial Complexdr Mukherji Nagar, New Delhi, Delhi, India – 110009.
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