Phonepe Lending Services Private Limited - Company Profile

It is a internet private limited company based in Bangalore South, Karnataka, India, established in 2016.

2016 Bangalore South, Karnataka, India Active

Last Updated: December 31, 2025

About Phonepe Lending Services Private Limited

Phonepe Lending Services Private Limited, a active private limited company, was established on 20 October 2016 in Bangalore South, Karnataka, India. Engaging in online service marketplaces within the professional, scientific and technical sector, it holds CIN: U63119KA2016PTC174869. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹1.00 M and a paid-up capital of ₹0.12 M.

It upholds a compliant status. Employing 107 professional, Its leadership includes Meenakshi Sharma (Director), Kaushal Kumar Nahata (Whole-Time Director), Hemant Manilal Gala (Ceo). Past directors included Aditya Devendra Shirole, Amit Sharma, Kaushal Kumar Nahata. It holds ₹50.55 Cr open charges and no settled loans. Its latest AGM occurred on 19 September 2025, with the balance sheet filed on 31 March 2025. It is based at Office-2, Floor 4,5,6,7, Wing A, Block A, Salarpuria Softzone,, Service Road, Green Glen Layout, Bellandur, Bangalore South, Karnataka, 560103.

Company Details

CIN/LLPIN
U63119KA2016PTC174869
Registration Number
174869
Incorporation Date
20 October 2016
Authorized Capital
₹1.00 M
Paid-Up Capital
₹0.12 M
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 1.00 M as on 31-12-2025
Paid Up Capital ₹ 0.12 M as on 31-12-2025
Company Age 9 Year, 3 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 50.55 Cr as on 31-12-2025
Revenue Growth **** -70.42% (FY 2023)
Profit Growth **** -9834.05% (FY 2023)
Ebitda **** -9305.55% (FY 2023)
Net Worth -90.51% (FY 2023)
Total Assets -6.60% (FY 2023)

Comprehensive Company Insights

Explore comprehensive insights into Phonepe Lending Services Private Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Phonepe Lending Services Private Limited?

Current Directors

Name	Designation	Appointment Date	Status
Meenakshi Sharma	Director	17 Apr 2025	Current
Kaushal Kumar Nahata	Whole-Time Director	07 Nov 2023	Current
Hemant Manilal Gala	Ceo	07 Nov 2023	Current
Harshitkumar	Whole-Time Director	08 Jun 2023	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	28 Sep 2022	Past
Pramod Abcsdd	Director	16 Mar 2022	Past
Pramod Abcsdd	Director	07 Nov 2023	Past
Pramod Abcsdd	Director	07 Nov 2023	Past
Pramod Abcsdd	Director	16 Mar 2022	Past
Pramod Abcsdd	Additional Director	17 Mar 2022	Past

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Financial Performance of Phonepe Lending Services.

Phonepe Lending Services Private Limited, for the financial year ended 2023, experienced significant reduction in revenue, with a 70.42% decrease. The company also saw a substantial fall in profitability, with a 9834.05% decrease in profit. The company's net worth observed a substantial decline by a decrease of 90.51%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

-70.42%

*******

Revenue from Operations

*******

-71.26%

*******

Total Assets

*******

-6.60%

*******

Profit or Loss

*******

-9834.05%

*******

Net Worth

*******

-90.51%

*******

EBITDA

*******

-9305.55%

*******

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What is the Ownership and Shareholding Structure of Phonepe Lending Services?

In 2023, Phonepe Lending Services had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹505,540,459.00

Satisfied Charges

₹0

Charges Breakdown by Lending Institutions

Others : 50.55 Cr

Latest Charge Details

Date	Lender	Amount	Status
12 Nov 2025	Others	₹3.55 Cr	Open
12 Nov 2025	Others	₹6.06 Cr	Open
12 Nov 2025	Others	₹1.54 Cr	Open
14 Oct 2025	Others	₹4.14 Cr	Open
14 Oct 2025	Others	₹6.27 Cr	Open

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How Many Employees Work at Phonepe Lending Services?

Phonepe Lending Services has a workforce of 107 employees as of Apr 08, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Phonepe Lending Services, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Phonepe Lending Services's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Phonepe Lending Services

Recent Activity within the Organization

Charges

Progress on A charge with Others amounted to Rs. 35.49 M with Charge ID 101191752 was registered on 12 Nov 2025. was documented.
12 Nov 2025
Charges

The activity A charge with Others amounted to Rs. 60.65 M with Charge ID 101191748 was registered on 12 Nov 2025. was completed.
12 Nov 2025
Charges

A charge with Others amounted to Rs. 15.42 M with Charge ID 101195270 was registered on 12 Nov 2025. was recorded as a recent event.
12 Nov 2025
Charges

Progress on A charge with Others amounted to Rs. 41.38 M with Charge ID 101174731 was registered on 14 Oct 2025. was documented.
14 Oct 2025
Charges

Progress on A charge with Others amounted to Rs. 62.68 M with Charge ID 101174743 was registered on 14 Oct 2025. was documented.
14 Oct 2025
Charges

The activity A charge with Others amounted to Rs. 10.00 M with Charge ID 101176217 was registered on 06 Oct 2025. was completed.
06 Oct 2025

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