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Phundo Fintech India Private Limited - business services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹37.79 Lakh
▲ 81% YoY
Net loss · FY 2025
₹43.84 Lakh
Net margin -116%
EBITDA · FY 2025
-₹44.7 Lakh
EBITDA margin -118.3%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹4.66 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
7
As per MCA filings
Active GSTINs
1
GST registered
About Phundo Fintech India Private Limited
Data last updated:
Phundo Fintech India Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the diversified business activities segment of the business services sector. It was incorporated on 05 October 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2017PTC106962. Its GSTIN is 29AAJCP4662P1ZJ (Karnataka).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4.66 Lakh. It is led by directors including Shank Kumar Vasudev and Ramakrishnan Suresh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at # 145 2nd Floor Nr Square 1st Main Road, Bangalore, Karnataka, India – 560018.
As per the financials filed for FY 2025, the company reported a revenue of ₹37.79 Lakh, a growth of 81% compared to the previous year. For the same year it recorded a net loss of ₹43.84 Lakh (net margin -116%) and EBITDA of -₹44.7 Lakh (EBITDA margin -118.3%). Revenue has grown at a compounded annual rate (CAGR) of 45% over three years and 20% over five years.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website phundo.com.
Company details
CIN U74999KA2017PTC106962
Registration Number 106962
Incorporation Date 05 October 2017
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Key People
Shank Kumar Vasudev Director Srikanth Gururaja Additional Director Ramakrishnan Suresh Director Recognitions & Rankings of Phundo Fintech India
Contact details
Phundo Fintech India Private Limited's registered office is in Bangalore, Karnataka. Its website is phundo.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered Address# 145 2nd Floor Nr Square 1st Main Road, Bangalore, Karnataka, India – 560018
- IndustryBusiness Services, Miscellaneous Business Activities, Other Services
To see the full contact details of Phundo Fintech India Private Limited, buy the company report.
Comprehensive company report
Phundo Fintech India Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of Phundo Fintech India is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services |
To see the full business activity and turnover split of Phundo Fintech India Private Limited, buy the company report.
Financials of Phundo Fintech India Private Limited
FY 2025 filings availablePhundo Fintech India Private Limited reported revenue of ₹37.79 Lakh (up 81% YoY) for FY 2025.
Revenue · FY 2025
₹37.79 Lakh ▲ 81%
Net loss · FY 2025
₹43.84 Lakh margin -116%
EBITDA · FY 2025
-₹44.7 Lakh margin -118.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 81%
3 years · compounded
▲ 45%
5 years · compounded
▲ 20%
EBITDA CAGR growth
1 year
▼ 19%
3 years · compounded
▼ 427%
5 years · compounded
▼ 16%
Revenue has grown at a compounded annual rate (CAGR) of 20% over five years, including 81% growth in the latest year. EBITDA fell 19% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹44.7 Lakh | ||||
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| Net Profit (PAT) | -₹43.84 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | -118.3% | ||||
| Net Profit Margin | -116% | ||||
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To see the full financial statements and ratios of Phundo Fintech India Private Limited, buy the company report.
Board of directors of Phundo Fintech India Private Limited
Phundo Fintech India has 7 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shank Kumar Vasudev Also directs: Evibe Solutions LLP, Variety Vintage Technologies Private Limited | Director | 05 Oct 2017 | 9 Years 0 Months | Current |
| Srikanth Gururaja | Additional Director | 03 Feb 2026 | 0 Years 8 Months | Current |
| Ramakrishnan Suresh Also directs: Privy Direct Private Limited | Director | 28 Mar 2025 | 1 Years 7 Months | Current |
| Ramamurthy Balaji | Director | 20 Dec 2024 | 1 Years 10 Months | Current |
| Pichai Jagannathan Also directs: Privy Direct Private Limited | Director | 20 Dec 2024 | 1 Years 10 Months | Current |
| Nimisha Dhakrey | Director | 04 Aug 2023 | 3 Years 2 Months | Current |
Showing 6 of 7 current directors. View all directors
Legal cases
No court or tribunal cases involving Phundo Fintech India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Phundo Fintech India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Phundo Fintech India has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAJCP4662P1ZJ | Karnataka | Active | 27 Apr 2018 |
To see the full GST registrations and return filing status of Phundo Fintech India Private Limited, buy the company report.
Recent activity
Phundo Fintech India Private Limited has 9 board changes on record since 2017: 8 appointments and 1 cessation. The latest: Srikanth Gururaja was appointed as Additional Director on 03 Feb 2026.
Appointed
Srikanth Gururaja was appointed as Additional Director.
AGM
Phundo Fintech India Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Phundo Fintech India Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Appointed
Ramakrishnan Suresh was appointed as Director.
Appointed
Pichai Jagannathan was appointed as Director.
Appointed
Ramamurthy Balaji was appointed as Director.
Ceased
Karan Ramesh Kapadia ceased to be Director.
Appointed
Nimisha Dhakrey was appointed as Director.
Appointed
Sridhar Hutthenahalli Nagaraja Rao was appointed as Director.
Appointed
Karan Ramesh Kapadia was appointed as Director.
Appointed
Shank Kumar Vasudev was appointed as Director.
Incorporation
05 Oct 2017
Phundo Fintech India Private Limited was registered on 05 Oct 2017 with Roc Bangalore & aged 9 years 23 days as per MCA records.
Frequently asked questions
Phundo Fintech India is an active private limited company based in Bangalore, Karnataka, India. The company works in miscellaneous business activities, within the business services industry. It was incorporated on 05 October 2017 (9+ years old) and is registered under CIN U74999KA2017PTC106962.
Phundo Fintech India has 7 current directors:
- Shank Kumar Vasudev - Director
- Srikanth Gururaja - Additional Director
- Ramakrishnan Suresh - Director
- Ramamurthy Balaji - Director
- Pichai Jagannathan - Director
- Nimisha Dhakrey - Director
- Sridhar Hutthenahalli Nagaraja Rao - Director
The latest financial statements of Phundo Fintech India on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Phundo Fintech India is 29AAJCP4662P1ZJ, registered in Karnataka.
The CIN (Corporate Identification Number) of Phundo Fintech India is U74999KA2017PTC106962. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Phundo Fintech India was incorporated on 05 October 2017, making it 9+ years old. It is registered with the Registrar of Companies, Bangalore.
Srikanth Gururaja was appointed as Additional Director on 03 Feb 2026. Ramakrishnan Suresh was appointed as Director on 28 Mar 2025. Pichai Jagannathan was appointed as Director on 20 Dec 2024. Phundo Fintech India has 9 board changes on record in total.
Yes, Phundo Fintech India is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Phundo Fintech India can be reached through the website phundo.com. Its registered office is in Bangalore, Karnataka, India.
The registered office of Phundo Fintech India is at # 145 2nd Floor Nr Square 1st Main Road, Bangalore, Karnataka, India – 560018.