PJ & T Chits Private Limited
About PJ & T Chits Private Limited
Data last updated:
PJ & T Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 27 March 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2015PTC038253.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Thankachan Joseph (Managing Director) and Dhanya Thankachan.
Its last annual general meeting (AGM) was held on 30 September 2017, and its latest financial statements are for the year ended 31 March 2017. The registered office is at 5/1417 – D Ist Floor Near Ksrtc Depo Piravom .P.O, Ernakulam, Kerala, India – 686664.
As per the financials filed for FY 2017, the company reported a revenue of ₹2.68 Lakh, a decline of 8% compared to the previous year. For the same year it recorded a net loss of ₹3.7 Lakh (net margin -138.4%) and EBITDA of -₹3.39 Lakh (EBITDA margin -126.9%).
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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- WebsiteLocked
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- Registered Address5/1417 – D Ist Floor Near Ksrtc Depo Piravom .P.O, Ernakulam, Kerala, India – 686664
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of PJ & T Chits Private Limited
The main business activity of PJ & T Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of PJ & T Chits Private Limited FY 2017 filings available
PJ & T Chits Private Limited reported revenue of ₹2.68 Lakh (down 8% YoY) for FY 2017.
Compounded Annual Growth Rate (CAGR) of PJ & T Chits Private Limited
Revenue fell 8% in the latest year. EBITDA fell 337% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of PJ & T Chits Private Limited
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | ₹2.68 Lakh | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | -₹3.39 Lakh | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | -₹3.7 Lakh | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of PJ & T Chits Private Limited
| Metrics | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | -126.9% | •••• | •••• |
| Net Profit Margin | -138.4% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of PJ & T Chits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of PJ & T Chits Private Limited
PJ & T Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Dhanya Thankachan | Director | 27 Mar 2015 | 11 Years 6 Months | Current |
| Thankachan Joseph | Managing Director | 27 Mar 2015 | 11 Years 6 Months | Current |
Peer Comparison of PJ & T Chits Private Limited
PJ & T Chits Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Other financial activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Neelanjanam Kuries Private Limited | ₹2.68 Lakh (FY 2020) | •••• | •••• | -31.0% | •••• | Thrissur, Kerala, India |
| K S Dealer Private Limited | ₹2.68 Lakh (FY 2024) | •••• | •••• | -56.0% | •••• | Kolkata, West Bengal, India |
| Sattur Sri Ganga Chitfunds Private Limited | ₹2.68 Lakh (FY 2016) | •••• | •••• | -49.0% | •••• | Kamarajar, Tamil Nadu, India |
| April Investment and Finance Private Limited | ₹2.68 Lakh (FY 2022) | •••• | •••• | 104.0% | •••• | Delhi, India |
| Deft Share and Trades Management Private Limited | ₹2.68 Lakh (FY 2022) | •••• | •••• | •••• | Chennai, Tamil Nadu, India | |
| PJ & T Chits Private Limited this company | ₹2.68 Lakh (FY 2017) | •••• | •••• | -8.0% | •••• | Ernakulam, Kerala, India |
| Vairaj Corporate Services Private Limited | ₹2.67 Lakh (FY 2025) | •••• | •••• | -44.0% | •••• | New Delhi, Delhi, India |
| S.M.Patil Urban Nidhi Limited | ₹2.67 Lakh (FY 2023) | •••• | •••• | 100.0% | •••• | Kolhapur, Maharashtra, India |
| Senthilnathan Financiers Private Limited | ₹2.67 Lakh (FY 2024) | •••• | •••• | -49.0% | •••• | Dharmapuri, Tamil Nadu, India |
| Innovative Career in Cashless India Private Limited | ₹2.67 Lakh (FY 2024) | •••• | •••• | -39.0% | •••• | Bhojpur, Bihar, India |
| E & G Ventures Private Limited | ₹2.67 Lakh (FY 2019) | •••• | •••• | -99.0% | •••• | Nashik, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below PJ & T Chits by revenue in the same principal business activity (Other financial activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of PJ & T Chits Private Limited
PJ & T Chits Private Limited is audited by RAMACHANDRAN & KRISHNAKUMAR for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| RAMACHANDRAN & KRISHNAKUMAR | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of PJ & T Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of PJ & T Chits Private Limited
PJ & T Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at PJ & T Chits Private Limited
Employment history and EPFO contributions of people linked to PJ & T Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on PJ & T Chits Private Limited
PJ & T Chits Private Limited has 2 board changes on record since 2015: 2 appointments. The latest: Dhanya Thankachan was appointed as Director on 27 Mar 2015.
Credit Ratings, Litigation & Regulatory Alerts for PJ & T Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by PJ & T Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of PJ & T Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of PJ & T Chits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of PJ & T Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about PJ & T Chits Private Limited
PJ & T Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 27 March 2015 (11+ years old) and is registered under CIN U65992KL2015PTC038253.
PJ & T Chits reported revenue of ₹2.68 Lakh for FY 2017 (down 8% YoY).
PJ & T Chits has 2 current directors:
- Thankachan Joseph - Managing Director
- Dhanya Thankachan - Director
PJ & T Chits reported a net loss of ₹3.7 Lakh (net margin -138.4%) and EBITDA of -₹3.39 Lakh (EBITDA margin -126.9%) for FY 2017, as per its filed financial statements.
The CIN (Corporate Identification Number) of PJ & T Chits is U65992KL2015PTC038253. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
PJ & T Chits was incorporated on 27 March 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of PJ & T Chits by revenue are Neelanjanam Kuries Private Limited, K S Dealer Private Limited, Sattur Sri Ganga Chitfunds Private Limited, April Investment and Finance Private Limited, Deft Share and Trades Management Private Limited and 5 more, all in the same principal business activity (Other financial activities).
Dhanya Thankachan was appointed as Director on 27 Mar 2015. Thankachan Joseph was appointed as Managing Director on 27 Mar 2015.
The registered office of PJ & T Chits is at 51417 – D Ist Floor Near Ksrtc Depo Piravom .P.O, Ernakulam, Kerala, India – 686664.
PJ & T Chits has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh.
PJ & T Chits operates in the financial services industry, in the financial activities segment.