P.K. Credits Pvt.Ltd.
About P.K. Credits Pvt.Ltd.
Data last updated:
P.K. Credits Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 01 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1995PTC073272.
The company has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹55.8 Lakh. It is led by directors Kanta Devi Ajitsaria and Pawan Kumar Ajitsaria.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at White Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.62 Lakh, a decline of 84% compared to the previous year. For the same year it recorded a net loss of ₹2.81 Lakh (net margin -77.5%) and EBITDA of -₹2.63 Lakh (EBITDA margin -72.8%). Revenue has declined at a compounded annual rate (CAGR) of 51% over three years and 12% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
P.K. Credits Pvt.Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressWhite Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012
- IndustryFinancial Services, Financial Activities
To see the full contact details of P.K. Credits Pvt.Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of P.K. Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of P.K. Credits Pvt.Ltd., buy the company report.
Financials of P.K. Credits Pvt.Ltd.
FY 2025 filings availableP.K. Credits Pvt.Ltd. reported revenue of ₹3.62 Lakh (down 84% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 84% fall in the latest year. EBITDA fell 132% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹2.63 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹2.81 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -72.8% | ||||
| Net Profit Margin | -77.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of P.K. Credits Pvt.Ltd., buy the company report.
Board of directors of P.K. Credits Pvt.Ltd.
P.K. Credits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanta Devi Ajitsaria Also directs: Pka Advisory Services LLP, Aim Galaxy Technologies LLP, Kajal Vincom Pvt Ltd and 1 more | Director | 01 Aug 1995 | 31 Years 2 Months | Current |
| Pawan Kumar Ajitsaria Also directs: Pka Advisory Services LLP, Aim Galaxy Technologies LLP, Kajal Vincom Pvt Ltd and 1 more | Director | 01 Aug 1995 | 31 Years 2 Months | Current |
Peer comparison
P.K. Credits Pvt.Ltd. is compared with the 3 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Enertech Engineers India Pvt Ltd | ₹3.68 Lakh (FY 2025) | -98.0% | Kolkata, West Bengal, India | |||
| Startrite Financial Services Private Limited | ₹3.63 Lakh (FY 2025) | 110.0% | New Delhi, Delhi, India | |||
| P.K. Credits Pvt.Ltd.this company | ₹3.62 Lakh (FY 2025) | -₹2.81 Lakh | -77.5% | -84.0% | Kolkata, West Bengal, India | |
| Pankaj K Mehta Investment Pvt Ltd | ₹3.61 Lakh (FY 2024) | 5.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of P.K. Credits Pvt.Ltd., buy the company report.
Auditor
P.K. Credits Pvt.Ltd. is audited by SHARMA RAM & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| SHARMA RAM & ASSOCIATES | FY 2017 | 326438E |
Shareholding
The shareholding of P.K. Credits Pvt.Ltd. is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of P.K. Credits Pvt.Ltd., buy the company report.
Legal cases
No court or tribunal cases involving P.K. Credits Pvt.Ltd. are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for P.K. Credits Pvt.Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for P.K. Credits Pvt.Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
P.K. Credits Pvt.Ltd. has 2 board changes on record since 1995: 2 appointments. The latest: Kanta Devi Ajitsaria was appointed as Director on 01 Aug 1995.
Frequently asked questions
P.K. Credits is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 01 August 1995 (31+ years old) and is registered under CIN U67120WB1995PTC073272.
P.K. Credits has 2 current directors:
- Kanta Devi Ajitsaria - Director
- Pawan Kumar Ajitsaria - Director
The latest financial statements of P.K. Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of P.K. Credits is U67120WB1995PTC073272. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
P.K. Credits was incorporated on 01 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of P.K. Credits by revenue are Enertech Engineers India Pvt Ltd, Startrite Financial Services Private Limited, Pankaj K Mehta Investment Pvt Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Kanta Devi Ajitsaria was appointed as Director on 01 Aug 1995. Pawan Kumar Ajitsaria was appointed as Director on 01 Aug 1995.
The registered office of P.K. Credits is at White Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012.
P.K. Credits operates in the financial services industry, in the financial activities segment.
The compliance status of P.K. Credits is compliant as of 12 August 2026. The company is actively filing with the Registrar of Companies.
P.K. Credits can be reached at its registered office: White Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012.