P.K. Credits Pvt.Ltd.
About P.K. Credits Pvt.Ltd.
Data last updated:
P.K. Credits Pvt.Ltd. is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 01 August 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U67120WB1995PTC073272.
The company has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹55.8 Lakh. It is led by directors Kanta Devi Ajitsaria and Pawan Kumar Ajitsaria.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at White Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.62 Lakh, a decline of 84% compared to the previous year. For the same year it recorded a net loss of ₹2.81 Lakh (net margin -77.5%) and EBITDA of -₹2.63 Lakh (EBITDA margin -72.8%). Revenue has declined at a compounded annual rate (CAGR) of 51% over three years and 12% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressWhite Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012
- IndustryFinancial Services, Financial Activities
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of P.K. Credits Pvt.Ltd.
The main business activity of P.K. Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of P.K. Credits Pvt.Ltd. FY 2025 filings available
P.K. Credits Pvt.Ltd. reported revenue of ₹3.62 Lakh (down 84% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of P.K. Credits Pvt.Ltd.
Revenue has declined at a compounded annual rate (CAGR) of 12% over five years, including a 84% fall in the latest year. EBITDA fell 132% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of P.K. Credits Pvt.Ltd.
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹2.63 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹2.81 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of P.K. Credits Pvt.Ltd.
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -72.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -77.5% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of P.K. Credits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of P.K. Credits Pvt.Ltd.
P.K. Credits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kanta Devi Ajitsaria Also directs: Pka Advisory Services LLP, Aim Galaxy Technologies LLP, Kajal Vincom Pvt Ltd and 1 more | Director | 01 Aug 1995 | 31 Years 2 Months | Current |
| Pawan Kumar Ajitsaria Also directs: Pka Advisory Services LLP, Aim Galaxy Technologies LLP, Kajal Vincom Pvt Ltd and 1 more | Director | 01 Aug 1995 | 31 Years 2 Months | Current |
Peer Comparison of P.K. Credits Pvt.Ltd.
P.K. Credits Pvt.Ltd. is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Enertech Engineers India Pvt Ltd | ₹3.68 Lakh (FY 2025) | •••• | •••• | -98.0% | •••• | Kolkata, West Bengal, India |
| Blue Diamond Constructions Ltd | ₹3.67 Lakh (FY 2025) | •••• | •••• | 0.0% | •••• | Kolkata, West Bengal, India |
| Thanwas Financial Services Private Limited | ₹3.64 Lakh (FY 2023) | •••• | •••• | 9.0% | •••• | Purulia, West Bengal, India |
| Jeenma Business Pvt. Ltd. | ₹3.64 Lakh (FY 2020) | •••• | •••• | -78.0% | •••• | Kolkata, West Bengal, India |
| Startrite Financial Services Private Limited | ₹3.63 Lakh (FY 2025) | •••• | •••• | 110.0% | •••• | New Delhi, Delhi, India |
| P.K. Credits Pvt.Ltd. this company | ₹3.62 Lakh (FY 2025) | •••• | •••• | -84.0% | •••• | Kolkata, West Bengal, India |
| Indo Credit Capital Limited Listed | ₹3.61 Lakh (FY 2020) | •••• | •••• | -66.0% | •••• | Ahmedabad, Gujarat, India |
| Pankaj K Mehta Investment Pvt Ltd | ₹3.61 Lakh (FY 2024) | •••• | •••• | 5.0% | •••• | Mumbai, Maharashtra, India |
| Sunita Bonds & Holdings Ltd | ₹3.61 Lakh (FY 2022) | •••• | •••• | 67.0% | •••• | Kolkata, West Bengal, India |
| Pacific Finstock Limited | ₹3.6 Lakh (FY 2023) | •••• | •••• | -96.0% | •••• | Vadodara, Gujarat, India |
| Jaiguru Tradelink Pvt Ltd | ₹3.58 Lakh (FY 2025) | •••• | •••• | 40.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below P.K. Credits by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of P.K. Credits Pvt.Ltd.
P.K. Credits Pvt.Ltd. is audited by SHARMA RAM & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SHARMA RAM & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of P.K. Credits Pvt.Ltd.
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of P.K. Credits Pvt.Ltd.
P.K. Credits Pvt.Ltd. does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at P.K. Credits Pvt.Ltd.
Employment history and EPFO contributions of people linked to P.K. Credits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on P.K. Credits Pvt.Ltd.
P.K. Credits Pvt.Ltd. has 2 board changes on record since 1995: 2 appointments. The latest: Kanta Devi Ajitsaria was appointed as Director on 01 Aug 1995.
Credit Ratings, Litigation & Regulatory Alerts for P.K. Credits Pvt.Ltd.
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by P.K. Credits Pvt.Ltd.
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of P.K. Credits Pvt.Ltd.
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of P.K. Credits Pvt.Ltd.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of P.K. Credits Pvt.Ltd.
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about P.K. Credits Pvt.Ltd.
P.K. Credits is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 01 August 1995 (31+ years old) and is registered under CIN U67120WB1995PTC073272.
P.K. Credits reported revenue of ₹3.62 Lakh for FY 2025 (down 84% YoY).
P.K. Credits has 2 current directors:
- Kanta Devi Ajitsaria - Director
- Pawan Kumar Ajitsaria - Director
P.K. Credits reported a net loss of ₹2.81 Lakh (net margin -77.5%) and EBITDA of -₹2.63 Lakh (EBITDA margin -72.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of P.K. Credits is -51% over three years and -12% over five years. In the latest year (FY 2025) revenue fell 84%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of P.K. Credits is U67120WB1995PTC073272. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
P.K. Credits was incorporated on 01 August 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of P.K. Credits by revenue are Enertech Engineers India Pvt Ltd, Blue Diamond Constructions Ltd, Thanwas Financial Services Private Limited, Jeenma Business Pvt. Ltd, Startrite Financial Services Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Kanta Devi Ajitsaria was appointed as Director on 01 Aug 1995. Pawan Kumar Ajitsaria was appointed as Director on 01 Aug 1995.
The registered office of P.K. Credits is at White Towers 115 College Street 3rd Floor, Kolkata, West Bengal, India – 700012.
P.K. Credits has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹55.8 Lakh.