Ponbagavathy Chits Private Limited
About Ponbagavathy Chits Private Limited
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Ponbagavathy Chits Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 28 December 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1995PTC006809.
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹8.5 Lakh. It is led by directors Saravanan Senthilnathan and Saroja Saravanan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 5/92 B Main Roadgopalapuram Mannur Post Pollachi Taluk, Coimbatore, Tamil Nadu, India.
As per the financials filed for FY 2024, the company reported a revenue of ₹1.79 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net loss of ₹99,443 (net margin -55.6%) and EBITDA of -₹99,443 (EBITDA margin -55.6%). Revenue has declined at a compounded annual rate (CAGR) of 6% over three years and 4% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ponbagavathy Chits Private Limited's registered office is in Coimbatore, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address5/92 B Main Roadgopalapuram Mannur Post Pollachi Taluk, Coimbatore, Tamil Nadu, India
- IndustryFinancial Services, Financial Activities
To see the full contact details of Ponbagavathy Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ponbagavathy Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ponbagavathy Chits Private Limited, buy the company report.
Financials of Ponbagavathy Chits Private Limited
FY 2025 filings availablePonbagavathy Chits Private Limited reported revenue of ₹1.79 Lakh (down 12% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 4% over five years, including a 12% fall in the latest year. EBITDA fell 732% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹99,443 | ||||
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| Net Profit (PAT) | -₹99,443 | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -55.6% | ||||
| Net Profit Margin | -55.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Ponbagavathy Chits Private Limited, buy the company report.
Board of directors of Ponbagavathy Chits Private Limited
Ponbagavathy Chits has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Saravanan Senthilnathan | Director | 21 Jul 2021 | 5 Years 3 Months | Current |
| Saroja Saravanan | Director | 28 Dec 1995 | 30 Years 10 Months | Current |
Peer comparison
Ponbagavathy Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Komarapalayam Nidhi Limited | ₹1.79 Lakh (FY 2021) | -60.0% | Komarapalayam, Tamil Nadu, India | |||
| Alipore Vintrade Private Limited | ₹1.79 Lakh (FY 2025) | -39.0% | Kolkata, West Bengal, India | |||
| Sharani Nidhi Limited | ₹1.79 Lakh (FY 2025) | -70.0% | Panitar, West Bengal, India | |||
| Prsasti Projects Private Limited | ₹1.79 Lakh (FY 2019) | 2301.0% | Delhi, India | |||
| Aavyacap Micro Association | ₹1.79 Lakh (FY 2024) | 20.0% | Kothaparcha, Uttar Pradesh, India | |||
| Ponbagavathy Chits Private Limitedthis company | ₹1.79 Lakh (FY 2024) | -₹99,443 | -55.6% | -12.0% | Coimbatore, Tamil Nadu, India | |
| Divyam Builders Private Limited | ₹1.79 Lakh (FY 2021) | -51.0% | Kolkata, West Bengal, India | |||
| Trichy A.V.M Nidhi Limited | ₹1.79 Lakh (FY 2025) | -77.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Aditya Forex Private Limited | ₹1.79 Lakh (FY 2025) | -15.0% | Ahmedabad, Gujarat, India | |||
| Sri Thanavi Chiths & Finance Private Limited | ₹1.78 Lakh (FY 2019) | 43.0% | Guntur, Andhra Pradesh, India | |||
| Baliraja Distributors Private Limited | ₹1.78 Lakh (FY 2019) | -99.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Ponbagavathy Chits Private Limited, buy the company report.
Auditor
Ponbagavathy Chits Private Limited is audited by A MOHAN for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A MOHAN | FY 2017 | 021320 |
Shareholding
The shareholding of Ponbagavathy Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ponbagavathy Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ponbagavathy Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ponbagavathy Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ponbagavathy Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ponbagavathy Chits Private Limited has 3 board changes on record since 1995: 2 appointments and 1 cessation. The latest: Saravanan Senthilnathan was appointed as Director on 21 Jul 2021.
Frequently asked questions
Ponbagavathy Chits is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in financial activities, within the financial services industry. It was incorporated on 28 December 1995 (31+ years old) and is registered under CIN U65992TZ1995PTC006809.
Ponbagavathy Chits has 2 current directors:
- Saravanan Senthilnathan - Director
- Saroja Saravanan - Director
The latest financial statements of Ponbagavathy Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ponbagavathy Chits is U65992TZ1995PTC006809. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ponbagavathy Chits was incorporated on 28 December 1995, making it 31+ years old. It is registered with the Registrar of Companies, Coimbatore.
The peers of Ponbagavathy Chits by revenue are Komarapalayam Nidhi Limited, Alipore Vintrade Private Limited, Sharani Nidhi Limited, Prsasti Projects Private Limited, Aavyacap Micro Association and 5 more, all in the same principal business activity (other financial activities).
Saravanan Senthilnathan was appointed as Director on 21 Jul 2021. Karuppusamy Saravanan ceased to be Managing Director on 10 Jan 2021. Saroja Saravanan was appointed as Director on 28 Dec 1995.
The registered office of Ponbagavathy Chits is at 592 B Main Roadgopalapuram Mannur Post Pollachi Taluk, Coimbatore, Tamil Nadu, India.
Ponbagavathy Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Ponbagavathy Chits is compliant as of 24 August 2026. The company is actively filing with the Registrar of Companies.
Ponbagavathy Chits can be reached at its registered office: 592 B Main Roadgopalapuram Mannur Post Pollachi Taluk, Coimbatore, Tamil Nadu, India.
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