Ponkar Chit Funds Private Limited
About Ponkar Chit Funds Private Limited
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Ponkar Chit Funds Private Limited is a private limited company based in Kochi, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 24 February 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2015PTC038037.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹2 Lakh. It is led by directors Manu Thyagarajan Ramakrishnan (Managing Director) and Remadevi Ammal Ramachandran (Whole-Time Director).
Its last annual general meeting (AGM) was held on 28 September 2019, and its latest financial statements are for the year ended 31 March 2019. The registered office is at Xxxii/210 Thekkumbhagam Tripunithura, Kochi, Kerala, India – 682301.
As per the financials filed for FY 2019, the company reported a revenue of ₹3.34 Lakh, a decline of 14% compared to the previous year. For the same year it recorded a net loss of ₹27,671 (net margin -8.3%) and EBITDA of -₹27,671 (EBITDA margin -8.3%). Revenue has grown at a compounded annual rate (CAGR) of 75% over three years.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Ponkar Chit Funds Private Limited's registered office is in Kochi, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressXxxii/210 Thekkumbhagam Tripunithura, Kochi, Kerala, India – 682301
- IndustryFinancial Services, Financial Activities
To see the full contact details of Ponkar Chit Funds Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ponkar Chit Funds is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ponkar Chit Funds Private Limited, buy the company report.
Financials of Ponkar Chit Funds Private Limited
FY 2019 filings availablePonkar Chit Funds Private Limited reported revenue of ₹3.34 Lakh (down 14% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue fell 14% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 75%. EBITDA fell 204% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
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| EBITDA | -₹27,671 | ||||
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| Net Profit (PAT) | -₹27,671 | ||||
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Financial Ratios
| Metrics | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
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| Profitability | |||||
| EBITDA Margin | -8.3% | ||||
| Net Profit Margin | -8.3% | ||||
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To see the full financial statements and ratios of Ponkar Chit Funds Private Limited, buy the company report.
Board of directors of Ponkar Chit Funds Private Limited
Ponkar Chit Funds has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manu Thyagarajan Ramakrishnan Also directs: Iauto Tech LLP | Managing Director | 24 Feb 2015 | 11 Years 7 Months | Current |
| Remadevi Ammal Ramachandran | Whole-Time Director | 24 Feb 2015 | 11 Years 7 Months | Current |
Peer comparison
Ponkar Chit Funds Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Nammavar Chit Funds P Ltd | ₹3.51 Lakh (FY 2025) | 5.0% | Voc Dt, Tamil Nadu, India | |||
| Eanyaani Chit Funds Private Limited | ₹3.5 Lakh (FY 2019) | Kolkata, West Bengal, India | ||||
| Amuda Surabi Chit Funds Private Limited | ₹3.39 Lakh (FY 2025) | -5.0% | Arcot, Tamil Nadu, India | |||
| Sree Chakrajyothi Chit Funds Private Limited | ₹3.37 Lakh (FY 2023) | 96.0% | Thiruvananthapuram, Kerala, India | |||
| Ponkar Chit Funds Private Limitedthis company | ₹3.34 Lakh (FY 2019) | -₹27,671 | -8.3% | -14.0% | Kochi, Kerala, India | |
| Sathyamangalam Peoples Chit Funds Private Limited | ₹3.32 Lakh (FY 2024) | 306.0% | Sathyamangalam, Tamil Nadu, India | |||
| Aundipatti Thai Sri Mookambigai Chit Funds P Ltd | ₹3.27 Lakh (FY 2024) | 30.0% | Theni, Tamil Nadu, India | |||
| Swarna Ganga Chit Funds and Finance Company Private Limited | ₹3.25 Lakh (FY 2025) | -83.0% | Hyderabad, Telangana, India | |||
| Madhavaram Chit Funds Private Limited | ₹3.25 Lakh (FY 2023) | Chennai, Tamil Nadu, India |
To see the full peer comparison of Ponkar Chit Funds Private Limited, buy the company report.
Auditor
Ponkar Chit Funds Private Limited is audited by GEETHA AND ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| GEETHA AND ASSOCIATES | FY 2017 | 015202S |
Shareholding
The shareholding of Ponkar Chit Funds Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ponkar Chit Funds Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Ponkar Chit Funds Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ponkar Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ponkar Chit Funds Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ponkar Chit Funds Private Limited has 2 board changes on record since 2015: 2 appointments. The latest: Manu Thyagarajan Ramakrishnan was appointed as Managing Director on 24 Feb 2015.
Frequently asked questions
Ponkar Chit Funds is an active private limited company based in Kochi, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 24 February 2015 (11+ years old) and is registered under CIN U65992KL2015PTC038037.
Ponkar Chit Funds has 2 current directors:
- Manu Thyagarajan Ramakrishnan - Managing Director
- Remadevi Ammal Ramachandran - Whole-Time Director
The latest financial statements of Ponkar Chit Funds on record with the MCA are for the year ended 31 March 2019. Its last annual general meeting was held on 28 September 2019. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ponkar Chit Funds is U65992KL2015PTC038037. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ponkar Chit Funds was incorporated on 24 February 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Ponkar Chit Funds by revenue are Nammavar Chit Funds P Ltd, Eanyaani Chit Funds Private Limited, Amuda Surabi Chit Funds Private Limited, Sree Chakrajyothi Chit Funds Private Limited, Sathyamangalam Peoples Chit Funds Private Limited and 3 more, all in the BFSI industry (Chit Funds), with the same principal business activity (other financial activities).
Manu Thyagarajan Ramakrishnan was appointed as Managing Director on 24 Feb 2015. Remadevi Ammal Ramachandran was appointed as Whole-Time Director on 24 Feb 2015.
The registered office of Ponkar Chit Funds is at Xxxii210 Thekkumbhagam Tripunithura, Kochi, Kerala, India – 682301.
Ponkar Chit Funds operates in the financial services industry, in the financial activities segment.
The compliance status of Ponkar Chit Funds is active non-compliant as of 08 July 2026. The company is actively filing with the Registrar of Companies.
Ponkar Chit Funds can be reached at its registered office: Xxxii210 Thekkumbhagam Tripunithura, Kochi, Kerala, India – 682301.