Ponkunnam Chits Private Limited

Ponkunnam Chits Private Limited - financial services in Ponkunnam, Kerala, India. FY 2026 financials & compliance.
CIN U65999KL2017PTC051289 Incorporated 06 December 2017 ROC Ernakulam HQ Ponkunnam, Kerala, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹16.01 Lakh
▲ 16% YoY
Net profit · FY 2025
₹35,437
Net margin 2.2%
EBITDA · FY 2025
₹82,989
EBITDA margin 5.2%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹5 Lakh
Issued & subscribed
Company age
9 yrs
Est. 2017
Directors on board
4
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Ponkunnam Chits Private Limited

Data last updated:

Ponkunnam Chits Private Limited is a private limited company based in Ponkunnam, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 06 December 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2017PTC051289.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Rajeev Parameswaran Nair and Kunnel Radhakrishnapillai Narayana Pillai.

Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No: 807/II 808/II Andumadam Shopping Complex P Road Ponkunnam P O, Kerala, India – 686506.

As per the financials filed for FY 2025, the company reported a revenue of ₹16.01 Lakh, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹35,437 (net margin 2.2%) and EBITDA of ₹82,989 (EBITDA margin 5.2%). Revenue has grown at a compounded annual rate (CAGR) of 14% over three years and 9% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999KL2017PTC051289
Registration Number 051289
Incorporation Date 06 December 2017
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 24 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Ponkunnam Chits Private Limited's registered office is in Ponkunnam, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Room No: 807/II 808/II Andumadam Shopping Complex P Road Ponkunnam P O, Kerala, India – 686506
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Ponkunnam Chits Private Limited, buy the company report.

Comprehensive company report
Ponkunnam Chits Private Limited - one report that includes everything
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  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Ponkunnam Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Ponkunnam Chits Private Limited, buy the company report.

Financials of Ponkunnam Chits Private Limited

FY 2025 filings available

Ponkunnam Chits Private Limited reported revenue of ₹16.01 Lakh (up 16% YoY) for FY 2025.

Revenue · FY 2025
₹16.01 Lakh ▲ 16%
Net profit · FY 2025
₹35,437 margin 2.2%
EBITDA · FY 2025
₹82,989 margin 5.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 16%
3 years · compounded
▲ 14%
5 years · compounded
▲ 9%
EBITDA CAGR growth
1 year
▲ 12%
3 years · compounded
▲ 18%
5 years · compounded
▼ 10%

Revenue has grown at a compounded annual rate (CAGR) of 9% over five years, including 16% growth in the latest year. EBITDA rose 12% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹82,989
Profit Before Tax
Tax Expense
Net Profit (PAT)₹35,437
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin5.2%
Net Profit Margin2.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ponkunnam Chits Private Limited, buy the company report.

Board of directors of Ponkunnam Chits Private Limited

Ponkunnam Chits has 4 directors on record. No former directors are listed.

Current Directors
NameDesignationAppointment DateTenureStatus
Rajeev Parameswaran NairDirector06 Dec 20178 Years 11 MonthsCurrent
Kunnel Radhakrishnapillai Narayana PillaiDirector06 Dec 20178 Years 11 MonthsCurrent
Omana RajeevDirector06 Dec 20178 Years 11 MonthsCurrent
Vettiankal Radhamani Kuttan PillaiDirector06 Dec 20178 Years 11 MonthsCurrent

Peer comparison

Ponkunnam Chits Private Limited is compared with the 9 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Data Research and Analytics Cell Private Limited₹16.03 Lakh (FY 2021)21.0%Jamshedpur, Jharkhand, India
Axofin Advisors Private Limited₹16.03 Lakh (FY 2024)-30.0%Vadodara, Gujarat, India
Convergense Investments and Capitals Private Limited₹16.03 Lakh (FY 2019)-8.0%Chennai, Tamil Nadu, India
Hastagiri Chit Funds Private Limited₹16.02 Lakh (FY 2024)9.0%Coimbatore, Tamil Nadu, India
Ponkunnam Chits Private Limitedthis company₹16.01 Lakh (FY 2025)₹35,4372.2%16.0%Ponkunnam, Kerala, India
Akshaya Fintech Private Limited₹16.01 Lakh (FY 2022)215.0%Bangalore, Karnataka, India
Kaleeckal Nidhi Limited₹16 Lakh (FY 2019)Pathanamthitta, Kerala, India
Amarthya Chitties Private Limited₹16 Lakh (FY 2025)228.0%Thrissur, Kerala, India
V T S Primex Capital Private Limited₹15.99 Lakh (FY 2021)79.0%Tirupur, Tamil Nadu, India
Krishna Agrotech Ltd.₹15.97 Lakh (FY 2024)-4.0%Kolkata, West Bengal, India

To see the full peer comparison of Ponkunnam Chits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ponkunnam Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ponkunnam Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ponkunnam Chits Private Limited has 4 board changes on record since 2017: 4 appointments. The latest: Kunnel Radhakrishnapillai Narayana Pillai was appointed as Director on 06 Dec 2017.

AGM
Ponkunnam Chits Private Limited last Annual general meeting of members was held on 24 Sep 2025 as per latest MCA records.
Filing
Ponkunnam Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Appointed
Omana Rajeev was appointed as Director.
Appointed
Rajeev Parameswaran Nair was appointed as Director.
Appointed
Vettiankal Radhamani Kuttan Pillai was appointed as Director.
Incorporation
06 Dec 2017
Ponkunnam Chits Private Limited was registered on 06 Dec 2017 with Roc Ernakulam & aged 8 years 11 months as per MCA records.

Frequently asked questions

Ponkunnam Chits is an active private limited company based in Ponkunnam, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 06 December 2017 (9+ years old) and is registered under CIN U65999KL2017PTC051289.

Ponkunnam Chits has 4 current directors:

The latest financial statements of Ponkunnam Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from FY 2018 are in the company report.

The CIN (Corporate Identification Number) of Ponkunnam Chits is U65999KL2017PTC051289. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ponkunnam Chits was incorporated on 06 December 2017, making it 9+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Ponkunnam Chits by revenue are Data Research and Analytics Cell Private Limited, Axofin Advisors Private Limited, Convergense Investments and Capitals Private Limited, Hastagiri Chit Funds Private Limited, Akshaya Fintech Private Limited and 4 more, all in the same principal business activity (other financial activities).

Kunnel Radhakrishnapillai Narayana Pillai was appointed as Director on 06 Dec 2017. Omana Rajeev was appointed as Director on 06 Dec 2017. Rajeev Parameswaran Nair was appointed as Director on 06 Dec 2017. Ponkunnam Chits has 4 board changes on record in total.

The registered office of Ponkunnam Chits is at Room No: 807II 808II Andumadam Shopping Complex P Road Ponkunnam P O, Kerala, India – 686506.

Ponkunnam Chits operates in the financial services industry, in the other financial intermediation segment.

The compliance status of Ponkunnam Chits is compliant as of 14 July 2026. The company is actively filing with the Registrar of Companies.

Ponkunnam Chits can be reached at its registered office: Room No: 807II 808II Andumadam Shopping Complex P Road Ponkunnam P O, Kerala, India – 686506.