Prachay Capital Limited

Prachay Capital Limited - financial services in Pune, Maharashtra, India. FY 2026 financials & compliance.
CIN U65900PN2017PLC168737 Incorporated 07 February 2017 ROC Pune HQ Pune, Maharashtra, India
Active Public Limited Company financial services MSME · Small
Data last updated
Revenue · FY 2025
₹58.63 Cr
▲ 38% YoY
Net profit · FY 2025
₹9.43 Cr
Net margin 16.1%
EBITDA · FY 2025
₹48.15 Cr
EBITDA margin 82.1%
Authorised capital
₹30 Cr
Registered with MCA
Paid-up capital
₹22.9 Cr
Issued & subscribed
Open charges
₹330.56 Cr
Satisfied ₹136.3 Cr
Company age
9 yrs
Est. 2017
Employees · EPFO
30
Provident fund records

About Prachay Capital Limited

Data last updated:

Prachay Capital Limited is a public limited company based in Pune, Maharashtra, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 07 February 2017 and has been in existence for over 9 years.

The company is registered with the Registrar of Companies (ROC), Pune, under CIN U65900PN2017PLC168737. Its GSTIN is 27AAICP9544R1ZD (Maharashtra).

The company has an authorised share capital of ₹30 Cr and a paid-up capital of ₹22.9 Cr. It was formerly known as Prachay Capital Private Limited and Pracaya Financial Services Private Limited. It is led by directors including Girish Murlidhar Lakhotiya (Managing Director) and Roshan Rajendra Sancheti.

Its last annual general meeting (AGM) was held on 18 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Pune, Maharashtra.

As per the financials filed for FY 2025, the company reported a revenue of ₹58.63 Cr, a growth of 38% compared to the previous year. For the same year it recorded a net profit of ₹9.43 Cr (net margin 16.1%) and EBITDA of ₹48.15 Cr (EBITDA margin 82.1%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 42% over five years.

The company has about 30 employees on its provident fund (EPFO) records. Its group structure includes 1 subsidiary.

The company is associated with 1 brand: Prachay. As per MCA filings, the company has open charges of ₹330.56 Cr and satisfied charges of ₹136.3 Cr on record. Court records list 4 cases involving the company, including 3 filed by the company and 1 filed against it. The company has 5 deals on record (2 rights issues, 1 funding round, 1 debt financing), with disclosed funding of ₹2.85 Cr; the latest was in September 2022. Its 7 peer companies in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities) are compared by revenue, 4 larger and 3 smaller; the largest is Richbond Capital Private Limited with revenue of ₹59.28 Cr. The company has 4 MSME Form 1 returns on record between 2019 and 2022, listing 6 overdue payments to 4 micro and small suppliers.

Prachay Capital Limited is registered as a small enterprise under the Udyam registration framework (Reg. No. UDYAM-MH-26-0005366). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website prachay.com.

Company details

CIN U65900PN2017PLC168737
Registration Number 168737
Incorporation Date 07 February 2017
ROC Pune
Listing Status Unlisted
Company Status Active
Date of Last AGM 18 July 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Small
Udyam Registration UDYAM-MH-26-0005366

Name history

Prachay Capital has undergone 3 name changes throughout its history. The company was previously known as Prachay Capital Private Limited, Pracaya Financial Services Private Limited, and Prachay Capital Limited. The current legal name is Prachay Capital Limited.

Company NameStatus
Prachay Capital LimitedCurrent
Prachay Capital Private LimitedPrevious
Pracaya Financial Services Private LimitedPrevious

CIN history

Prachay Capital has one previous CIN (Corporate Identification Number): U65900PN2017PTC168737. The current CIN is U65900PN2017PLC168737, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U65900PN2017PLC168737Current
U65900PN2017PTC168737Previous
Key People
Girish Murlidhar Lakhotiya Managing Director Roshan Rajendra Sancheti Director Divya Raizada Director

Recognitions & Rankings of Prachay Capital

MSME (Udyam registered) Ministry of MSME
Category
Small (2024-25)
Udyam number
UDYAM-MH-26-0005366

Contact details

Prachay Capital Limited's registered office is in Pune, Maharashtra. Its website is prachay.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Website
    prachay.com
  • Social Media
  • Registered Address
    Office No 1401/1402 14th Floor Next Gen Avenue Wing B Cts No 2850, S No. 103 Bahiratwadi Near Icc Tower Senapati Bapat Road, Pune, Maharashtra, India – 411016
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Prachay Capital Limited, buy the company report.

Comprehensive company report
Prachay Capital Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Prachay Capital operates one associated brand: Prachay. Each brand links to its own profile.

BrandDescriptionWebsite
Prachay
Customized financial solutions and advisory services are provided to enterprises.prachay.com

Business activity

The main business activity of Prachay Capital is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Prachay Capital Limited, buy the company report.

Financials of Prachay Capital Limited

FY 2025 filings available

Prachay Capital Limited reported revenue of ₹58.63 Cr (up 38% YoY) for FY 2025.

Revenue · FY 2025
₹58.63 Cr ▲ 38%
Net profit · FY 2025
₹9.43 Cr margin 16.1%
EBITDA · FY 2025
₹48.15 Cr margin 82.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 38%
3 years · compounded
▲ 39%
5 years · compounded
▲ 42%
EBITDA CAGR growth
1 year
▲ 35%
3 years · compounded
▲ 39%
5 years · compounded
▲ 43%

Revenue has grown at a compounded annual rate (CAGR) of 42% over five years, including 38% growth in the latest year. EBITDA rose 35% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹48.15 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹9.43 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin82.1%
Net Profit Margin16.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Prachay Capital Limited, buy the company report.

Board of directors of Prachay Capital Limited

Prachay Capital has 6 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Girish Murlidhar Lakhotiya
Also directs: Prachay Capital Holdings Private Limited, Prachay Securities Private Limited, Prachay Investment Managers Private Limited and 2 more
Managing Director07 Feb 20179 Years 8 MonthsCurrent
Roshan Rajendra Sancheti
Also directs: Prachay Capital Holdings Private Limited, Prachay Securities Private Limited, Prachay Investment Managers Private Limited and 2 more
Director07 Feb 20179 Years 8 MonthsCurrent
Divya Raizada
Also directs: Prachay Capital Holdings Private Limited, Prachay Securities Private Limited, Prachay Investment Managers Private Limited
Director31 Jan 20242 Years 9 MonthsCurrent
Nilesh Rameshchandraji Saboo
Also directs: BS & Co LLP
Director27 Jun 20242 Years 4 MonthsCurrent
Vinita BhattacharjeeDirector16 Dec 20241 Years 10 MonthsCurrent
Archna RastogiDirector27 Jun 20242 Years 4 MonthsCurrent
View all directors

Peer comparison

Prachay Capital Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Richbond Capital Private Limited₹59.28 Cr (FY 2025)56.0%Mumbai, Maharashtra, India
Thakur Fininvest Private Limited₹59.13 Cr (FY 2018)-50.0%Mumbai, Maharashtra, India
Aamara Capital Private Limited₹59.06 Cr (FY 2025)98.0%Mumbai, Maharashtra, India
Dreamon Commercial Private Limited₹59.04 Cr (FY 2024)4.0%Kolkata, West Bengal, India
Prachay Capital Limitedthis company₹58.63 Cr (FY 2025)₹9.43 Cr16.1%38.0%30Pune, Maharashtra, India
Rupeek Capital Private Limited₹58.53 Cr (FY 2024)14.0%Bangalore, Karnataka, India
Lakshdeep Investments and Finance Private Limited₹58.46 Cr (FY 2019)-4.0%Mumbai, Maharashtra, India
Trinetra Co Pvt Ltd₹58.4 Cr (FY 2025)20.0%Kolkata, West Bengal, India

To see the full peer comparison of Prachay Capital Limited, buy the company report.

Auditor

Prachay Capital Limited is audited by Shah Khandelwal Jain & Associates for the financial year 2023.

Auditor firmFinancial yearFirm registration number
Shah Khandelwal Jain & AssociatesFY 2023142740W

Shareholding

The shareholding of Prachay Capital Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2024FY 2023FY 2022FY 2021FY 2020
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Prachay Capital Limited, buy the company report.

Charges & borrowings

Open charges
₹330.56 Cr
Satisfied charges
₹136.3 Cr
Breakdown by lending institutions
Others₹289.31 Cr
State Bank of India₹26.25 Cr
Indian Overseas Bank₹15.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
16 Mar 2026101282379Others₹73.83 CrOpen
29 Dec 2025101219246Others₹90.03 CrOpen
21 Mar 2025101083464Others₹53.06 CrOpen
21 Nov 2024101027660Indian Overseas Bank₹15 CrOpen
19 Sep 2024100995022Others₹5 CrOpen

To see the full charge records of Prachay Capital Limited, buy the company report.

Total charge records: 61 View all charges

Deals & funding

Prachay Capital Limited has 5 deals on record (2 rights issues, 1 funding round, 1 debt financing), with disclosed funding of ₹2.85 Cr; the latest was in September 2022.

Total deals
5
Rights issues
2
Funding round
1
Debt financing
1
Secondary share transfer
1
Disclosed funding
₹2.85 Cr

Deals on record (4 of 5)

WhenDealAmountParties
Sep 2022Debt financing₹2.78 CrInvestors: 4 individuals
Nov 2019Secondary share transferUndisclosedBuyer: an individual
Seller: Prachay Capital Holdings Private Limited , Acclivus Advisors LLP , an individual
Sep 2018Rights issue₹10.25 CrInvestors: 2 individuals
Mar 2017Rights issue₹4.74 CrInvestors: Prachay Capital Holdings Private Limited , Acclivus Advisors LLP , 2 individuals

To see the full deal history of Prachay Capital Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Prachay Capital Limited was last rated by Icra on 30 Jan 2020.

Rating agencyRated onRating
Icra30 Jan 2020

To see the full credit ratings and regulatory alerts of Prachay Capital Limited, buy the company report.

MSME payment delays

Prachay Capital Limited has 4 MSME Form 1 returns on record between 2019 and 2022, listing 6 overdue payments to 4 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (4 of 4)

SupplierAmount dueDue sinceReported on
M/S Kanj & Co. LLP
an individual supplier
an individual supplier
B Y & Associates

To see the full MSME payment records of Prachay Capital Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Group structure & subsidiaries

Prachay Capital has 1 subsidiary company. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.

1
Subsidiary companies
Key subsidiaries
Company NameCINShares held
Prachay Investment Managers Private LimitedU67190PN2021PTC197835

To see the full group structure of Prachay Capital Limited, buy the company report.

Employees & EPFO

Prachay Capital Limited has a workforce of 30 employees on its EPFO records as of Feb 23, 2026, across 1 active EPFO establishment.

Employee count
30
Active EPFO establishments
1
Employee growth
30.43%

GST

Prachay Capital has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
27AAICP9544R1ZDMaharashtraActive14 Sep 2017

To see the full GST registrations and return filing status of Prachay Capital Limited, buy the company report.

Recent activity

Prachay Capital Limited has 10 board changes on record since 2017: 6 appointments and 4 cessations. The latest: Vinita Bhattacharjee ceased to be Additional Director on 17 Jul 2025.

Charges
A charge registered on 11 Jan 2022 via Charge ID 100550875 with Others was fully satisfied on 21 Apr 2026.
Charges
A charge registered on 01 Feb 2022 via Charge ID 100550893 with Others was fully satisfied on 30 Mar 2026.
Charges
A charge registered on 10 Dec 2021 via Charge ID 100517750 with Others was fully satisfied on 27 Mar 2026.
Charges
A charge registered on 12 Oct 2021 via Charge ID 100503516 with Others was fully satisfied on 27 Mar 2026.
Charges
A charge registered on 17 Jun 2021 via Charge ID 100452240 with Others was fully satisfied on 27 Mar 2026.
Charges
A charge registered on 23 Mar 2021 via Charge ID 100437326 with Others was fully satisfied on 27 Mar 2026.
Charges
A charge with Others amounted to Rs. 73.83 Cr with Charge ID 101282379 was registered on 16 Mar 2026.
Charges
A charge registered on 28 Jan 2022 via Charge ID 100587336 with Others was fully satisfied on 19 Feb 2026.
Charges
A charge registered on 07 Jul 2021 via Charge ID 100461093 with Others was fully satisfied on 19 Feb 2026.
Charges
A charge registered on 15 Jan 2021 via Charge ID 100413056 with Others was fully satisfied on 13 Feb 2026.
Charges
A charge registered on 11 Jan 2021 via Charge ID 100404689 with Others was fully satisfied on 12 Feb 2026.
Charges
A charge registered on 25 Oct 2024 via Charge ID 101028470 with Others was fully satisfied on 09 Feb 2026.

114 earlier events are in the company report.

News

Frequently asked questions

Prachay Capital is an active public limited company based in Pune, Maharashtra, India. The company works in financial activities, within the financial services industry. It was incorporated on 07 February 2017 (9+ years old) and is registered under CIN U65900PN2017PLC168737.

Prachay Capital has 6 current directors:

The latest financial statements of Prachay Capital on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 18 July 2025. Year-wise statements from FY 2017 are in the company report.

The GSTIN of Prachay Capital is 27AAICP9544R1ZD, registered in Maharashtra.

The CIN (Corporate Identification Number) of Prachay Capital is U65900PN2017PLC168737. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Prachay Capital has 4 court cases on record: 3 filed by the company and 1 filed against it.

Prachay Capital was incorporated on 07 February 2017, making it 9+ years old. It is registered with the Registrar of Companies, Pune.

Prachay Capital has 5 deals on record (2 rights issues, 1 funding round, 1 debt financing), with disclosed funding of ₹2.85 Cr; the latest was in September 2022.

The peers of Prachay Capital by revenue are Richbond Capital Private Limited, Thakur Fininvest Private Limited, Aamara Capital Private Limited, Dreamon Commercial Private Limited, Rupeek Capital Private Limited and 2 more, all in the BFSI industry (Mid Sized Non Deposit NBFC, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).

Vinita Bhattacharjee ceased to be Additional Director on 17 Jul 2025. Vinita Bhattacharjee was appointed as Director on 16 Dec 2024. Archna Rastogi was appointed as Director on 27 Jun 2024. Prachay Capital has 10 board changes on record in total.

Yes, Prachay Capital is registered as a small enterprise under Udyam registration (number: UDYAM-MH-26-0005366).

Prachay Capital has 4 MSME Form 1 returns on record between 2019 and 2022, listing 6 overdue payments to 4 micro and small suppliers. The latest return was filed on 17 Oct 2022.