Pradip Credit Pvt Ltd
About Pradip Credit Pvt Ltd
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Pradip Credit Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the electronics retail and distribution segment of the consumer electronics and durables sector. It was incorporated on 06 April 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65999WB1995PTC070954.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹7.1 Lakh. It is led by directors including Bhaskar Agrawal and Devesh Agrawal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 2G Judge'S Court Road, Kolkata, West Bengal, India – 700027.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.68 Lakh, a decline of 52% compared to the previous year. For the same year it recorded a net profit of ₹2.35 Lakh (net margin 50.2%) and EBITDA of ₹3.14 Lakh (EBITDA margin 67.1%). Revenue has declined at a compounded annual rate (CAGR) of 24% over three years and 8% over five years.
Court records list 1 case involving the company, including 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Pradip Credit Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address is in the company report.
- Email
- Registered Address2G Judge'S Court Road, Kolkata, West Bengal, India – 700027
- IndustryConsumer Electronics & Durables, Electronic Appliances Retail & Distribution
To see the full contact details of Pradip Credit Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Pradip Credit is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Pradip Credit Pvt Ltd, buy the company report.
Financials of Pradip Credit Pvt Ltd
FY 2025 filings availablePradip Credit Pvt Ltd reported revenue of ₹4.68 Lakh (down 52% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 52% fall in the latest year. EBITDA fell 7% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.14 Lakh | ||||
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| Net Profit (PAT) | ₹2.35 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 67.1% | ||||
| Net Profit Margin | 50.2% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Pradip Credit Pvt Ltd, buy the company report.
Board of directors of Pradip Credit Pvt Ltd
Pradip Credit has 5 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Bhaskar Agrawal | Director | 14 Jun 2000 | 26 Years 4 Months | Current |
| Devesh Agrawal | Director | 29 Sep 2007 | 19 Years 1 Months | Current |
| Vikash Kumar Agrawal | Director | 14 Jun 2000 | 26 Years 4 Months | Current |
| Prakash Chandra Agrawal | Director | 14 Jun 2000 | 26 Years 4 Months | Current |
| Vinay Agrawal | Director | 29 Sep 2007 | 19 Years 1 Months | Current |
Auditor
Pradip Credit Pvt Ltd is audited by JAGDISH ASHOK & CO. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JAGDISH ASHOK & CO. | FY 2022 | 317168E |
Shareholding
The shareholding of Pradip Credit Pvt Ltd is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Pradip Credit Pvt Ltd, buy the company report.
Legal cases
Pradip Credit Pvt Ltd has 1 court case on record: 1 filed against it. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Company petition | Filed against the company by Laxmi Electrovision Pvt. Ltd. | Disposed |
To see the full case history of Pradip Credit Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pradip Credit Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Pradip Credit Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Pradip Credit Pvt Ltd has 5 board changes on record since 2000: 5 appointments. The latest: Devesh Agrawal was appointed as Director on 29 Sep 2007.
Frequently asked questions
Pradip Credit is an active private limited company based in Kolkata, West Bengal, India. The company works in electronic appliances retail and distribution, within the consumer electronics and durables industry. It was incorporated on 06 April 1995 (31+ years old) and is registered under CIN U65999WB1995PTC070954.
Pradip Credit has 5 current directors:
- Bhaskar Agrawal - Director
- Devesh Agrawal - Director
- Vikash Kumar Agrawal - Director
- Prakash Chandra Agrawal - Director
- Vinay Agrawal - Director
The latest financial statements of Pradip Credit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Pradip Credit is U65999WB1995PTC070954. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pradip Credit has 1 court case on record: 1 filed against it.
Pradip Credit was incorporated on 06 April 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
Devesh Agrawal was appointed as Director on 29 Sep 2007. Vinay Agrawal was appointed as Director on 29 Sep 2007. Bhaskar Agrawal was appointed as Director on 14 Jun 2000. Pradip Credit has 5 board changes on record in total.
The registered office of Pradip Credit is at 2G JudgeS Court Road, Kolkata, West Bengal, India – 700027.
Pradip Credit operates in the consumer electronics and durables industry, in the electronic appliances retail and distribution segment.
The compliance status of Pradip Credit is compliant as of 03 July 2026. The company is actively filing with the Registrar of Companies.
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