Pragya Commerce Pvt Ltd
About Pragya Commerce Pvt Ltd
Data last updated:
Pragya Commerce Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 20 February 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51109WB1996PTC077490.
The company has an authorised share capital of ₹1.5 Cr and a paid-up capital of ₹67.65 Lakh. It is led by directors Avantika Gupta and Sanjay Kumar Bhuwalka.
Its last annual general meeting (AGM) was held on 05 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Park, Kolkata, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.01 Cr, a growth of 14% compared to the previous year. For the same year it recorded a net profit of ₹1.14 Cr (net margin 112.9%) and EBITDA of ₹1.39 Cr (EBITDA margin 137.2%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 572% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Pragya Commerce Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3F – Park Plaza, 71 Park Street, Kolkata, West Bengal, India – 700016
- IndustryFinancial Services, Financial Activities
To see the full contact details of Pragya Commerce Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Pragya Commerce is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
Financials of Pragya Commerce Pvt Ltd
FY 2025 filings availablePragya Commerce Pvt Ltd reported revenue of ₹1.01 Cr (up 14% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 572% over five years, including 14% growth in the latest year. EBITDA fell 26% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.39 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.14 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 137.2% | ||||
| Net Profit Margin | 112.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Pragya Commerce Pvt Ltd, buy the company report.
Board of directors of Pragya Commerce Pvt Ltd
Pragya Commerce has 2 current directors and 12 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Avantika Gupta | Director | 10 Dec 2018 | 7 Years 10 Months | Current |
| Sanjay Kumar Bhuwalka Also directs: Checons Ltd, Green Teak Agro Processors Pvt Ltd, Trimurti Associates Pvt Ltd and 5 more | Director | 02 Aug 2014 | 12 Years 2 Months | Current |
Peer comparison
Pragya Commerce Pvt Ltd is compared with the 8 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sri KSN Fincap Private Limited | ₹1.01 Cr (FY 2025) | 68.0% | Hyderabad, Telangana, India | |||
| Pritex Fiscal Services Pvt Ltd | ₹1.01 Cr (FY 2025) | 3.0% | Kolkata, West Bengal, India | |||
| Great Western Suppliers Agency Pvtltd | ₹1.01 Cr (FY 2025) | 238.0% | Kanpur, Uttar Pradesh, India | |||
| Ashirwad Capital Limited | ₹1.01 Cr (FY 2019) | -15.0% | Mumbai, Maharashtra, India | |||
| Pragya Commerce Pvt Ltdthis company | ₹1.01 Cr (FY 2025) | ₹1.14 Cr | 112.9% | 14.0% | Kolkata, West Bengal, India | |
| Mudit Investment & Trading Co Private Limited | ₹1.01 Cr (FY 2025) | -30.0% | Kolkata, West Bengal, India | |||
| MVS Leasing Pvt. Ltd. | ₹1.01 Cr (FY 2025) | -44.0% | Katni, Madhya Pradesh, India | |||
| Ramesham Securities & Credit (India) Limited | ₹1.01 Cr (FY 2025) | -33.0% | New Delhi, Delhi, India | |||
| Raghuvanshi Investment Private Limited | ₹1 Cr (FY 2019) | 20.0% | Gurgaon, Haryana, India |
To see the full peer comparison of Pragya Commerce Pvt Ltd, buy the company report.
Auditor
Pragya Commerce Pvt Ltd is audited by G.K. TULSYAN AND CO. for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| G.K. TULSYAN AND CO. | FY 2017 | 323246E |
Shareholding
The shareholding of Pragya Commerce Pvt Ltd is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Pragya Commerce Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Pragya Commerce Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Pragya Commerce Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Pragya Commerce has 1 associated company. This group structure data is as of FY 2017. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Pragya Commerce Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Pragya Commerce Pvt Ltd has 14 board changes on record since 2009: 2 appointments and 12 cessations. The latest: Avantika Gupta ceased to be Additional Director on 30 Sep 2019.
5 earlier events are in the company report.
Frequently asked questions
Pragya Commerce is an active private limited company based in Kolkata, West Bengal, India. The company works in financial activities, within the financial services industry. It was incorporated on 20 February 1996 (30+ years old) and is registered under CIN U51109WB1996PTC077490.
Pragya Commerce has 2 current directors:
- Avantika Gupta - Director
- Sanjay Kumar Bhuwalka - Director
The latest financial statements of Pragya Commerce on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 05 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Pragya Commerce is U51109WB1996PTC077490. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Pragya Commerce was incorporated on 20 February 1996, making it 30+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Pragya Commerce by revenue are Sri KSN Fincap Private Limited, Pritex Fiscal Services Pvt Ltd, Great Western Suppliers Agency Pvtltd, Ashirwad Capital Limited, Mudit Investment & Trading Co Private Limited and 3 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Avantika Gupta ceased to be Additional Director on 30 Sep 2019. Prabhakaran Puthanveettil Kandanath ceased to be Director on 15 Mar 2019. Avantika Gupta was appointed as Director on 10 Dec 2018. Pragya Commerce has 14 board changes on record in total.
The registered office of Pragya Commerce is at 3F – Park Plaza, 71 Park Street, Kolkata, West Bengal, India – 700016.
Pragya Commerce operates in the financial services industry, in the financial activities segment.
The compliance status of Pragya Commerce is compliant as of 17 August 2026. The company is actively filing with the Registrar of Companies.
Pragya Commerce can be reached at its registered office: 3F – Park Plaza, 71 Park Street, Kolkata, West Bengal, India – 700016.