Prayag Micro Finance

Prayag Micro Finance - service in Kolkata, West Bengal, India. FY 2026 financials and compliance.
CIN U93030WB2011NPL164692 Incorporated 08 July 2011 ROC Kolkata HQ Kolkata, West Bengal, India
Active Public Not For Profit Company service
Data last updated
Revenue · Latest
-
Latest filing
EBITDA · Latest
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In full report
Net profit · Latest
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In full report
Directors on board
3
As per MCA filings
Paid-up capital
-
Issued & subscribed
Open charges
None
Secured borrowings
Company age
15 yrs
Est. 2011
Employees · EPFO
-
Latest available

About Prayag Micro Finance

Data last updated: 11 February 2026

Prayag Micro Finance is a public not for profit company based in Kolkata, West Bengal, India. It specialises in service-based operations, a part of the broader services sector. Incorporated on 08 July 2011, the company has been in operation for over 15 years.

Registered with ROC Kolkata under CIN U93030WB2011NPL164692.

It is led by directors including Arunava Ganguly and Basudeb Bagchi.

Office: P – 45. Bhupen Roy Road Behala, Kolkata, West Bengal, India – 700034.

The current compliance status is marked as active non-compliant by the Registrar of Companies.

Company Details of Prayag Micro Finance
CIN U93030WB2011NPL164692
Registration Number 164692
Incorporation Date 08 July 2011
ROC Kolkata
Listing Status Unlisted
Company Status Active
Compliance Status Active Non-Compliant
Key People
Arunava Ganguly Additional Director Basudeb Bagchi Director Tapan Sardar Additional Director
Contact Details
  • Email
    **************
  • Telephone
    **************
  • Website
    **************
  • Social Media
    **************
  • Registered Address
    P – 45. Bhupen Roy Road Behala, Kolkata, West Bengal, India – 700034
  • Industry
    Service, Other Services, Funeral Services
Company report
Prayag Micro Finance - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Prayag Micro Finance in one report.

10-year financials Directors & ownership Charges & compliance

Board of Directors of Prayag Micro Finance

Prayag Micro Finance is currently managed by 3 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Arunava Ganguly
Also directs: Prayag Organics Private Limited, Prayag Infra Realtors Limited, Prayag Film & Television Industries Private Limited and 5 more
Additional Director 24 Dec 2016 9 Years 6 Months Current
Basudeb Bagchi
Also directs: Prayag Organics Private Limited, Royal Concrete Products Private Limited, Prayag Infra Realtors Limited and 5 more
Director 08 Jul 2011 15 Years 0 Months Current
Tapan Sardar
Also directs: Royal Concrete Products Private Limited, Prayag Infra Realtors Limited, Samudra Villa Private Limited and 5 more
Additional Director 24 Dec 2016 9 Years 6 Months Current
View all directors

Financials of Prayag Micro Finance

Metrics
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Revenue
Revenue from Operations
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
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Leverage
Equity Multiplier
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Debt / EBITDA
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Solvency
D/E Ratio
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ICR
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Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Charges & Borrowings Prayag Micro Finance

Prayag Micro Finance does not have any charges (loans) registered with the Registrar of Companies.

Employees and EPFO Compliance at Prayag Micro Finance

View historical data on people associated with Prayag Micro Finance, including employment history and EPFO contributions.

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Prayag Micro Finance

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Prayag Micro Finance

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Prayag Micro Finance

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Prayag Micro Finance

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Prayag Micro Finance

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Prayag Micro Finance

MSME Payment Delays by Prayag Micro Finance

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Prayag Micro Finance

Subsidiaries & Group Companies of Prayag Micro Finance

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Prayag Micro Finance with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Prayag Micro Finance

MCA Filings & Documents of Prayag Micro Finance

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Prayag Micro Finance

Directors
24 Dec 2016
Arunava Ganguly was appointed as a Additional Director on 24 Dec 2016 & has been associated with this company since 9 years 6 months.
Directors
24 Dec 2016
Tapan Sardar was appointed as a Additional Director on 24 Dec 2016 & has been associated with this company since 9 years 6 months.
Directors
08 Jul 2011
Basudeb Bagchi was appointed as a Director on 08 Jul 2011 & has been associated with this company since 15 years 3 days.
Activity
08 Jul 2011
Prayag Micro Finance was registered on 08 Jul 2011 with Roc Kolkata & aged 15 years 3 days as per MCA records.

Frequently Asked Questions about Prayag Micro Finance

Prayag Micro Finance is an active public not for profit company in the service sector based in Kolkata, West Bengal, India. It was incorporated on 08 July 2011 (15+ years old) and is registered under CIN U93030WB2011NPL164692.

The current directors of Prayag Micro Finance are:

The primary industry of Prayag Micro Finance is service. The company specifically operates in other services. The company is currently active in this sector.

Prayag Micro Finance can be reached at the registered office: P – 45. Bhupen Roy Road Behala, Kolkata, West Bengal, India – 700034.

The company has its registered office at P – 45. Bhupen Roy Road Behala, Kolkata, West Bengal, India – 700034.

Prayag Micro Finance was incorporated on 08 July 2011, making it 15+ years old. Registered with ROC Kolkata.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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