PRD Mini Nidhi Limited
About PRD Mini Nidhi Limited
Data last updated:
PRD Mini Nidhi Limited is a nidhi company based in Pathanamthitta, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 24 March 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65910KL2016PLC040473.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹64.84 Lakh. It is led by directors including Ananthakrishnan Anilkumar and Deepa Divakaran Pillai Syamala Kumar.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at Prd Building 1st Floor Kuriannoor P.O., Pathanamthitta, Kerala, India – 689550.
As per the financials filed for FY 2020, the company reported a revenue of ₹2.07 Cr, a growth of 79% compared to the previous year. For the same year it recorded a net profit of ₹11.91 Lakh (net margin 5.8%) and EBITDA of ₹1.52 Cr (EBITDA margin 73.7%). Revenue has grown at a compounded annual rate (CAGR) of 198% over three years.
As per MCA filings, the company has open charges of ₹5.6 Cr on record. Court records list 30 cases involving the company, including 15 filed against it; 8 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
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- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressPrd Building 1st Floor Kuriannoor P.O., Pathanamthitta, Kerala, India – 689550
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of PRD Mini Nidhi Limited
The main business activity of PRD Mini Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of PRD Mini Nidhi Limited FY 2020 filings available
PRD Mini Nidhi Limited reported revenue of ₹2.07 Cr (up 79% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR) of PRD Mini Nidhi Limited
Revenue has grown at a compounded annual rate (CAGR) of 198% over three years, including 79% growth in the latest year. EBITDA rose 64% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of PRD Mini Nidhi Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹2.07 Cr | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.52 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹11.91 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of PRD Mini Nidhi Limited
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 73.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of PRD Mini Nidhi are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of PRD Mini Nidhi Limited
PRD Mini Nidhi Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| PRD Mini Nidhi Limited this company | ₹2.07 Cr (FY 2020) | •••• | •••• | 79.0% | •••• | Pathanamthitta, Kerala, India |
| Sri Panchamuga Vinayagar Chits Namakkal Private Limited | ₹1.17 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Namakkal, Tamil Nadu, India |
| Brahmachaitanya Chits Private Limited | ₹1.17 Cr (FY 2024) | •••• | •••• | -5.0% | •••• | Bangalore, Karnataka, India |
| Mym Chit Fund Private Limited | ₹1.16 Cr (FY 2025) | •••• | •••• | 38.0% | •••• | Bangalore, Karnataka, India |
| Shukapuram Kuries Private Limited | ₹1.16 Cr (FY 2023) | •••• | •••• | 28.0% | •••• | Shukapuram, Kerala, India |
| Shenoy Nagar Saswatha Nidhi Ltd | ₹1.15 Cr (FY 2025) | •••• | •••• | 12.0% | •••• | Aminjikaeri Chennai, Tamil Nadu, India |
| Nidesh Guru Private Limited | ₹1.15 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Jodhpur, Rajasthan, India |
| Gramotthan Micro Finance Company | ₹1.14 Cr (FY 2017) | •••• | •••• | 19.0% | •••• | Kushinagar, Uttar Pradesh, India |
| Manipal Sowbhagya Nidhi Limited | ₹1.14 Cr (FY 2025) | •••• | •••• | 31.0% | •••• | Karnataka, India |
| Mookambika Chits Limited | ₹1.14 Cr (FY 2025) | •••• | •••• | -4.0% | •••• | Mysore, Karnataka, India |
| Shrimatangi Chits Private Limited | ₹1.13 Cr (FY 2025) | •••• | •••• | 515.0% | •••• | Bangalore, Karnataka, India |
Peers are the five companies nearest above and the five nearest below PRD Mini Nidhi by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of PRD Mini Nidhi Limited
PRD Mini Nidhi Limited is audited by REJI JOHN & CO for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| REJI JOHN & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of PRD Mini Nidhi Limited
PRD Mini Nidhi has 4 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ananthakrishnan Anilkumar | Director | 31 Oct 2018 | 7 Years 11 Months | Current |
| Deepa Divakaran Pillai Syamala Kumar Also directs: PRD Mini Syndicate Nidhi Limited, PRD Kuries Private Limited, PRD Mini Realtors Private Limited and 1 more | Director | 24 Mar 2016 | 10 Years 6 Months | Current |
| Anil Kumar Damodharan Pillai Also directs: PRD Mini Syndicate Nidhi Limited, PRD Kuries Private Limited, PRD Mini Realtors Private Limited and 1 more | Director | 24 Mar 2016 | 10 Years 6 Months | Current |
| Ananthavishnu Anilkumar | Director | 24 Mar 2016 | 10 Years 6 Months | Current |
Ownership and Shareholding of PRD Mini Nidhi Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of PRD Mini Nidhi Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 26 Apr 2021 | The South Indian Bank Limited | ₹60 Lakh | Open |
| 18 May 2020 | The South Indian Bank Limited | ₹5 Cr | Open |
Total charge records: 2 View all charges
Legal Cases of PRD Mini Nidhi Limited
PRD Mini Nidhi Limited has 30 court cases on record: 15 filed against it, 15 where it is another party. 8 cases are pending and 22 are disposed. Status as checked between 28 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 22 | 15 | 8 |
| High courts | 8 | 0 | 0 |
Cases on record (5 of 30)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Pathanamthitta, Kerala | Criminal case | Company is another party | Pending |
| District court, Ernakulam, Kerala | Court case (SC(PMLA)) | Company is another party | Pending |
| District court, Pathanamthitta, Kerala | Petition | Company is another party | Pending |
| District court, Pathanamthitta, Kerala | Civil suit | Filed against the company by an individual | Pending |
| District court, Pathanamthitta, Kerala | Civil suit | Filed against the company by an individual | Pending |
Full case history
All 30 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at PRD Mini Nidhi Limited
Employment history and EPFO contributions of people linked to PRD Mini Nidhi.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on PRD Mini Nidhi Limited
PRD Mini Nidhi Limited has 5 board changes on record since 2016: 4 appointments and 1 cessation. The latest: Ananthakrishnan Anilkumar ceased to be Additional Director on 31 Dec 2019.
Credit Ratings, Litigation & Regulatory Alerts for PRD Mini Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by PRD Mini Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of PRD Mini Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of PRD Mini Nidhi Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of PRD Mini Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about PRD Mini Nidhi Limited
PRD Mini Nidhi is an active nidhi company based in Pathanamthitta, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 24 March 2016 (10+ years old) and is registered under CIN U65910KL2016PLC040473.
PRD Mini Nidhi reported revenue of ₹2.07 Cr for FY 2020 (up 79% YoY).
PRD Mini Nidhi has 4 current directors:
- Ananthakrishnan Anilkumar - Director
- Deepa Divakaran Pillai Syamala Kumar - Director
- Anil Kumar Damodharan Pillai - Director
- Ananthavishnu Anilkumar - Director
PRD Mini Nidhi reported a net profit of ₹11.91 Lakh (net margin 5.8%) and EBITDA of ₹1.52 Cr (EBITDA margin 73.7%) for FY 2020, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of PRD Mini Nidhi is 198% over three years. In the latest year (FY 2020) revenue rose 79%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of PRD Mini Nidhi is U65910KL2016PLC040473. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
PRD Mini Nidhi has 30 court cases on record: 15 filed against it. 8 are pending. Most are in the district courts.
PRD Mini Nidhi was incorporated on 24 March 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of PRD Mini Nidhi by revenue are Sri Panchamuga Vinayagar Chits Namakkal Private Limited, Brahmachaitanya Chits Private Limited, Mym Chit Fund Private Limited, Shukapuram Kuries Private Limited, Shenoy Nagar Saswatha Nidhi Ltd and 5 more, all in the BFSI industry (Micro Finance).
Ananthakrishnan Anilkumar ceased to be Additional Director on 31 Dec 2019. Ananthakrishnan Anilkumar was appointed as Director on 31 Oct 2018. Ananthavishnu Anilkumar was appointed as Director on 24 Mar 2016. PRD Mini Nidhi has 5 board changes on record in total.
The registered office of PRD Mini Nidhi is at Prd Building 1st Floor Kuriannoor P.O., Pathanamthitta, Kerala, India – 689550.