Premium Exchange & Finance Ltd.
About Premium Exchange & Finance Ltd.
Data last updated:
Premium Exchange & Finance Ltd. is a public limited company based in Kolkata, West Bengal, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 17 September 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65923WB1991PLC053076.
The company has an authorised share capital of ₹5.06 Cr and a paid-up capital of ₹2.06 Cr. It is led by directors including Shradha Agarwala (Whole-Time Director) and Gaurav Agarwala.
Its last annual general meeting (AGM) was held on 23 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
As per the financials filed for FY 2024, the company reported a revenue of ₹7.59 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹6.31 Cr (net margin 83.2%) and EBITDA of ₹6.97 Cr (EBITDA margin 91.8%). Revenue has grown at a compounded annual rate (CAGR) of 93% over three years and 63% over five years.
Court records list 4 cases involving the company, including 2 filed by the company and 2 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Premium Exchange & Finance has one previous CIN (Corporate Identification Number): L65923WB1991PLC053076. The current CIN is U65923WB1991PLC053076, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65923WB1991PLC053076 | Current |
| L65923WB1991PLC053076 | Previous |
Contact details
Premium Exchange & Finance Ltd.'s registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address14B Camac Street, 3rd Floor, Kolkata, West Bengal, India – 700017
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Premium Exchange & Finance Ltd., buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Premium Exchange & Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Premium Exchange & Finance Ltd., buy the company report.
Financials of Premium Exchange & Finance Ltd.
FY 2025 filings availablePremium Exchange & Finance Ltd. reported revenue of ₹7.59 Cr (up 163% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 63% over five years, including 163% growth in the latest year. EBITDA rose 178% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | ₹6.97 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹6.31 Cr | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 91.8% | ||||
| Net Profit Margin | 83.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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To see the full financial statements and ratios of Premium Exchange & Finance Ltd., buy the company report.
Board of directors of Premium Exchange & Finance Ltd.
Premium Exchange & Finance has 3 current directors and 9 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gaurav Agarwala | Director | 22 Nov 2021 | 4 Years 11 Months | Current |
| Anisha Berlia Also directs: Shradha Real Estate Properties LLP, Bellwether Partners LLP | Director | 28 Feb 2024 | 2 Years 8 Months | Current |
| Shradha Agarwala Also directs: Adventz Securities Enterprises Limited, Duke Commerce Ltd, Animark Enterprises Private Limited and 5 more | Whole-Time Director | 15 Apr 1997 | 29 Years 6 Months | Current |
Peer comparison
Premium Exchange & Finance Ltd. is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Elara Finance (India) Private Limited | ₹7.59 Cr (FY 2025) | -9.0% | Mumbai, Maharashtra, India | |||
| Jothi Housing and Mortgage Finance Private Limited | ₹7.59 Cr (FY 2025) | 13.0% | Tiruchirappalli, Tamil Nadu, India | |||
| Premium Exchange & Finance Ltd.this company | ₹7.59 Cr (FY 2024) | ₹6.31 Cr | 83.2% | 163.0% | Kolkata, West Bengal, India | |
| KSR Capital Services Ltd | ₹7.57 Cr (FY 2025) | 1.0% | Sangroor, Punjab, India |
To see the full peer comparison of Premium Exchange & Finance Ltd., buy the company report.
Auditor
Premium Exchange & Finance Ltd. is audited by MANAV & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| MANAV & CO | FY 2023 | 325904E |
Shareholding
The shareholding of Premium Exchange & Finance Ltd. is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Premium Exchange & Finance Ltd., buy the company report.
Legal cases
Premium Exchange & Finance Ltd. has 4 court cases on record: 2 filed by Premium Exchange & Finance, 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 2 | 0 |
| Supreme Court | 1 | 0 | 0 |
Cases on record (4 of 4)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Court case (APOT) | Filed against the company by M/S S. N. Bagla & Co. & Anr. | Disposed |
| Supreme Court | Court case (1807-Ordinary Civil Matters : Others) | Filed by the company against M/S. S.N. Bagla & Co. . | Disposed |
| High Court | Court case (APO) | Filed by the company against M/S. S.N. Bagla | Disposed |
| High Court | Court case (APO) | Filed against the company by an individual | Disposed |
To see the full case history of Premium Exchange & Finance Ltd., buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Premium Exchange & Finance Ltd.; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Premium Exchange & Finance Ltd.; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Premium Exchange & Finance Ltd. has 12 board changes on record since 1997: 3 appointments and 9 cessations. The latest: Anisha Berlia ceased to be Additional Director on 22 Sep 2024.
3 earlier events are in the company report.
Frequently asked questions
Premium Exchange & Finance is an active public limited company based in Kolkata, West Bengal, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 17 September 1991 (35+ years old) and is registered under CIN U65923WB1991PLC053076.
Premium Exchange & Finance has 3 current directors:
- Shradha Agarwala - Whole-Time Director
- Gaurav Agarwala - Director
- Anisha Berlia - Director
The latest financial statements of Premium Exchange & Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Premium Exchange & Finance is U65923WB1991PLC053076. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Premium Exchange & Finance has 4 court cases on record: 2 filed by the company and 2 filed against it. Most are in the high courts.
Premium Exchange & Finance was incorporated on 17 September 1991, making it 35+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Premium Exchange & Finance by revenue are Elara Finance (India) Private Limited, Jothi Housing and Mortgage Finance Private Limited, KSR Capital Services Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Anisha Berlia ceased to be Additional Director on 22 Sep 2024. Anisha Berlia was appointed as Director on 28 Feb 2024. Gaurav Agarwala ceased to be Additional Director on 24 Sep 2022. Premium Exchange & Finance has 12 board changes on record in total.
The registered office of Premium Exchange & Finance is at 14B Camac Street, 3rd Floor, Kolkata, West Bengal, India – 700017.
Premium Exchange & Finance operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Premium Exchange & Finance is compliant as of 05 September 2026. The company is actively filing with the Registrar of Companies.
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