Prima Credits Limited
About Prima Credits Limited
Data last updated:
Prima Credits Limited is a public limited company based in Kochi, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 19 November 1993 and has been in existence for over 33 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65923KL1993PLC007502.
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr. It was formerly known as Prima Credits and Finvest Limited. It is led by directors including Kushagra Gupta and S K Gupta.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Door No. V – 679/C Industrial Development Area Muppathadam Edayar, Kochi, Kerala, India – 683110.
The current compliance status is marked as compliant by the Registrar of Companies.
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- WebsiteLocked
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- Registered AddressDoor No. V – 679/C Industrial Development Area Muppathadam Edayar, Kochi, Kerala, India – 683110
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Prima Credits Limited
The main business activity of Prima Credits is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Prima Credits Limited FY 2025 filings available
Prima Credits Limited reported revenue of ₹91 (down 100% YoY) for FY 2025.
Financial Statement Summary of Prima Credits Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Prima Credits Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | •••• | •••• | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Prima Credits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Prima Credits Limited
Prima Credits Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Equitable Financial Consultancy Services Pvt.Ltd. | ₹100 (FY 2024) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Zaryah Angels Private Limited | ₹100 (FY 2024) | •••• | •••• | •••• | Chennai, Tamil Nadu, India | |
| Akshay Capital Services Ltd | ₹99 (FY 2025) | •••• | •••• | 32.0% | •••• | Navi Mumbai, Maharashtra, India |
| Bapu's Finserv Private Limited | ₹95 (FY 2025) | •••• | •••• | -100.0% | •••• | Gandhidham, Gujarat, India |
| Daftar Workspaces Private Limited | ₹91 (FY 2025) | •••• | •••• | -100.0% | •••• | Delhi, India |
| Prima Credits Limited this company | ₹91 (FY 2025) | •••• | •••• | -100.0% | •••• | Kochi, Kerala, India |
| Anokhee Constructions Private Limited | ₹78 (FY 2024) | •••• | •••• | •••• | Mumbai, Maharashtra, India | |
| Amtek Agents Pvt.Ltd. | ₹77 (FY 2025) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Ansumalini Investment Private Limited | ₹77 (FY 2020) | •••• | •••• | -100.0% | •••• | Ahmedabad, Gujarat, India |
| Nuklik Financial Services Private Limited | ₹72 (FY 2025) | •••• | •••• | -100.0% | •••• | Mumbai, Maharashtra, India |
| Endeavour Holdings Private Limited | ₹71 (FY 2024) | •••• | •••• | 9.0% | •••• | Chandigarh, India |
Peers are the five companies nearest above and the five nearest below Prima Credits by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Prima Credits Limited
Prima Credits Limited is audited by GRANDMARK & ASSOCIATES for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| GRANDMARK & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Prima Credits Limited
Prima Credits has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kushagra Gupta Also directs: Prima Industries Limited, Prima Agro Limited, Ayyappa Roller Flour Mills Limited and 5 more | Director | 25 Apr 2023 | 3 Years 5 Months | Current |
| S K Gupta Also directs: Prima Industries Limited, Prima Agro Limited, Ayyappa Roller Flour Mills Limited and 4 more | Director | 19 Nov 1993 | 32 Years 10 Months | Current |
| Swati Gupta Also directs: Prima Industries Limited, Prima Agro Limited, Ayyappa Roller Flour Mills Limited and 4 more | Director | 04 Feb 2016 | 10 Years 8 Months | Current |
Ownership and Shareholding of Prima Credits Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Prima Credits Limited
Prima Credits Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Prima Credits Limited
Employment history and EPFO contributions of people linked to Prima Credits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Prima Credits Limited
Prima Credits Limited has 9 board changes on record since 1993: 3 appointments and 6 cessations. The latest: Kushagra Gupta ceased to be Additional Director on 29 Sep 2023.
Credit Ratings, Litigation & Regulatory Alerts for Prima Credits Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Prima Credits Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Prima Credits Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Prima Credits Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Prima Credits Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Prima Credits Limited
Prima Credits is an active public limited company based in Kochi, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 19 November 1993 (33+ years old) and is registered under CIN U65923KL1993PLC007502.
Prima Credits has 3 current directors:
- Kushagra Gupta - Director
- S K Gupta - Director
- Swati Gupta - Director
The CIN (Corporate Identification Number) of Prima Credits is U65923KL1993PLC007502. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Prima Credits was incorporated on 19 November 1993, making it 33+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Prima Credits by revenue are Equitable Financial Consultancy Services Pvt.Ltd, Zaryah Angels Private Limited, Akshay Capital Services Ltd, Bapu's Finserv Private Limited, Daftar Workspaces Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Kushagra Gupta ceased to be Additional Director on 29 Sep 2023. Kushagra Gupta was appointed as Director on 25 Apr 2023. Kusheshwar Jha ceased to be Additional Director on 28 Sep 2019. Prima Credits has 9 board changes on record in total.
The registered office of Prima Credits is at Door No. V – 679C Industrial Development Area Muppathadam Edayar, Kochi, Kerala, India – 683110.
Prima Credits has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr.
Prima Credits operates in the financial services industry, in the diversified financial services segment.
No. Prima Credits is not listed on any stock exchange. It is an unlisted company.
The compliance status of Prima Credits is compliant as of 05 July 2026. The company is actively filing with the Registrar of Companies.