Prosperity Nidhi Limited
About Prosperity Nidhi Limited
Data last updated:
Prosperity Nidhi Limited is a nidhi company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 28 April 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65999KL2016PLC045572.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹10.68 Lakh. It is led by directors including Richard James and Thalakottoor Chakku Byju.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 5/105N First Floor Mount Carmel Shopping Complex Opposite Mount Carmel Church Mundur P.O, Thrissur, Kerala, India – 680541.
As per the financials filed for FY 2024, the company reported a revenue of ₹10.04 Lakh, a decline of 46% compared to the previous year. For the same year it recorded a net loss of ₹4.65 Lakh (net margin -46.3%) and EBITDA of -₹3.16 Lakh (EBITDA margin -31.5%). Revenue has declined at a compounded annual rate (CAGR) of 21% over three years and 6% over five years.
Court records list 201 cases involving the company, including 200 filed by the company and 1 filed against it; 96 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Prosperity Nidhi Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address5/105N First Floor Mount Carmel Shopping Complex Opposite Mount Carmel Church Mundur P.O, Thrissur, Kerala, India – 680541
- IndustryFinancial Services, Financial Activities
To see the full contact details of Prosperity Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Prosperity Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Prosperity Nidhi Limited, buy the company report.
Financials of Prosperity Nidhi Limited
FY 2025 filings availableProsperity Nidhi Limited reported revenue of ₹10.04 Lakh (down 46% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 46% fall in the latest year. EBITDA fell 156% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹3.16 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹4.65 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -31.5% | ||||
| Net Profit Margin | -46.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Prosperity Nidhi Limited, buy the company report.
Board of directors of Prosperity Nidhi Limited
Prosperity Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Richard James | Director | 28 Apr 2016 | 10 Years 6 Months | Current |
| Thalakottoor Chakku Byju | Director | 28 Apr 2016 | 10 Years 6 Months | Current |
| Laisha Byju | Director | 28 Apr 2016 | 10 Years 6 Months | Current |
Peer comparison
Prosperity Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Chugh Holding Company Private Limited | ₹10.05 Lakh (FY 2025) | 42.0% | Delhi, India | |||
| Unicon Vyapaar Private Limited | ₹10.05 Lakh (FY 2025) | -23.0% | Kolkata, West Bengal, India | |||
| Proton Investments Private Limited | ₹10.04 Lakh (FY 2016) | -72.0% | Telangana, India | |||
| Sidhbali Nidhi Limited | ₹10.04 Lakh (FY 2022) | -12.0% | New Delhi, Delhi, India | |||
| Index Kuries (Nattika) Private Limited | ₹10.04 Lakh (FY 2025) | 13.0% | Thrissur, Kerala, India | |||
| Prosperity Nidhi Limitedthis company | ₹10.04 Lakh (FY 2024) | -₹4.65 Lakh | -46.3% | -46.0% | Thrissur, Kerala, India | |
| Pralhadpur Nidhi Limited | ₹10.04 Lakh (FY 2025) | -17.0% | Jalna, Maharashtra, India | |||
| HMS Private Limited | ₹10.04 Lakh (FY 2025) | 56.0% | Kolkata, West Bengal, India | |||
| Anamala Kuries and Loans Private Limited | ₹10.04 Lakh (FY 2022) | -5.0% | Chalakudy, Kerala, India | |||
| Gateway Fincons India Limited | ₹10.03 Lakh (FY 2020) | -11.0% | Kolkata, West Bengal, India | |||
| Majestic Suppliers Private Limited | ₹10.02 Lakh (FY 2025) | 11.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Prosperity Nidhi Limited, buy the company report.
Auditor
Prosperity Nidhi Limited is audited by AVF for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| AVF | FY 2017 | 228776 |
Shareholding
The shareholding of Prosperity Nidhi Limited is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 |
|---|---|
| Promoters | |
| Domestic institutional investors (DII) | |
| Foreign institutional investors (FII) | |
| Public | |
| Others |
To see the full shareholding pattern of Prosperity Nidhi Limited, buy the company report.
Legal cases
Prosperity Nidhi Limited has 201 court cases on record: 200 filed by Prosperity Nidhi, 1 filed against it. 96 cases are pending and 105 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 200 | 0 | 96 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 201)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Criminal miscellaneous application | Filed by the company against an individual | Pending |
To see the full case history of Prosperity Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Prosperity Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Prosperity Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Prosperity Nidhi Limited has 3 board changes on record since 2016: 3 appointments. The latest: Laisha Byju was appointed as Director on 28 Apr 2016.
Frequently asked questions
Prosperity Nidhi is an active nidhi company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 28 April 2016 (10+ years old) and is registered under CIN U65999KL2016PLC045572.
Prosperity Nidhi has 3 current directors:
- Richard James - Director
- Thalakottoor Chakku Byju - Director
- Laisha Byju - Director
The latest financial statements of Prosperity Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Prosperity Nidhi is U65999KL2016PLC045572. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Prosperity Nidhi has 201 court cases on record: 200 filed by the company and 1 filed against it. 96 are pending. Most are in the district courts.
Prosperity Nidhi was incorporated on 28 April 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Prosperity Nidhi by revenue are Chugh Holding Company Private Limited, Unicon Vyapaar Private Limited, Proton Investments Private Limited, Sidhbali Nidhi Limited, Index Kuries (Nattika) Private Limited and 5 more, all in the same principal business activity (other financial activities).
Laisha Byju was appointed as Director on 28 Apr 2016. Richard James was appointed as Director on 28 Apr 2016. Thalakottoor Chakku Byju was appointed as Director on 28 Apr 2016.
The registered office of Prosperity Nidhi is at 5105N First Floor Mount Carmel Shopping Complex Opposite Mount Carmel Church Mundur P.O, Thrissur, Kerala, India – 680541.
Prosperity Nidhi operates in the financial services industry, in the financial activities segment.
The compliance status of Prosperity Nidhi is compliant as of 10 August 2026. The company is actively filing with the Registrar of Companies.