MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-KR-03-0066090
P.S.N. Finance Private Limited - financial services in Koramangala, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2023
₹27.07 Lakh
▲ 45% YoY
Net profit · FY 2023
₹16.08 Lakh
Net margin 59.4%
EBITDA · FY 2023
₹21.59 Lakh
EBITDA margin 79.8%
Authorised capital
₹20 Cr
Registered with MCA
Paid-up capital
₹15 Cr
Issued & subscribed
Company age
16 yrs
Est. 2010
Directors on board
3
As per MCA filings
Last financials
Mar 2026
Balance sheet date
About P.S.N. Finance Private Limited
Data last updated:
P.S.N. Finance Private Limited is a private limited company based in Koramangala, Karnataka, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 12 April 2010 and has been in existence for over 16 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U67190KA2010PTC053178.
The company has an authorised share capital of ₹20 Cr and a paid-up capital of ₹15 Cr. It is led by directors including Padmanabhan Pavithra (Managing Director) and Kaushik Anantha Narayan.
Its last annual general meeting (AGM) was held on 31 July 2026, and its latest financial statements are for the year ended 31 March 2026. The registered office is at No. 380 Ittina Centre 1st Floor 3rd Block 16th Main Road, Koramangala, Karnataka, India – 560034.
As per the financials filed for FY 2023, the company reported a revenue of ₹27.07 Lakh, a growth of 45% compared to the previous year. For the same year it recorded a net profit of ₹16.08 Lakh (net margin 59.4%) and EBITDA of ₹21.59 Lakh (EBITDA margin 79.8%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 14% over five years.
P.S.N. Finance Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0066090). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website psn.in.
Company details
CIN U67190KA2010PTC053178
Registration Number 053178
Incorporation Date 12 April 2010
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 31 July 2026
Date of Balance Sheet 31 March 2026
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0066090
Key People
Padmanabhan Pavithra Managing Director Kaushik Anantha Narayan Director Subramonia Ganapathi Iyer Director Recognitions & Rankings of P.S.N. Finance
Contact details
P.S.N. Finance Private Limited's registered office is in Koramangala, Karnataka. Its website is psn.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressNo. 380 Ittina Centre 1st Floor 3rd Block 16th Main Road, Koramangala, Karnataka, India – 560034
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of P.S.N. Finance Private Limited, buy the company report.
Comprehensive company report
P.S.N. Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of P.S.N. Finance is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of P.S.N. Finance Private Limited, buy the company report.
Financials of P.S.N. Finance Private Limited
FY 2026 filings availableP.S.N. Finance Private Limited reported revenue of ₹27.07 Lakh (up 45% YoY) for FY 2023.
Revenue · FY 2023
₹27.07 Lakh ▲ 45%
Net profit · FY 2023
₹16.08 Lakh margin 59.4%
EBITDA · FY 2023
₹21.59 Lakh margin 79.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 45%
3 years · compounded
▲ 5%
5 years · compounded
▲ 14%
EBITDA CAGR growth
1 year
▲ 68%
3 years · compounded
▲ 29%
5 years · compounded
▲ 23%
Revenue has grown at a compounded annual rate (CAGR) of 14% over five years, including 45% growth in the latest year. EBITDA rose 68% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹27.07 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹21.59 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹16.08 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 79.8% | ||||
| Net Profit Margin | 59.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of P.S.N. Finance Private Limited, buy the company report.
Board of directors of P.S.N. Finance Private Limited
P.S.N. Finance has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Padmanabhan Pavithra Also directs: PSN Automotive Marketing Private Limited, PSN Automobiles Private Limited, PSN Construction Equipment Private Limited and 1 more | Managing Director | 14 Jul 2022 | 4 Years 3 Months | Current |
| Kaushik Anantha Narayan Also directs: Halthi Automation Private Limited, PSN Automotive Marketing Private Limited, PSN Automobiles Private Limited and 2 more | Director | 28 May 2013 | 13 Years 5 Months | Current |
| Subramonia Ganapathi Iyer Also directs: SCS Tech India Private Limited | Director | 01 Mar 2025 | 1 Years 8 Months | Current |
Auditor
P.S.N. Finance Private Limited is audited by JYOTHI & CO for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JYOTHI & CO | FY 2026 | 011664S |
Shareholding
The shareholding of P.S.N. Finance Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of P.S.N. Finance Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving P.S.N. Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for P.S.N. Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
P.S.N. Finance has 1 associated company. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
1
Associated companies
GST
No GST registration is on our record for P.S.N. Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
P.S.N. Finance Private Limited has 7 board changes on record since 2013: 3 appointments and 4 cessations. The latest: Indira Ananthanarayanan ceased to be Director on 26 Sep 2025.
AGM
P.S.N. Finance Private Limited last Annual general meeting of members was held on 31 Jul 2026 as per latest MCA records.
Filing
P.S.N. Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2026 with Roc Bangalore.
Ceased
Indira Ananthanarayanan ceased to be Director.
Appointed
Subramonia Ganapathi Iyer was appointed as Director.
Appointed
Padmanabhan Pavithra was appointed as Managing Director.
Ceased
Pavithra Padmanabhan ceased to be Additional Director.
Ceased
Pulikutmadom Krishnaiyer Ananthanarayanan ceased to be Managing Director.
Ceased
Kaushik Anantha Narayan ceased to be Additional Director.
Appointed
Kaushik Anantha Narayan was appointed as Director.
Incorporation
12 Apr 2010
P.S.N. Finance Private Limited was registered on 12 Apr 2010 with Roc Bangalore & aged 16 years 6 months as per MCA records.
Frequently asked questions
P.S.N. Finance is an active private limited company based in Koramangala, Karnataka, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 12 April 2010 (16+ years old) and is registered under CIN U67190KA2010PTC053178.
P.S.N. Finance has 3 current directors:
- Padmanabhan Pavithra - Managing Director
- Kaushik Anantha Narayan - Director
- Subramonia Ganapathi Iyer - Director
The latest financial statements of P.S.N. Finance on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 31 July 2026. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of P.S.N. Finance is U67190KA2010PTC053178. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
P.S.N. Finance was incorporated on 12 April 2010, making it 16+ years old. It is registered with the Registrar of Companies, Bangalore.
Indira Ananthanarayanan ceased to be Director on 26 Sep 2025. Subramonia Ganapathi Iyer was appointed as Director on 01 Mar 2025. Padmanabhan Pavithra was appointed as Managing Director on 14 Jul 2022. P.S.N. Finance has 7 board changes on record in total.
Yes, P.S.N. Finance is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0066090).
P.S.N. Finance can be reached through the website psn.in. Its registered office is in Koramangala, Karnataka, India.
The registered office of P.S.N. Finance is at No. 380 Ittina Centre 1st Floor 3rd Block 16th Main Road, Koramangala, Karnataka, India – 560034.
P.S.N. Finance operates in the financial services industry, in the investment and credit nbfc segment.
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