About PSPR Enterprises Private Limited
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PSPR Enterprises Private Limited is a private limited company based in Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 19 May 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PTC068772. Its GSTIN is 07AAACP7571L1Z0 (Delhi).
The company has an authorised share capital of ₹75 Lakh and a paid-up capital of ₹65.01 Lakh. It was formerly known as Pratibha Finvest Private Limited. It is led by directors Monalisha Majhi and Neeraj Yadav.
Its last annual general meeting (AGM) was held on 30 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at 707 7th Floor Gopal Heights, Plot No D – 9 Shubhash Place Pitampura, Delhi, India – 110034.
As per the financials filed for FY 2023, the company reported a revenue of ₹4.83 Cr, a growth of 72% compared to the previous year. For the same year it recorded a net loss of ₹3.05 Lakh (net margin -0.6%) and EBITDA of ₹1.14 Cr (EBITDA margin 23.7%). Revenue has grown at a compounded annual rate (CAGR) of 187% over three years and 89% over five years.
The company is associated with 1 brand: PSPR Enterprise. Court records list 5 cases involving the company, including 4 filed by the company and 1 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website psprfintech.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address707 7th Floor Gopal Heights, Plot No D – 9 Shubhash Place Pitampura, Delhi, India – 110034
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with PSPR Enterprises Private Limited
PSPR Enterprises operates one associated brand: PSPR Enterprise. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates a digital lending marketplace for consumer loans. | psprfintech.com |
Competitors & Alternatives of PSPR Enterprises Private Limited
Brands and companies operating in the same space as PSPR Enterprises Private Limited include Kredivo Holdings, Epimoney, PaySense and 5 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 Kredivo Holdings | A consumer lending platform for financial applications is provided. | Jakarta, Indonesia | 2015 |
 Epimoney | Consumer and business loans are facilitated via an online platform. | Chennai, India | 1995 |
 PaySense | Online platform for consumer loans | Mumbai, India | 2015 |
 Tala | Fintech services for credit, savings, and payments are delivered globally. | Santa Monica, United States | 2011 |
 i2i | Borrowers are connected with investors through P2P lending services. | Noida, India | 2015 |
 IndiaLends | Online platform providing loans and credit cards from various financial institutions | Gurugram, India | 2014 |
 Lendbox | Lendbox is operated as a peer-to-peer lending platform in India. | Delhi, India | 2015 |
 TrillionLoans | Gold loans are facilitated via an online consumer marketplace. | Mumbai, India | 2018 |
Business Activity of PSPR Enterprises Private Limited
The main business activity of PSPR Enterprises is financial and insurance service. In detail, this covers financial and credit leasing activities and financial advisory, brokerage and consultancy services. 2 activity segments are registered with the MCA.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of PSPR Enterprises Private Limited
PSPR Enterprises Private Limited is audited by S C GARG & ASSOCIATES for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S C GARG & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of PSPR Enterprises Private Limited
PSPR Enterprises has 2 current directors and 8 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Monalisha Majhi | Director | 13 Sep 2023 | 3 Years 0 Months | Current |
| Neeraj Yadav | Director | 07 Aug 2025 | 1 Years 1 Months | Current |
Financials of PSPR Enterprises Private Limited FY 2023 filings available
PSPR Enterprises Private Limited reported revenue of ₹4.83 Cr (up 72% YoY) for FY 2023.
Compounded Annual Growth Rate (CAGR) of PSPR Enterprises Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 89% over five years, including 72% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of PSPR Enterprises Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.14 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹3.05 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of PSPR Enterprises Private Limited
| Metrics | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 23.7% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -0.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of PSPR Enterprises are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of PSPR Enterprises Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of PSPR Enterprises Private Limited
PSPR Enterprises Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at PSPR Enterprises Private Limited
Employment history and EPFO contributions of people linked to PSPR Enterprises.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of PSPR Enterprises Private Limited
PSPR Enterprises has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AAACP7571L1Z0 | Delhi | Active | 02 Feb 2022 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Legal Cases of PSPR Enterprises Private Limited
PSPR Enterprises Private Limited has 5 court cases on record: 4 filed by PSPR Enterprises, 1 filed against it. 3 cases are pending and 2 are disposed. Status as checked between 21 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 3 | 1 | 3 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Criminal case | Filed against the company by Cashfree Payments India Private Limited | Pending |
| District court, North West, Delhi | Court case (CS (COMM.)) | Filed by the company against R K Trading Company | Pending |
| District court, North West, Delhi | Criminal case | Filed by the company against R K Trading Company | Pending |
| High Court of Delhi | Tax appeal | Filed by the company against an individual | Disposed |
| High Court of Delhi | Writ petition | Filed by the company against an individual | Disposed |
Full case history
All 5 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit Ratings, Litigation & Regulatory Alerts for PSPR Enterprises Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by PSPR Enterprises Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of PSPR Enterprises Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of PSPR Enterprises Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on PSPR Enterprises Private Limited
Frequently Asked Questions about PSPR Enterprises Private Limited
PSPR Enterprises is an active private limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 19 May 1995 (31+ years old) and is registered under CIN U74899DL1995PTC068772.
PSPR Enterprises reported revenue of ₹4.83 Cr for FY 2023 (up 72% YoY).
PSPR Enterprises has 2 current directors:
- Monalisha Majhi - Director
- Neeraj Yadav - Director
PSPR Enterprises reported a net loss of ₹3.05 Lakh (net margin -0.6%) and EBITDA of ₹1.14 Cr (EBITDA margin 23.7%) for FY 2023, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of PSPR Enterprises is 187% over three years and 89% over five years. In the latest year (FY 2023) revenue rose 72%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of PSPR Enterprises is 07AAACP7571L1Z0, registered in Delhi.
The CIN (Corporate Identification Number) of PSPR Enterprises is U74899DL1995PTC068772. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
PSPR Enterprises has 5 court cases on record: 4 filed by the company and 1 filed against it. 3 are pending. Most are in the district courts.
PSPR Enterprises was incorporated on 19 May 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.