PSV Kuries Private Limited
About PSV Kuries Private Limited
Data last updated:
PSV Kuries Private Limited is a private limited company based in Varapuzha P O, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 26 July 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2018PTC054146.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4 Lakh. It is led by directors Thekkanath Pailykutty Poly (Managing Director) and Kolaniwarriam Ramachandra Warrier Jayachandran.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 13/21 Edavazhikkal Thundathum Kadavu, Varapuzha P O, Kerala, India – 683517.
As per the financials filed for FY 2024, the company reported a revenue of ₹11.26 Lakh, a decline of 13% compared to the previous year. For the same year it recorded a net profit of ₹19,908 (net margin 1.8%) and EBITDA of ₹80,337 (EBITDA margin 7.1%). Revenue has grown at a compounded annual rate (CAGR) of 390% over three years and 66% over five years.
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- Registered Address13/21 Edavazhikkal Thundathum Kadavu, Varapuzha P O, Kerala, India – 683517
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of PSV Kuries Private Limited
The main business activity of PSV Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of PSV Kuries Private Limited FY 2025 filings available
PSV Kuries Private Limited reported revenue of ₹11.26 Lakh (down 13% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of PSV Kuries Private Limited
Revenue fell 13% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 66%. EBITDA fell 56% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of PSV Kuries Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹80,337 | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹19,908 | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of PSV Kuries Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 1.8% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of PSV Kuries are in the company report.
Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of PSV Kuries Private Limited
PSV Kuries Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Revenue, net profit, margin and growth of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Arian Kuries Private Limited | •••• | •••• | •••• | •••• | - | Thrissur, Kerala, India |
| Gutti Agro Farmer Producer Company Limited | •••• | •••• | •••• | •••• | - | Latur, Maharashtra, India |
| Muvision Nidhi Limited | •••• | •••• | •••• | •••• | - | Mandi, Himachal Pradesh, India |
| Chowgoni Chits Private Limited | •••• | •••• | •••• | •••• | - | Nakrekal, Telangana, India |
| Shree Ganeshdeva Micro Credit | •••• | •••• | •••• | •••• | - | Patna, Bihar, India |
| PSV Kuries Private Limited this company | •••• | •••• | •••• | •••• | - | Varapuzha P O, Kerala, India |
| Chemmannur Kuries Private Limited | •••• | •••• | •••• | •••• | - | Thrissur, Kerala, India |
| Perfect Urban Nidhi Limited | •••• | •••• | •••• | •••• | - | Aurangabad, Maharashtra, India |
| Svvss Chit Funds Private Limited | •••• | •••• | •••• | •••• | - | Secunderabad, Telangana, India |
| Sahyadree Multicity Nidhi Limited | •••• | •••• | •••• | •••• | - | Ahmednagar, Maharashtra, India |
| Maskin Micro Finance India Private Limited | •••• | •••• | •••• | •••• | - | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below PSV Kuries by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Revenue, net profit, margin and growth of each peer are in the company report.
Auditor Details of PSV Kuries Private Limited
PSV Kuries Private Limited is audited by M P J NAMPOOTHIRI & CO for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| M P J NAMPOOTHIRI & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of PSV Kuries Private Limited
PSV Kuries has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kolaniwarriam Ramachandra Warrier Jayachandran | Director | 01 Jul 2023 | 3 Years 3 Months | Current |
| Thekkanath Pailykutty Poly | Managing Director | 01 Jul 2023 | 3 Years 3 Months | Current |
Ownership and Shareholding of PSV Kuries Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of PSV Kuries Private Limited
PSV Kuries Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at PSV Kuries Private Limited
Employment history and EPFO contributions of people linked to PSV Kuries.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on PSV Kuries Private Limited
PSV Kuries Private Limited has 6 board changes on record since 2019: 2 appointments and 4 cessations. The latest: Kolaniwarriam Ramachandra Warrier Jayachandran was appointed as Director on 01 Jul 2023.
Credit Ratings, Litigation & Regulatory Alerts for PSV Kuries Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by PSV Kuries Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of PSV Kuries Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of PSV Kuries Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of PSV Kuries Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about PSV Kuries Private Limited
PSV Kuries is an active private limited company based in Varapuzha P O, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 26 July 2018 (8+ years old) and is registered under CIN U65992KL2018PTC054146.
PSV Kuries reported revenue of ₹11.26 Lakh for FY 2024 (down 13% YoY).
PSV Kuries has 2 current directors:
- Thekkanath Pailykutty Poly - Managing Director
- Kolaniwarriam Ramachandra Warrier Jayachandran - Director
PSV Kuries reported a net profit of ₹19,908 (net margin 1.8%) and EBITDA of ₹80,337 (EBITDA margin 7.1%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of PSV Kuries is 390% over three years and 66% over five years. In the latest year (FY 2024) revenue fell 13%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of PSV Kuries is U65992KL2018PTC054146. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
PSV Kuries was incorporated on 26 July 2018, making it 8+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of PSV Kuries by revenue are Arian Kuries Private Limited, Gutti Agro Farmer Producer Company Limited, Muvision Nidhi Limited, Chowgoni Chits Private Limited, Shree Ganeshdeva Micro Credit and 5 more, all in the BFSI industry (Micro Finance).
Kolaniwarriam Ramachandra Warrier Jayachandran was appointed as Director on 01 Jul 2023. Maraparambil George Vincent ceased to be Director on 01 Jul 2023. Pious Kunjithoman Ambalathingal ceased to be Managing Director on 01 Jul 2023. PSV Kuries has 6 board changes on record in total.
The registered office of PSV Kuries is at 1321 Edavazhikkal Thundathum Kadavu, Varapuzha P O, Kerala, India – 683517.
PSV Kuries has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4 Lakh.