Public Chits (India) Private Limited
About Public Chits (India) Private Limited
Data last updated:
Public Chits (India) Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 22 December 2005 and has been in existence for over 21 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2005PTC018975. Its GSTIN is 32AAECP4197N1ZZ (Kerala).
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹49.26 Lakh. It is led by directors including Manojkumar Kannatt and Kakkanatt Dinesan.
Its last annual general meeting (AGM) was held on 22 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No.18/562 Kallingapuram Complex Near Althara P.O.Irinjalakuda, Thrissur, Kerala, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹35.98 Lakh, a decline of 12% compared to the previous year. For the same year it recorded a net profit of ₹3.41 Lakh (net margin 9.5%) and EBITDA of ₹4.96 Lakh (EBITDA margin 13.8%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years and 8% over five years.
Court records list 221 cases involving the company, including 218 filed by the company and 3 filed against it; 3 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Public Chits (India) has one previous CIN (Corporate Identification Number): U65992KL2005PLC018975. The current CIN is U65992KL2005PTC018975, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65992KL2005PTC018975 | Current |
| U65992KL2005PLC018975 | Previous |
Contact details
Public Chits (India) Private Limited's registered office is in Thrissur, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No.18/562 Kallingapuram Complex Near Althara P.O.Irinjalakuda, Thrissur, Kerala, India
- IndustryFinancial Services, Financial Activities
To see the full contact details of Public Chits (India) Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Public Chits (India) is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Public Chits (India) Private Limited, buy the company report.
Financials of Public Chits (India) Private Limited
FY 2025 filings availablePublic Chits (India) Private Limited reported revenue of ₹35.98 Lakh (down 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 8% over five years, including a 12% fall in the latest year. EBITDA fell 16% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹4.96 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹3.41 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 13.8% | ||||
| Net Profit Margin | 9.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Public Chits (India) Private Limited, buy the company report.
Board of directors of Public Chits (India) Private Limited
Public Chits (India) has 6 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manojkumar Kannatt | Director | 24 Sep 2011 | 15 Years 1 Months | Current |
| Kakkanatt Dinesan | Director | 22 Dec 2005 | 20 Years 10 Months | Current |
| Pamadath Sreenivasan Also directs: Irinjalakuda City Cable Communications Private Limited | Director | 22 Dec 2005 | 20 Years 10 Months | Current |
| Udayan Subramanian | Director | 22 Dec 2005 | 20 Years 10 Months | Current |
| Velukkarapattath Raman Nambeesan Ramachandran | Director | 25 Jul 2024 | 2 Years 3 Months | Current |
| Trichur Sankaranarayanan Radhakrishnan Also directs: Lloyd Kuries Private Limited | Director | 22 Dec 2005 | 20 Years 10 Months | Current |
Peer comparison
Public Chits (India) Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saaits Infrastructure Investment and Development Private Limited | ₹36 Lakh (FY 2023) | 3.0% | Chennai, Tamil Nadu, India | |||
| Edha Mithra Nidhi Limited | ₹35.99 Lakh (FY 2024) | 4.0% | Kottarakara, Kollam, Kerala, India | |||
| Sree KCR Benefit Chit Fund Private Limited | ₹35.99 Lakh (FY 2022) | -16.0% | Chennai, Tamil Nadu, India | |||
| Ushodayaa India Nidhi Limited | ₹35.98 Lakh (FY 2021) | 3431.0% | Delhi, India | |||
| Golu Neha Fiscal Services Pvt Ltd | ₹35.98 Lakh (FY 2025) | -67.0% | Kolkata, West Bengal, India | |||
| Public Chits (India) Private Limitedthis company | ₹35.98 Lakh (FY 2025) | ₹3.41 Lakh | 9.5% | -12.0% | Thrissur, Kerala, India | |
| Jai Commercial Company Limited | ₹35.97 Lakh (FY 2019) | -1.0% | Kolkata, West Bengal, India | |||
| Gajanan Securities Services Ltd | ₹35.97 Lakh (FY 2024) | 526.0% | Kolkata, West Bengal, India | |||
| Adequate Stock Advisors Private Limited | ₹35.96 Lakh (FY 2024) | 136.0% | Kolkata, West Bengal, India | |||
| Ashutosh Finsec Limited | ₹35.96 Lakh (FY 2023) | 317.0% | Ahmedabad, Gujarat, India | |||
| Champawat Investments and Consultants Private Limited | ₹35.95 Lakh (FY 2025) | 14.0% | Ahmedabad, Gujarat, India |
To see the full peer comparison of Public Chits (India) Private Limited, buy the company report.
Auditor
Public Chits (India) Private Limited is audited by UNNIKRISHNANANDCO for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| UNNIKRISHNANANDCO | FY 2017 | 004460S |
Shareholding
The shareholding of Public Chits (India) Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Public Chits (India) Private Limited, buy the company report.
Legal cases
Public Chits (India) Private Limited has 221 court cases on record: 218 filed by Public Chits (India), 3 filed against it. 3 cases are pending and 218 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 221 | 3 | 3 |
Cases on record (5 of 221)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Court case (IP) | Filed against the company by Peninsula Chits Pvt Ltd Rep by MD and 1 other | Disposed |
| District court, Thrissur, Kerala | Criminal case | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Public Chits (India) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Public Chits (India) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Public Chits (India) has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAECP4197N1ZZ | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Public Chits (India) Private Limited, buy the company report.
Recent activity
Public Chits (India) Private Limited has 13 board changes on record since 2005: 6 appointments and 7 cessations. The latest: Kattoorpisharath Vijayan ceased to be Director on 25 Jul 2024.
4 earlier events are in the company report.
Frequently asked questions
Public Chits (India) is an active private limited company based in Thrissur, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 22 December 2005 (21+ years old) and is registered under CIN U65992KL2005PTC018975.
Public Chits (India) has 6 current directors:
- Manojkumar Kannatt - Director
- Kakkanatt Dinesan - Director
- Pamadath Sreenivasan - Director
- Udayan Subramanian - Director
- Velukkarapattath Raman Nambeesan Ramachandran - Director
- Trichur Sankaranarayanan Radhakrishnan - Director
The latest financial statements of Public Chits (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 22 July 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Public Chits (India) is 32AAECP4197N1ZZ, registered in Kerala.
The CIN (Corporate Identification Number) of Public Chits (India) is U65992KL2005PTC018975. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Public Chits (India) has 221 court cases on record: 218 filed by the company and 3 filed against it. 3 are pending.
Public Chits (India) was incorporated on 22 December 2005, making it 21+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Public Chits (India) by revenue are Saaits Infrastructure Investment and Development Private Limited, Edha Mithra Nidhi Limited, Sree KCR Benefit Chit Fund Private Limited, Ushodayaa India Nidhi Limited, Golu Neha Fiscal Services Pvt Ltd and 5 more, all in the same principal business activity (other financial activities).
Kattoorpisharath Vijayan ceased to be Director on 25 Jul 2024. Velukkarapattath Raman Nambeesan Ramachandran was appointed as Director on 25 Jul 2024. Raveendranathan ceased to be Managing Director on 26 Oct 2023. Public Chits (India) has 13 board changes on record in total.
The registered office of Public Chits (India) is at Building No.18562 Kallingapuram Complex Near Althara P.O.Irinjalakuda, Thrissur, Kerala, India.
Public Chits (India) operates in the financial services industry, in the financial activities segment.