Punjab Kashmir Finance Limited - Company Profile

It is a financial services public limited company based in Jalandhar - I, Punjab, India, established in 1958.
1958 Jalandhar - I, Punjab, India Active
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About Punjab Kashmir Finance Limited

Punjab Kashmir Finance Limited, a active public limited company, was established on 13 October 1958 in Jalandhar - I, Punjab, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: U65921PB1958PLC002256. Registered under ROC Roc Chandigarh. it is unlisted. It has an authorized capital of ₹12.00 Cr and a paid-up capital of ₹6.50 Cr.

Formerly known as Punjab Kashmir Finance Private Limited. It upholds a compliant status. Employing 78 professional, Its leadership includes Vandana Sondhi (Director), Alok Sondhi (Managing Director), Ajay Pal Singh (Director). Past directors included Vandana Sondhi, Ashim Sondhi, Jai Gupta Paul. It holds ₹83.95 Cr open charges and ₹167.47 Cr settled loans. Its latest AGM occurred on 23 August 2025, with the balance sheet filed on 31 March 2025. It is based at Balbir Tower, Naamdev Chowk, G.T Road, Jalandhar - I, Punjab, 144001.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    U65921PB1958PLC002256

  • Registration Number

    002256

  • Incorporation Date

    13 October 1958

  • Authorized Capital

    ₹12.00 Cr

  • Paid-Up Capital

    ₹6.50 Cr

  • ROC Code

    Roc Chandigarh

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 12.00 Cr
  • Paid Up Capital ₹ 6.50 Cr
  • Company Age 67 Year, 5 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 83.95 Cr
  • Satisfied Charges ₹ 167.47 Cr
  • Revenue Growth **** 25.93%
  • Profit Growth **** 91.18%
  • Ebitda **** 4.01%
  • Net Worth 5.92%
  • Total Assets -0.63%
Company report

Punjab Kashmir Finance Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Punjab Kashmir Finance Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Punjab Kashmir Finance Limited?
Current Directors
Name Designation Appointment Date Status
Vandana Sondhi Director 24 May 2024 Current
Alok Sondhi Managing Director 12 Sep 2015 Current
Ajay Pal Singh Director 01 Jul 2024 Current
Dinesh Kapur Director 01 Aug 2024 Current
Baljit Singh Director 31 Mar 2025 Current
Anil Kalia Kumar Director 31 Mar 2025 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Additional Director 22 Sep 2024 Past
Pramod Abcsdd Additional Director 23 Sep 2017 Past
Pramod Abcsdd Director 01 Feb 2019 Past
Pramod Abcsdd Whole-Time Director 12 Sep 2015 Past
Pramod Abcsdd Director 31 Jul 2009 Past
Pramod Abcsdd Company Secretary 01 Mar 2008 Past

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Financial Performance of Punjab Kashmir Finance.

Punjab Kashmir Finance Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 25.93% increase. The company also saw a substantial improvement in profitability, with a 91.18% increase in profit. The company's net worth moved up by a moderate rise of 5.92%.

Punjab Kashmir Finance revenue growth over time
Punjab Kashmir Finance profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 25.93%
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Revenue from Operations
*******
 16.28%
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*******
*******
Total Assets
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 -0.63%
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*******
*******
Profit or Loss
*******
 91.18%
*******
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Net Worth
*******
 5.92%
*******
*******
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EBITDA
*******
 4.01%
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*******
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What is the Ownership and Shareholding Structure of Punjab Kashmir Finance?

In 2023, Punjab Kashmir Finance had a promoter holding of 86.72% and a public holding of 13.28%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹839,517,000.00

Satisfied Charges

₹1,674,658,000.00

Charges Breakdown by Lending Institutions
  • Others : 48.26 Cr
  • State Bank Of India : 25.00 Cr
  • Punjab National Bank : 10.00 Cr
  • Hdfc Bank Limited : 0.70 Cr
Latest Charge Details
Date Lender Amount Status
27 Oct 2025 Others ₹1.79 Cr Open
27 Aug 2025 Others ₹2.49 Cr Open
12 Jun 2025 Others ₹2.31 Cr Open
18 Apr 2025 Others ₹1.89 Cr Open
21 Feb 2025 Others ₹1.32 Cr Open

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How Many Employees Work at Punjab Kashmir Finance?

Punjab Kashmir Finance has a workforce of 78 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Punjab Kashmir Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Punjab Kashmir Finance's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Punjab Kashmir Finance
Recent Activity within the Organization
  • Charges

    The activity A charge registered on 08 Dec 2022 via Charge ID 100663071 with Others was fully satisfied on 31 Oct 2025. was completed.

  • Charges

    The activity A charge registered on 07 Jan 2021 via Charge ID 100413710 with Others was fully satisfied on 31 Oct 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 1.79 Cr with Charge ID 101192496 was registered on 27 Oct 2025. was recorded as a recent event.

  • Charges

    Progress on A charge registered on 29 Oct 2022 via Charge ID 100652649 with Others was fully satisfied on 31 Aug 2025. was documented.

  • Charges

    A charge registered on 21 Oct 2020 via Charge ID 100391936 with Others was fully satisfied on 31 Aug 2025. was recorded as a recent event.

  • Charges

    A charge with Others of Rs. 9.98 Cr registered on 29 Dec 2017 with Charge ID 100144739 was modified on 31 Aug 2025. was recorded as a recent event.

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Frequently Asked Questions
What is the CIN of Punjab Kashmir Finance Limited?

The CIN of Punjab Kashmir Finance Limited is U65921PB1958PLC002256.

Where is Punjab Kashmir Finance Limited headquartered?

Punjab Kashmir Finance Limited is headquartered at Balbir Tower, Naamdev Chowk, G.T Road, Jalandhar - I, Punjab, 144001.

When was Punjab Kashmir Finance Limited incorporated?

Punjab Kashmir Finance Limited was incorporated on 13 October 1958.

Who are the current directors of Punjab Kashmir Finance Limited?

The current directors of Punjab Kashmir Finance Limited are

What is the primary industry of Punjab Kashmir Finance Limited?

The primary industry of Punjab Kashmir Finance Limited is Financial And Insurance Service.

Is Punjab Kashmir Finance Limited a listed company?

Punjab Kashmir Finance Limited is unlisted.

What is the capital structure of Punjab Kashmir Finance Limited?

The authorized capital of Punjab Kashmir Finance Limited is ₹12.00 Cr, and the paid-up capital is ₹6.50 Cr.

What is the compliance status of Punjab Kashmir Finance Limited?

The compliance status of Punjab Kashmir Finance Limited is Compliant.

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