Puspalakshmi Micro Credit Foundation
About Puspalakshmi Micro Credit Foundation
Data last updated:
Puspalakshmi Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the insurance and pension services segment of the insurance sector. It was incorporated on 09 August 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U67200UP2017NPL095806.
The company has an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Rekha and Lalman Prasad.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Lalman Prasad H. No. 25/44 Bhaisodi Sathwa, Varanasi, Uttar Pradesh, India – 221007.
As per the financials filed for FY 2025, the company reported a revenue of ₹59,580, a growth of 5% compared to the previous year. For the same year it recorded a net loss of ₹579 (net margin -1%) and EBITDA of -₹579 (EBITDA margin -1%). Revenue has grown at a compounded annual rate (CAGR) of 70% over three years and 37% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Puspalakshmi Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressLalman Prasad H. No. 25/44 Bhaisodi Sathwa, Varanasi, Uttar Pradesh, India – 221007
- IndustryInsurance, Insurance & Pension Services
To see the full contact details of Puspalakshmi Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Puspalakshmi Micro Credit Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Puspalakshmi Micro Credit Foundation, buy the company report.
Financials of Puspalakshmi Micro Credit Foundation
FY 2024 filings availablePuspalakshmi Micro Credit Foundation reported revenue of ₹59,580 (up 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 37% over five years, including 5% growth in the latest year. EBITDA rose 90% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹579 | ||||
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| Net Profit (PAT) | -₹579 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -1% | ||||
| Net Profit Margin | -1% | ||||
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To see the full financial statements and ratios of Puspalakshmi Micro Credit Foundation, buy the company report.
Board of directors of Puspalakshmi Micro Credit Foundation
Puspalakshmi Micro Credit Foundation has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rekha | Director | 09 Aug 2017 | 9 Years 2 Months | Current |
| Lalman Prasad | Director | 09 Aug 2017 | 9 Years 2 Months | Current |
Peer comparison
Puspalakshmi Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ann Angela Chits Private Limited | ₹60,000 (FY 2019) | -37.0% | Thamarassery Po, Kerala, India | |||
| Kudos Chit Funds Private Limited | ₹59,883 (FY 2021) | -79.0% | Pune, Maharashtra, India | |||
| Rudrasurya Mahila Urban Nidhi Limited | ₹59,816 (FY 2021) | Nagpur, Maharashtra, India | ||||
| Ingita Financial Services Limited | ₹59,813 (FY 2016) | -27.0% | New Delhi, Delhi, India | |||
| A.N. Equity Search Private Limited | ₹59,666 (FY 2024) | -6.0% | Jaipur, Rajasthan, India | |||
| Puspalakshmi Micro Credit Foundationthis company | ₹59,580 (FY 2025) | -₹579 | -1% | 5.0% | Varanasi, Uttar Pradesh, India | |
| Alamattam Star Kuries Private Limited | ₹59,520 (FY 2021) | -34.0% | Mala, Kerala, India | |||
| Suparanmol Nidhi Limited | ₹59,337 (FY 2019) | Siwan, Bihar, India | ||||
| Pragati Micro Credit and Welfare Association. | ₹59,320 (FY 2020) | -78.0% | Noida, Uttar Pradesh, India | |||
| Varghit Nidhi Limited | ₹59,250 (FY 2020) | Jaunpur, Uttar Pradesh, India | ||||
| Kumkum Marketing Private Limited | ₹59,143 (FY 2025) | -93.0% | Delhi, India |
To see the full peer comparison of Puspalakshmi Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Puspalakshmi Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Puspalakshmi Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Puspalakshmi Micro Credit Foundation; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Puspalakshmi Micro Credit Foundation has 2 board changes on record since 2017: 2 appointments. The latest: Lalman Prasad was appointed as Director on 09 Aug 2017.
Frequently asked questions
Puspalakshmi Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in insurance and pension services, within the insurance industry. It was incorporated on 09 August 2017 (9+ years old) and is registered under CIN U67200UP2017NPL095806.
Puspalakshmi Micro Credit Foundation has 2 current directors:
- Rekha - Director
- Lalman Prasad - Director
The latest financial statements of Puspalakshmi Micro Credit Foundation on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2018 are in the company report.
The CIN (Corporate Identification Number) of Puspalakshmi Micro Credit Foundation is U67200UP2017NPL095806. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Puspalakshmi Micro Credit Foundation was incorporated on 09 August 2017, making it 9+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Puspalakshmi Micro Credit Foundation by revenue are Ann Angela Chits Private Limited, Kudos Chit Funds Private Limited, Rudrasurya Mahila Urban Nidhi Limited, Ingita Financial Services Limited, A.N. Equity Search Private Limited and 5 more, all in the same principal business activity (other financial activities).
Lalman Prasad was appointed as Director on 09 Aug 2017. Rekha was appointed as Director on 09 Aug 2017.
The registered office of Puspalakshmi Micro Credit Foundation is at Lalman Prasad H. No. 2544 Bhaisodi Sathwa, Varanasi, Uttar Pradesh, India – 221007.
Puspalakshmi Micro Credit Foundation operates in the insurance industry, in the insurance and pension services segment.
The compliance status of Puspalakshmi Micro Credit Foundation is compliant as of 12 August 2026. The company is actively filing with the Registrar of Companies.
Puspalakshmi Micro Credit Foundation can be reached at its registered office: Lalman Prasad H. No. 2544 Bhaisodi Sathwa, Varanasi, Uttar Pradesh, India – 221007.
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