Rajakumar Chit Funds Private Limited

Rajakumar Chit Funds Private Limited - financial services in Coimbatore, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65992TZ1965PTC000546 Incorporated 22 February 1965 ROC Coimbatore HQ Coimbatore, Tamil Nadu, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹21.71 Lakh
▼ 4% YoY
Net loss · FY 2025
₹9.37 Lakh
Net margin -43.2%
EBITDA · FY 2025
-₹5.46 Lakh
EBITDA margin -25.1%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Satisfied charges
₹10 Lakh
No open charges
Company age
61 yrs
Est. 1965
Directors on board
3
As per MCA filings

About Rajakumar Chit Funds Private Limited

Data last updated:

Rajakumar Chit Funds Private Limited is a private limited company based in Coimbatore, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 22 February 1965 and has been in existence for over 61 years.

The company is registered with the Registrar of Companies (ROC), Coimbatore, under CIN U65992TZ1965PTC000546. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Vaiyapuri Rajkumar (Managing Director) and Girija Rajkumar.

Its last annual general meeting (AGM) was held on 25 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Raj Chambers978 Thadagam Road, Coimbatore, Tamil Nadu, India – 641002.

As per the financials filed for FY 2025, the company reported a revenue of ₹21.71 Lakh, a decline of 4% compared to the previous year. For the same year it recorded a net loss of ₹9.37 Lakh (net margin -43.2%) and EBITDA of -₹5.46 Lakh (EBITDA margin -25.1%). Revenue has declined at a compounded annual rate (CAGR) of 2% over three years and 7% over five years.

As per MCA filings, the company has satisfied charges of ₹10 Lakh on record. Court records list 1 case involving the company, including 1 filed against it.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992TZ1965PTC000546
Registration Number 000546
Incorporation Date 22 February 1965
ROC Coimbatore
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Rajakumar Chit Funds Private Limited's registered office is in Coimbatore, Tamil Nadu. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    Raj Chambers978 Thadagam Road, Coimbatore, Tamil Nadu, India – 641002
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Rajakumar Chit Funds Private Limited, buy the company report.

Comprehensive company report
Rajakumar Chit Funds Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Rajakumar Chit Funds is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Rajakumar Chit Funds Private Limited, buy the company report.

Financials of Rajakumar Chit Funds Private Limited

FY 2025 filings available

Rajakumar Chit Funds Private Limited reported revenue of ₹21.71 Lakh (down 4% YoY) for FY 2025.

Revenue · FY 2025
₹21.71 Lakh ▼ 4%
Net loss · FY 2025
₹9.37 Lakh margin -43.2%
EBITDA · FY 2025
-₹5.46 Lakh margin -25.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▼ 4%
3 years · compounded
▼ 2%
5 years · compounded
▼ 7%
EBITDA CAGR growth
3 years · compounded
▼ 72%
5 years · compounded
▼ 22%

Revenue has declined at a compounded annual rate (CAGR) of 7% over five years, including a 4% fall in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA-₹5.46 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)-₹9.37 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin-25.1%
Net Profit Margin-43.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Rajakumar Chit Funds Private Limited, buy the company report.

Board of directors of Rajakumar Chit Funds Private Limited

Rajakumar Chit Funds has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Girija RajkumarDirector01 Apr 200026 Years 6 MonthsCurrent
NavaneethDirector01 Apr 200026 Years 6 MonthsCurrent
Vaiyapuri RajkumarManaging Director25 Jun 197155 Years 4 MonthsCurrent

Peer comparison

Rajakumar Chit Funds Private Limited is compared with the 8 companies closest to it by revenue in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Chackalayil Chits Private Limited₹21.89 Lakh (FY 2024)26.0%Kottayam, Kerala, India
Visago Chits Private Limited₹21.86 Lakh (FY 2025)-12.0%Tiruchirappalli, Tamil Nadu, India
Laxmikripa Micro Finance Federation₹21.85 Lakh (FY 2025)0.0%Allahabad, Uttar Pradesh, India
Lendingtree Micro Foundation₹21.84 Lakh (FY 2025)-82.0%Jaipur, Rajasthan, India
Rajakumar Chit Funds Private Limitedthis company₹21.71 Lakh (FY 2025)-₹9.37 Lakh-43.2%-4.0%Coimbatore, Tamil Nadu, India
Jankalyan Samriddhi Micro Finance₹21.65 Lakh (FY 2025)27.0%Mau, Uttar Pradesh, India
Bhogadi Chits Private Limited₹21.53 Lakh (FY 2024)Hyderabad, Telangana, India
Balaram Sri Balaji Chit Funds Private Limited₹21.48 Lakh (FY 2025)-8.0%Rajapalayam, Tamil Nadu, India
Kalyan Micro Services Foundation₹21.43 Lakh (FY 2025)-26.0%Rachi, Jharkhand, India

To see the full peer comparison of Rajakumar Chit Funds Private Limited, buy the company report.

Auditor

Rajakumar Chit Funds Private Limited is audited by K S G SUBRAMANYAM & CO for the financial year 2021.

Auditor firmFinancial yearFirm registration number
K S G SUBRAMANYAM & COFY 2021004151S

Shareholding

The shareholding of Rajakumar Chit Funds Private Limited is on record for 4 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2020FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Rajakumar Chit Funds Private Limited, buy the company report.

Charges & borrowings

Open charges
None
Satisfied charges
₹10 Lakh
Breakdown by lending institutions
Hdfc Bank Limited₹0.10 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
19 Feb 200290005124Hdfc Bank Limited₹10 LakhSatisfied

To see the full charge records of Rajakumar Chit Funds Private Limited, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Rajakumar Chit Funds Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Rajakumar Chit Funds has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Rajakumar Chit Funds Private Limited, buy the company report.

Recent activity

Rajakumar Chit Funds Private Limited has 4 board changes on record since 1971: 3 appointments and 1 cessation. The latest: Vaiyapuri Maragathammal ceased to be Director on 21 Oct 2015.

AGM
Rajakumar Chit Funds Private Limited last Annual general meeting of members was held on 25 Sep 2025 as per latest MCA records.
Filing
Rajakumar Chit Funds Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Coimbatore.
Charges
A charge registered on 19 Feb 2002 via Charge ID 90005124 with Hdfc Bank Limited was fully satisfied on 30 Nov 2020.
Ceased
Vaiyapuri Maragathammal ceased to be Director.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 10.00 Lakh with Charge ID 90005124 was registered on 19 Feb 2002.
Appointed
Girija Rajkumar was appointed as Director.
Appointed
Navaneeth was appointed as Director.
Appointed
Vaiyapuri Rajkumar was appointed as Managing Director.
Incorporation
22 Feb 1965
Rajakumar Chit Funds Private Limited was registered on 22 Feb 1965 with Roc Coimbatore & aged 61 years 8 months as per MCA records.

Frequently asked questions

Rajakumar Chit Funds is an active private limited company based in Coimbatore, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 22 February 1965 (61+ years old) and is registered under CIN U65992TZ1965PTC000546.

Rajakumar Chit Funds has 3 current directors:

The latest financial statements of Rajakumar Chit Funds on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 September 2025. Year-wise statements from 2015 are in the company report.

No. Rajakumar Chit Funds has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Rajakumar Chit Funds is U65992TZ1965PTC000546. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Rajakumar Chit Funds has 1 court case on record: 1 filed against it.

Rajakumar Chit Funds was incorporated on 22 February 1965, making it 61+ years old. It is registered with the Registrar of Companies, Coimbatore.

The peers of Rajakumar Chit Funds by revenue are Chackalayil Chits Private Limited, Visago Chits Private Limited, Laxmikripa Micro Finance Federation, Lendingtree Micro Foundation, Jankalyan Samriddhi Micro Finance and 3 more, all in the BFSI industry (Chit Funds, Micro Finance), with the same principal business activity (other financial activities).

Vaiyapuri Maragathammal ceased to be Director on 21 Oct 2015. Girija Rajkumar was appointed as Director on 01 Apr 2000. Navaneeth was appointed as Director on 01 Apr 2000. Rajakumar Chit Funds has 4 board changes on record in total.

The registered office of Rajakumar Chit Funds is at Raj Chambers978 Thadagam Road, Coimbatore, Tamil Nadu, India – 641002.

Rajakumar Chit Funds operates in the financial services industry, in the microfinance institutions segment.