Rajarshi Microcredit - financial services in Varanasi, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65923UP2015NPL071656 Incorporated 26 June 2015 ROC Uttar Pradesh HQ Varanasi, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2025
₹30.73 Lakh
▲ 89% YoY
Net profit · FY 2025
₹8,507
Net margin 0.3%
EBITDA · FY 2025
₹13,161
EBITDA margin 0.4%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
11 yrs
Est. 2015
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Rajarshi Microcredit

Data last updated:

Rajarshi Microcredit is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the bfsi segment of the financial services sector. It was incorporated on 26 June 2015 and has been in existence for over 11 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65923UP2015NPL071656.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Arun Kumar Pandey and Manish Chandra.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Plot No. 847/01 Mauza Aktha, Shivpur Aktha Varanasi, Uttar Pradesh, India – 221007.

As per the financials filed for FY 2025, the company reported a revenue of ₹30.73 Lakh, a growth of 89% compared to the previous year. For the same year it recorded a net profit of ₹8,507 (net margin 0.3%) and EBITDA of ₹13,161 (EBITDA margin 0.4%). Revenue has grown at a compounded annual rate (CAGR) of 47% over three years and 246% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65923UP2015NPL071656
Registration Number 071656
Incorporation Date 26 June 2015
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Rajarshi Microcredit's registered office is in Varanasi, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Plot No. 847/01 Mauza Aktha, Shivpur Aktha Varanasi, Uttar Pradesh, India – 221007
  • Industry
    Financial Services, Bfsi, Other Financial Intermediation, Commercial Loan Services, Credit Allocation Agencies

To see the full contact details of Rajarshi Microcredit, buy the company report.

Comprehensive company report
Rajarshi Microcredit - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Rajarshi Microcredit is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Rajarshi Microcredit, buy the company report.

Financials of Rajarshi Microcredit

FY 2025 filings available

Rajarshi Microcredit reported revenue of ₹30.73 Lakh (up 89% YoY) for FY 2025.

Revenue · FY 2025
₹30.73 Lakh ▲ 89%
Net profit · FY 2025
₹8,507 margin 0.3%
EBITDA · FY 2025
₹13,161 margin 0.4%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 89%
3 years · compounded
▲ 47%
5 years · compounded
▲ 246%
EBITDA CAGR growth
1 year
▲ 29%
3 years · compounded
▼ 63%
5 years · compounded
▲ 21%

Revenue has grown at a compounded annual rate (CAGR) of 246% over five years, including 89% growth in the latest year. EBITDA rose 29% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹13,161
Profit Before Tax
Tax Expense
Net Profit (PAT)₹8,507
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin0.4%
Net Profit Margin0.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Rajarshi Microcredit, buy the company report.

Board of directors of Rajarshi Microcredit

Rajarshi Microcredit has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Arun Kumar PandeyDirector21 Jun 20215 Years 4 MonthsCurrent
Manish ChandraDirector19 Jan 20260 Years 9 MonthsCurrent

Peer comparison

Rajarshi Microcredit is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Arcot Sri Mahaveer Nidhi Limited₹30.76 Lakh (FY 2025)-1.0%North Arcot Ambedkar, Tamil Nadu, India
Blostem Fintech Private Limited₹30.76 Lakh (FY 2024)993.0%New Delhi, Delhi, India
Apsa Combines Private Limited₹30.74 Lakh (FY 2024)13175.0%Kolkata, West Bengal, India
Delta Finserv Advisory Private Limited₹30.73 Lakh (FY 2024)27.0%Mumbai, Maharashtra, India
Satelite Markcon Private Limited₹30.73 Lakh (FY 2024)-46.0%New Delhi, Delhi, India
Rajarshi Microcreditthis company₹30.73 Lakh (FY 2025)₹8,5070.3%89.0%Varanasi, Uttar Pradesh, India
Investgenics Trading and Consultants Private Limited₹30.7 Lakh (FY 2025)-54.0%New Delhi, Delhi, India
Anusikha Commercial Pvt Ltd₹30.7 Lakh (FY 2024)241.0%Kolkata, West Bengal, India
Irys Securities Private Limited₹30.7 Lakh (FY 2025)45.0%Gurgaon, Haryana, India
Kareer Forex Private Limited₹30.69 Lakh (FY 2025)-35.0%Amritsar, Punjab, India
M C I (Mysore) Chits Private Limited₹30.69 Lakh (FY 2024)-1.0%Sheshadri Iyer Road Mysore, Karnataka, India

To see the full peer comparison of Rajarshi Microcredit, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Rajarshi Microcredit; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Rajarshi Microcredit; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Rajarshi Microcredit has 5 board changes on record since 2021: 3 appointments and 2 cessations. The latest: Manish Chandra was appointed as Director on 19 Jan 2026.

Appointed
Manish Chandra was appointed as Director.
AGM
Rajarshi Microcredit last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Rajarshi Microcredit has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Neelam Singh ceased to be Director.
Ceased
Suresh Singh ceased to be Director.
Appointed
Arun Kumar Pandey was appointed as Director.
Appointed
Vinay Kumar Gupta was appointed as Director.
Incorporation
26 Jun 2015
Rajarshi Microcredit was registered on 26 Jun 2015 with Roc Uttar Pradesh I & aged 11 years 4 months as per MCA records.

Frequently asked questions

Rajarshi Microcredit is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in bfsi, within the financial services industry. It was incorporated on 26 June 2015 (11+ years old) and is registered under CIN U65923UP2015NPL071656.

Rajarshi Microcredit has 2 current directors:

The latest financial statements of Rajarshi Microcredit on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.

The CIN (Corporate Identification Number) of Rajarshi Microcredit is U65923UP2015NPL071656. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Rajarshi Microcredit was incorporated on 26 June 2015, making it 11+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Rajarshi Microcredit by revenue are Arcot Sri Mahaveer Nidhi Limited, Blostem Fintech Private Limited, Apsa Combines Private Limited, Delta Finserv Advisory Private Limited, Satelite Markcon Private Limited and 5 more, all in the same principal business activity (other financial activities).

Manish Chandra was appointed as Director on 19 Jan 2026. Neelam Singh ceased to be Director on 23 Jun 2021. Suresh Singh ceased to be Director on 23 Jun 2021. Rajarshi Microcredit has 5 board changes on record in total.

The registered office of Rajarshi Microcredit is at Plot No. 84701 Mauza Aktha, Shivpur Aktha Varanasi, Uttar Pradesh, India – 221007.

Rajarshi Microcredit operates in the financial services industry, in the bfsi segment.

The compliance status of Rajarshi Microcredit is compliant as of 20 August 2026. The company is actively filing with the Registrar of Companies.

Rajarshi Microcredit can be reached at its registered office: Plot No. 84701 Mauza Aktha, Shivpur Aktha Varanasi, Uttar Pradesh, India – 221007.