Rajyog Chit Fund Private Limited
About Rajyog Chit Fund Private Limited
Data last updated:
Rajyog Chit Fund Private Limited is a private limited company based in Pune, Maharashtra, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 14 August 2014 and has been in existence for over 12 years.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN U65923PN2014PTC152208. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Laxman Mule and Nikita Sarjerav Hanawate.
Its last annual general meeting (AGM) was held on 30 September 2022, and its latest financial statements are for the year ended 31 March 2022. The registered office is at Pune, Maharashtra.
As per the financials filed for FY 2022, the company reported a revenue of ₹22.05 Lakh, a decline of 2% compared to the previous year. For the same year it recorded a net loss of ₹24.43 Lakh (net margin -110.8%) and EBITDA of -₹22.87 Lakh (EBITDA margin -103.7%). Revenue has declined at a compounded annual rate (CAGR) of 21% over three years and 9% over five years.
Court records list 10 cases involving the company, including 6 filed by the company and 4 filed against it; 6 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Rajyog Chit Fund Private Limited's registered office is in Pune, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressAkanksha Appt. Pl No. 44 Cdc Flat No.18 Rto Rd Near Hp Petrol Pump Purnanagar Chinchw, Ad, Pune, Maharashtra, India – 411019
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Rajyog Chit Fund Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Rajyog Chit Fund is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Rajyog Chit Fund Private Limited, buy the company report.
Financials of Rajyog Chit Fund Private Limited
FY 2022 filings availableRajyog Chit Fund Private Limited reported revenue of ₹22.05 Lakh (down 2% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 9% over five years, including a 2% fall in the latest year. EBITDA fell 563% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹22.05 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹22.87 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹24.43 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -103.7% | ||||
| Net Profit Margin | -110.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Rajyog Chit Fund Private Limited, buy the company report.
Board of directors of Rajyog Chit Fund Private Limited
Rajyog Chit Fund has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Laxman Mule | Director | 14 Jan 2022 | 4 Years 9 Months | Current |
| Nikita Sarjerav Hanawate | Additional Director | 05 Jul 2025 | 1 Years 4 Months | Current |
Peer comparison
Rajyog Chit Fund Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| SLV Arohana Chit Funds Private Limited | ₹22.28 Lakh (FY 2025) | -7.0% | Hyderaabd, Telangana, India | |||
| Acshaya General Chits Private Limited | ₹22.16 Lakh (FY 2019) | -58.0% | Tamil Nadu, India | |||
| Rajyog Chit Fund Private Limitedthis company | ₹22.05 Lakh (FY 2022) | -₹24.43 Lakh | -110.8% | -2.0% | Pune, Maharashtra, India | |
| Erode Amman Chits Private Limited | ₹22.02 Lakh (FY 2025) | -45.0% | Tamil Nadu, India | |||
| Ekta Microfinance | ₹21.94 Lakh (FY 2024) | 12.0% | Kanpur, Uttar Pradesh, India | |||
| Chackalayil Chits Private Limited | ₹21.89 Lakh (FY 2024) | 26.0% | Kottayam, Kerala, India |
To see the full peer comparison of Rajyog Chit Fund Private Limited, buy the company report.
Auditor
Rajyog Chit Fund Private Limited is audited by BANG & ASSOCIATES for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| BANG & ASSOCIATES | FY 2022 | 129621W |
Shareholding
The shareholding of Rajyog Chit Fund Private Limited is on record for 5 financial years, the latest being FY 2022, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Rajyog Chit Fund Private Limited, buy the company report.
Legal cases
Rajyog Chit Fund Private Limited has 10 court cases on record: 6 filed by Rajyog Chit Fund, 4 filed against it. 6 cases are pending and 4 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 10 | 4 | 6 |
Cases on record (5 of 10)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Pune, Maharashtra | Commercial suit | Filed against the company by an individual | Pending |
| District court, Pune, Maharashtra | Execution petition | Filed by the company against an individual | Pending |
| District court, Pune, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
| District court, Pune, Maharashtra | Civil suit | Filed by the company against an individual | Pending |
| District court, Pune, Maharashtra | Civil suit | Filed against the company by an individual | Pending |
To see the full case history of Rajyog Chit Fund Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rajyog Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Rajyog Chit Fund has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Rajyog Chit Fund Private Limited, buy the company report.
Recent activity
Rajyog Chit Fund Private Limited has 9 board changes on record since 2016: 3 appointments and 6 cessations. The latest: Nikita Sarjerav Hanawate was appointed as Additional Director on 05 Jul 2025.
Frequently asked questions
Rajyog Chit Fund is an active private limited company based in Pune, Maharashtra, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 14 August 2014 (12+ years old) and is registered under CIN U65923PN2014PTC152208.
Rajyog Chit Fund has 2 current directors:
- Laxman Mule - Director
- Nikita Sarjerav Hanawate - Additional Director
The latest financial statements of Rajyog Chit Fund on record with the MCA are for the year ended 31 March 2022. Its last annual general meeting was held on 30 September 2022. Year-wise statements from 2015 are in the company report.
No. Rajyog Chit Fund has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Rajyog Chit Fund is U65923PN2014PTC152208. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rajyog Chit Fund has 10 court cases on record: 6 filed by the company and 4 filed against it. 6 are pending.
Rajyog Chit Fund was incorporated on 14 August 2014, making it 12+ years old. It is registered with the Registrar of Companies, Pune.
The peers of Rajyog Chit Fund by revenue are SLV Arohana Chit Funds Private Limited, Acshaya General Chits Private Limited, Erode Amman Chits Private Limited, Ekta Microfinance, Chackalayil Chits Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Nikita Sarjerav Hanawate was appointed as Additional Director on 05 Jul 2025. Aniket Arjun Hande ceased to be Additional Director on 30 Sep 2022. Laxman Mule ceased to be Additional Director on 30 Sep 2022. Rajyog Chit Fund has 9 board changes on record in total.
The registered office of Rajyog Chit Fund is at Akanksha Appt. Pl No. 44 Cdc Flat No.18 Rto Rd Near Hp Petrol Pump Purnanagar Chinchw, Ad, Pune, Maharashtra, India – 411019.
Rajyog Chit Fund operates in the financial services industry, in the microfinance institutions segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
