About Rakam Credit Private Limited
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Rakam Credit Private Limited is a private limited company based in Jaipur, Rajasthan, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 30 June 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Jaipur, under CIN U65929RJ2016PTC055375.
The company has an authorised share capital of ₹5.5 Cr and a paid-up capital of ₹4.77 Cr. It was formerly known as Rakkam Fincorp Private Limited. It is led by directors Raj Kumar Setia and Shivali Setia.
Its last annual general meeting (AGM) was held on 30 August 2025, and its latest financial statements are for the year ended 31 March 2026. The registered office is at Jaipur, Rajasthan.
As per the financials filed for FY 2026, the company reported a revenue of ₹74.48 Lakh, a growth of 27% compared to the previous year. For the same year it recorded a net profit of ₹10.62 Lakh (net margin 14.3%) and EBITDA of ₹22.35 Lakh (EBITDA margin 30%). Revenue has grown at a compounded annual rate (CAGR) of 1% over three years and 17% over five years.
As per MCA filings, the company has open charges of ₹16 Lakh and satisfied charges of ₹10 Cr on record. Court records list 3 cases involving the company, including 1 filed by the company and 2 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website rakamcredit.com.
Company details
Contact details
Rakam Credit Private Limited's registered office is in Jaipur, Rajasthan. Its website is rakamcredit.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressC – 18 Shop No. 34 Upper Basement Floor Silver Square Mall, Bhagwan Das Road M. I. Road Near Raj Mandir Cinema C Scheme, Jaipur, Rajasthan, India – 302001
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Rakam Credit Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Rakam Credit is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Rakam Credit Private Limited, buy the company report.
Financials of Rakam Credit Private Limited
FY 2026 filings availableRakam Credit Private Limited reported revenue of ₹74.48 Lakh (up 27% YoY) for FY 2026.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 17% over five years, including 27% growth in the latest year. EBITDA fell 20% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹74.48 Lakh | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹22.35 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹10.62 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
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Financial Ratios
| Metrics | FY 2025-26 | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 30% | ||||
| Net Profit Margin | 14.3% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
| Payable Days | |||||
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To see the full financial statements and ratios of Rakam Credit Private Limited, buy the company report.
Board of directors of Rakam Credit Private Limited
Rakam Credit has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Raj Kumar Setia | Director | 30 Jun 2016 | 10 Years 4 Months | Current |
| Shivali Setia Also directs: Rkumar Premises LLP, Step-In Cars Private Limited | Director | 30 Jun 2016 | 10 Years 4 Months | Current |
Auditor
Rakam Credit Private Limited is audited by P.P. AGARWAL & COMPANY for the financial year 2026.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| P.P. AGARWAL & COMPANY | FY 2026 | 007503C |
Shareholding
The shareholding of Rakam Credit Private Limited is on record for 5 financial years, the latest being FY 2026, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Rakam Credit Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 01 Nov 2025 | 101191531 | Indian Overseas Bank | ₹16 Lakh | Open | |
| 04 Apr 2020 | 100333032 | Others | ₹10 Cr | Satisfied |
To see the full charge records of Rakam Credit Private Limited, buy the company report.
Total charge records: 2 View all charges
Legal cases
Rakam Credit Private Limited has 3 court cases on record: 1 filed by Rakam Credit, 2 filed against it. 2 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 2 | 2 | 2 |
| District courts | 1 | 0 | 0 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Rajasthan | Criminal miscellaneous application | Filed against the company by an individual | Pending |
| High Court of Rajasthan | Court case (RSTAY) | Filed against the company by an individual | Pending |
| District court, Jaipur Metro I, Rajasthan | Criminal case | Filed by the company against an individual | Disposed |
To see the full case history of Rakam Credit Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Rakam Credit Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Rakam Credit Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Rakam Credit Private Limited has 2 board changes on record since 2016: 2 appointments. The latest: Raj Kumar Setia was appointed as Director on 30 Jun 2016.
Frequently asked questions
Rakam Credit is an active private limited company based in Jaipur, Rajasthan, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 30 June 2016 (10+ years old) and is registered under CIN U65929RJ2016PTC055375.
Rakam Credit has 2 current directors:
- Raj Kumar Setia - Director
- Shivali Setia - Director
The latest financial statements of Rakam Credit on record with the MCA are for the year ended 31 March 2026. Its last annual general meeting was held on 30 August 2025. Year-wise statements from FY 2017 are in the company report.
The CIN (Corporate Identification Number) of Rakam Credit is U65929RJ2016PTC055375. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Rakam Credit has 3 court cases on record: 1 filed by the company and 2 filed against it. 2 are pending. Most are in the high courts.
Rakam Credit was incorporated on 30 June 2016, making it 10+ years old. It is registered with the Registrar of Companies, Jaipur.
Raj Kumar Setia was appointed as Director on 30 Jun 2016. Shivali Setia was appointed as Director on 30 Jun 2016.
Rakam Credit can be reached through the website rakamcredit.com. Its registered office is in Jaipur, Rajasthan, India.
The registered office of Rakam Credit is at C – 18 Shop No. 34 Upper Basement Floor Silver Square Mall, Bhagwan Das Road M. I. Road Near Raj Mandir Cinema C Scheme, Jaipur, Rajasthan, India – 302001.
Rakam Credit operates in the financial services industry, in the investment and credit nbfc segment.
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