Rama Microfinance Foundation

Rama Microfinance Foundation - financial services in Agra, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65999UP2016NPL085939 Incorporated 29 August 2016 ROC Uttar Pradesh HQ Agra, Uttar Pradesh, India
Active Private Not For Profit Company financial services
Data last updated
Revenue · FY 2024
₹18.7 Lakh
▲ 15% YoY
Net profit · FY 2024
₹54,096
Net margin 2.9%
EBITDA · FY 2024
₹6.7 Lakh
EBITDA margin 35.8%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹1 Lakh
Issued & subscribed
Company age
10 yrs
Est. 2016
Directors on board
2
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Rama Microfinance Foundation

Data last updated:

Rama Microfinance Foundation is a private not for profit company based in Agra, Uttar Pradesh, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 29 August 2016 and has been in existence for over 10 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65999UP2016NPL085939.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors Anjana Gupta and Rama Gupta.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at D – 579/4 Kamla Nagar, Agra, Uttar Pradesh, India – 282004.

As per the financials filed for FY 2024, the company reported a revenue of ₹18.7 Lakh, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹54,096 (net margin 2.9%) and EBITDA of ₹6.7 Lakh (EBITDA margin 35.8%). Revenue has grown at a compounded annual rate (CAGR) of 9% over three years and 5% over five years.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65999UP2016NPL085939
Registration Number 085939
Incorporation Date 29 August 2016
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Rama Microfinance Foundation's registered office is in Agra, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    D – 579/4 Kamla Nagar, Agra, Uttar Pradesh, India – 282004
  • Industry
    Financial Services, Financial Activities

To see the full contact details of Rama Microfinance Foundation, buy the company report.

Comprehensive company report
Rama Microfinance Foundation - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Rama Microfinance Foundation is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Rama Microfinance Foundation, buy the company report.

Financials of Rama Microfinance Foundation

FY 2025 filings available

Rama Microfinance Foundation reported revenue of ₹18.7 Lakh (up 15% YoY) for FY 2024.

Revenue · FY 2024
₹18.7 Lakh ▲ 15%
Net profit · FY 2024
₹54,096 margin 2.9%
EBITDA · FY 2024
₹6.7 Lakh margin 35.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 15%
3 years · compounded
▲ 9%
5 years · compounded
▲ 5%
EBITDA CAGR growth
1 year
▲ 14%
3 years · compounded
▲ 8%
5 years · compounded
▲ 7%

Revenue has grown at a compounded annual rate (CAGR) of 5% over five years, including 15% growth in the latest year. EBITDA rose 14% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹6.7 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹54,096
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2023-24FY 2022-23FY 2021-22FY 2020-21FY 2019-20
Profitability
EBITDA Margin35.8%
Net Profit Margin2.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Rama Microfinance Foundation, buy the company report.

Board of directors of Rama Microfinance Foundation

Rama Microfinance Foundation has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Anjana GuptaDirector29 Aug 201610 Years 1 MonthsCurrent
Rama GuptaDirector29 Aug 201610 Years 1 MonthsCurrent

Peer comparison

Rama Microfinance Foundation is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Gyaana Vintrade Private Limited₹18.72 Lakh (FY 2024)250.0%Kolkata, West Bengal, India
Vka Commercial Pvt Ltd₹18.72 Lakh (FY 2019)-79.0%Howrah, West Bengal, India
4S Dail4lonz India Private Limited₹18.71 Lakh (FY 2025)29.0%Hyderabad, Telangana, India
A.S.Hospitality and Allied Services Pvt Ltd₹18.7 Lakh (FY 2025)-67.0%Raipur, Chhattisgarh, India
Variables Software Private Limited₹18.7 Lakh (FY 2023)14509.0%New Delhi, Delhi, India
Rama Microfinance Foundationthis company₹18.7 Lakh (FY 2024)₹54,0962.9%15.0%Agra, Uttar Pradesh, India
Viral Safe Deposit Vault Private Limited₹18.69 Lakh (FY 2025)-4.0%Surat, Gujarat, India
Chandrayan Kuries Private Limited₹18.68 Lakh (FY 2021)-32.0%Irinjalakuda, Kerala, India
Kas Chit Fund Private Limited₹18.68 Lakh (FY 2024)6.0%Sonipat, Haryana, India
Assefa Chits Private Limited₹18.67 Lakh (FY 2024)83.0%Madurai, Tamil Nadu, India
Visala Chit Funds Private Limited₹18.67 Lakh (FY 2025)16.0%Chennai, Tamil Nadu, India

To see the full peer comparison of Rama Microfinance Foundation, buy the company report.

Auditor

Rama Microfinance Foundation is audited by ATIHARSH AGARWAL & ASSOCIATES for the financial year 2017.

Auditor firmFinancial yearFirm registration number
ATIHARSH AGARWAL & ASSOCIATESFY 2017021603C

Shareholding

The shareholding of Rama Microfinance Foundation is on record for FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2017
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Rama Microfinance Foundation, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Rama Microfinance Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Rama Microfinance Foundation; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Rama Microfinance Foundation has 3 board changes on record since 2016: 2 appointments and 1 cessation. The latest: Shailendra Singh Bhadouria ceased to be Director on 18 Jun 2021.

AGM
Rama Microfinance Foundation last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Rama Microfinance Foundation has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh Ii.
Ceased
Shailendra Singh Bhadouria ceased to be Director.
Appointed
Anjana Gupta was appointed as Director.
Appointed
Rama Gupta was appointed as Director.
Incorporation
29 Aug 2016
Rama Microfinance Foundation was registered on 29 Aug 2016 with Roc Uttar Pradesh Ii & aged 10 years 1 month as per MCA records.

Frequently asked questions

Rama Microfinance Foundation is an active private not for profit company based in Agra, Uttar Pradesh, India. The company works in financial activities, within the financial services industry. It was incorporated on 29 August 2016 (10+ years old) and is registered under CIN U65999UP2016NPL085939.

Rama Microfinance Foundation has 2 current directors:

The latest financial statements of Rama Microfinance Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.

The CIN (Corporate Identification Number) of Rama Microfinance Foundation is U65999UP2016NPL085939. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Rama Microfinance Foundation was incorporated on 29 August 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Rama Microfinance Foundation by revenue are Gyaana Vintrade Private Limited, Vka Commercial Pvt Ltd, 4S Dail4lonz India Private Limited, A.S.Hospitality and Allied Services Pvt Ltd, Variables Software Private Limited and 5 more, all in the same principal business activity (other financial activities).

Shailendra Singh Bhadouria ceased to be Director on 18 Jun 2021. Anjana Gupta was appointed as Director on 29 Aug 2016. Rama Gupta was appointed as Director on 29 Aug 2016.

The registered office of Rama Microfinance Foundation is at D – 5794 Kamla Nagar, Agra, Uttar Pradesh, India – 282004.

Rama Microfinance Foundation operates in the financial services industry, in the financial activities segment.

The compliance status of Rama Microfinance Foundation is compliant as of 05 August 2026. The company is actively filing with the Registrar of Companies.

Rama Microfinance Foundation can be reached at its registered office: D – 5794 Kamla Nagar, Agra, Uttar Pradesh, India – 282004.