Ramchandar Microbenefit Finance Private Limited
About Ramchandar Microbenefit Finance Private Limited
Data last updated:
Ramchandar Microbenefit Finance Private Limited is a private limited company based in Mirzapur, Uttar Pradesh, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 13 October 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65929UP2020PTC136151.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹1 Lakh. It is led by directors including Sunil Kumar Premashankar Dubey and Ram Chandra Mishra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O Adi Nath Civil Linefront Of P/Pump, Mirzapur, Uttar Pradesh, India – 231001.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.41 Lakh, a decline of 43% compared to the previous year. For the same year it recorded a net loss of ₹1,930 (net margin -0.6%) and EBITDA of -₹1,930 (EBITDA margin -0.6%).
Company details
Contact details
Ramchandar Microbenefit Finance Private Limited's registered office is in Mirzapur, Uttar Pradesh. Its e-mail address is in the company report.
- Email
- Registered AddressC/O Adi Nath Civil Linefront Of P/Pump, Mirzapur, Uttar Pradesh, India – 231001
- IndustryFinancial Services, Other Financial Intermediation, Pawn Shops, Credit Allocation Agencies
To see the full contact details of Ramchandar Microbenefit Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ramchandar Microbenefit Finance is financial and insurance service. In detail, this covers fund management services.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K6 | Fund Management Services |
To see the full business activity and turnover split of Ramchandar Microbenefit Finance Private Limited, buy the company report.
Financials of Ramchandar Microbenefit Finance Private Limited
FY 2025 filings availableRamchandar Microbenefit Finance Private Limited reported revenue of ₹3.41 Lakh (down 43% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 43% in the latest year. EBITDA rose 58% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | -₹1,930 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | -₹1,930 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -0.6% | ||||
| Net Profit Margin | -0.6% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ramchandar Microbenefit Finance Private Limited, buy the company report.
Board of directors of Ramchandar Microbenefit Finance Private Limited
Ramchandar Microbenefit Finance has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunil Kumar Premashankar Dubey | Director | 08 Apr 2021 | 5 Years 6 Months | Current |
| Ram Chandra Mishra Also directs: Ramchandran Micro Finance Private Limited | Director | 13 Oct 2020 | 6 Years 0 Months | Current |
| Ramsahay | Director | 13 Oct 2020 | 6 Years 0 Months | Current |
Legal cases
No court or tribunal cases involving Ramchandar Microbenefit Finance Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ramchandar Microbenefit Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Ramchandar Microbenefit Finance Private Limited has 1 active EPFO establishment as of Apr 04, 2024.
GST
No GST registration is on our record for Ramchandar Microbenefit Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ramchandar Microbenefit Finance Private Limited has 3 board changes on record since 2020: 3 appointments. The latest: Sunil Kumar Premashankar Dubey was appointed as Director on 08 Apr 2021.
Frequently asked questions
Ramchandar Microbenefit Finance is an active private limited company based in Mirzapur, Uttar Pradesh, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 13 October 2020 (6+ years old) and is registered under CIN U65929UP2020PTC136151.
Ramchandar Microbenefit Finance has 3 current directors:
- Sunil Kumar Premashankar Dubey - Director
- Ram Chandra Mishra - Director
- Ramsahay - Director
The latest financial statements of Ramchandar Microbenefit Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Ramchandar Microbenefit Finance is U65929UP2020PTC136151. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ramchandar Microbenefit Finance was incorporated on 13 October 2020, making it 6+ years old. It is registered with the Registrar of Companies, Kanpur.
Sunil Kumar Premashankar Dubey was appointed as Director on 08 Apr 2021. Ram Chandra Mishra was appointed as Director on 13 Oct 2020. Ramsahay was appointed as Director on 13 Oct 2020.
The registered office of Ramchandar Microbenefit Finance is at CO Adi Nath Civil Linefront Of PPump, Mirzapur, Uttar Pradesh, India – 231001.
Ramchandar Microbenefit Finance operates in the financial services industry, in the other financial intermediation segment.
Ramchandar Microbenefit Finance can be reached at its registered office: CO Adi Nath Civil Linefront Of PPump, Mirzapur, Uttar Pradesh, India – 231001.
Ramchandar Microbenefit Finance is registered under the jurisdiction of the Registrar of Companies (ROC), Kanpur.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
