Ramesh Nidhi Limited - financial services in Walajabad, Tamil Nadu, India. FY 2026 financials & compliance.
CIN U65991TN1996PLC036129 Incorporated 22 July 1996 ROC Chennai HQ Walajabad, Tamil Nadu, India
Active Nidhi Company financial services
Data last updated
Revenue · FY 2025
₹3.77 Cr
▲ 7% YoY
Net profit · FY 2025
₹1.45 Cr
Net margin 38.4%
EBITDA · FY 2025
₹2.99 Cr
EBITDA margin 79.2%
Authorised capital
₹15 Cr
Registered with MCA
Paid-up capital
₹15 Cr
Issued & subscribed
Open charges
₹67.5 Lakh
Satisfied ₹67.5 Lakh
Company age
30 yrs
Est. 1996
Directors on board
5
As per MCA filings

About Ramesh Nidhi Limited

Data last updated:

Ramesh Nidhi Limited is a nidhi company based in Walajabad, Tamil Nadu, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 22 July 1996 and has been in existence for over 30 years.

The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1996PLC036129.

The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹15 Cr. It was formerly known as Ramesh Benefit Fund Limited and S.R. Benefit Fund Limited. It is led by directors including Suruchi Jain Virendra Kumar Jain and Neha Purohit.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at G.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605.

As per the financials filed for FY 2025, the company reported a revenue of ₹3.77 Cr, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹1.45 Cr (net margin 38.4%) and EBITDA of ₹2.99 Cr (EBITDA margin 79.2%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 8% over five years.

As per MCA filings, the company has open charges of ₹67.5 Lakh and satisfied charges of ₹67.5 Lakh on record.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65991TN1996PLC036129
Registration Number 036129
Incorporation Date 22 July 1996
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Name history

Ramesh Nidhi has undergone 2 name changes throughout its history. The company was previously known as Ramesh Benefit Fund Limited, and S.R. Benefit Fund Limited. The current legal name is Ramesh Nidhi Limited.

Company NameStatus
Ramesh Nidhi LimitedCurrent
Ramesh Benefit Fund LimitedPrevious
S.R. Benefit Fund LimitedPrevious

Contact details

Ramesh Nidhi Limited's registered office is in Walajabad, Tamil Nadu. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    G.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605
  • Industry
    Financial Services, Diversified Financial Services

To see the full contact details of Ramesh Nidhi Limited, buy the company report.

Comprehensive company report
Ramesh Nidhi Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Ramesh Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Ramesh Nidhi Limited, buy the company report.

Financials of Ramesh Nidhi Limited

FY 2025 filings available

Ramesh Nidhi Limited reported revenue of ₹3.77 Cr (up 7% YoY) for FY 2025.

Revenue · FY 2025
₹3.77 Cr ▲ 7%
Net profit · FY 2025
₹1.45 Cr margin 38.4%
EBITDA · FY 2025
₹2.99 Cr margin 79.2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 7%
3 years · compounded
▲ 12%
5 years · compounded
▲ 8%
EBITDA CAGR growth
1 year
▲ 22%
3 years · compounded
▲ 19%
5 years · compounded
▲ 10%

Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 7% growth in the latest year. EBITDA rose 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹2.99 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.45 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin79.2%
Net Profit Margin38.4%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Ramesh Nidhi Limited, buy the company report.

Board of directors of Ramesh Nidhi Limited

Ramesh Nidhi has 5 current directors and 17 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Suruchi Jain Virendra Kumar JainDirector19 Jun 20233 Years 4 MonthsCurrent
Neha PurohitDirector19 Jun 20233 Years 4 MonthsCurrent
AnithaAdditional Director22 May 20251 Years 5 MonthsCurrent
Shanmugavel HemprasathAdditional Director22 May 20251 Years 5 MonthsCurrent
Sekar Ashok KumarAdditional Director22 May 20251 Years 5 MonthsCurrent

Peer comparison

Ramesh Nidhi Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Aeroline Paper Products Private Limited₹3.78 Cr (FY 2025)-16.0%New Delhi, Delhi, India
Ramesh Nidhi Limitedthis company₹3.77 Cr (FY 2025)₹1.45 Cr38.4%7.0%Walajabad, Tamil Nadu, India
Gaja Corporate Advisors Private Limited₹3.77 Cr (FY 2025)-70.0%New Delhi, Delhi, India
Pny Forex & Travels Private Limited₹3.77 Cr (FY 2025)6.0%Delhi, India

To see the full peer comparison of Ramesh Nidhi Limited, buy the company report.

Auditor

Ramesh Nidhi Limited is audited by S S P JAIN AND ASSOCIATES LLP for the financial year 2019.

Auditor firmFinancial yearFirm registration number
S S P JAIN AND ASSOCIATES LLPFY 2019S200062

Shareholding

The shareholding of Ramesh Nidhi Limited is on record for 2 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2019FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Ramesh Nidhi Limited, buy the company report.

Charges & borrowings

Open charges
₹67.5 Lakh
Satisfied charges
₹67.5 Lakh
Breakdown by lending institutions
City Union Bank Limited₹0.68 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
08 Apr 2024100919088City Union Bank Limited₹67.5 LakhSatisfied

To see the full charge records of Ramesh Nidhi Limited, buy the company report.

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Ramesh Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Ramesh Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Ramesh Nidhi Limited has 25 board changes on record since 2013: 9 appointments and 16 cessations. The latest: Anitha was appointed as Additional Director on 22 May 2025.

AGM
Ramesh Nidhi Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Appointed
Anitha was appointed as Additional Director.
Appointed
Sekar Ashok Kumar was appointed as Additional Director.
Appointed
Shanmugavel Hemprasath was appointed as Additional Director.
Charges
A charge registered on 08 Apr 2024 via Charge ID 100919088 with City Union Bank Limited was fully satisfied on 14 May 2025.
Filing
Ramesh Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Ceased
Sweety Jhunjhunwala ceased to be Company Secretary.
Charges
A charge with City Union Bank Limited amounted to Rs. 0.68 Cr with Charge ID 100919088 was registered on 08 Apr 2024.
Ceased
Neha Purohit ceased to be Additional Director.
Ceased
Suruchi Jain Virendra Kumar Jain ceased to be Additional Director.
Appointed
Neha Purohit was appointed as Director.
Appointed
Suruchi Jain Virendra Kumar Jain was appointed as Director.

18 earlier events are in the company report.

Frequently asked questions

Ramesh Nidhi is an active nidhi company based in Walajabad, Tamil Nadu, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 22 July 1996 (30+ years old) and is registered under CIN U65991TN1996PLC036129.

Ramesh Nidhi has 5 current directors:

The latest financial statements of Ramesh Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

The CIN (Corporate Identification Number) of Ramesh Nidhi is U65991TN1996PLC036129. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Ramesh Nidhi was incorporated on 22 July 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chennai.

The peers of Ramesh Nidhi by revenue are Aeroline Paper Products Private Limited, Gaja Corporate Advisors Private Limited, Pny Forex & Travels Private Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities).

Anitha was appointed as Additional Director on 22 May 2025. Sekar Ashok Kumar was appointed as Additional Director on 22 May 2025. Shanmugavel Hemprasath was appointed as Additional Director on 22 May 2025. Ramesh Nidhi has 25 board changes on record in total.

The registered office of Ramesh Nidhi is at G.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605.

Ramesh Nidhi operates in the financial services industry, in the diversified financial services segment.

Ramesh Nidhi has open charges of ₹67.5 Lakh and satisfied charges of ₹67.5 Lakh as per latest MCA filings.

The compliance status of Ramesh Nidhi is compliant as of 28 July 2026. The company is actively filing with the Registrar of Companies.