
Ramesh Nidhi Limited
About Ramesh Nidhi Limited
Data last updated:
Ramesh Nidhi Limited is a nidhi company based in Walajabad, Tamil Nadu, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 22 July 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65991TN1996PLC036129.
The company has an authorised share capital of ₹15 Cr and a paid-up capital of ₹15 Cr. It was formerly known as Ramesh Benefit Fund Limited and S.R. Benefit Fund Limited. It is led by directors including Suruchi Jain Virendra Kumar Jain and Neha Purohit.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at G.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.77 Cr, a growth of 7% compared to the previous year. For the same year it recorded a net profit of ₹1.45 Cr (net margin 38.4%) and EBITDA of ₹2.99 Cr (EBITDA margin 79.2%). Revenue has grown at a compounded annual rate (CAGR) of 12% over three years and 8% over five years.
As per MCA filings, the company has open charges of ₹67.5 Lakh and satisfied charges of ₹67.5 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Name history
Ramesh Nidhi has undergone 2 name changes throughout its history. The company was previously known as Ramesh Benefit Fund Limited, and S.R. Benefit Fund Limited. The current legal name is Ramesh Nidhi Limited.
| Company Name | Status |
|---|---|
| Ramesh Nidhi Limited | Current |
| Ramesh Benefit Fund Limited | Previous |
| S.R. Benefit Fund Limited | Previous |
Contact details
Ramesh Nidhi Limited's registered office is in Walajabad, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressG.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ramesh Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ramesh Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Ramesh Nidhi Limited, buy the company report.
Financials of Ramesh Nidhi Limited
FY 2025 filings availableRamesh Nidhi Limited reported revenue of ₹3.77 Cr (up 7% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 8% over five years, including 7% growth in the latest year. EBITDA rose 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.99 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.45 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 79.2% | ||||
| Net Profit Margin | 38.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ramesh Nidhi Limited, buy the company report.
Board of directors of Ramesh Nidhi Limited
Ramesh Nidhi has 5 current directors and 17 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Suruchi Jain Virendra Kumar Jain Also directs: Cresent Cables Ltd, Arc Insulation & Insulators Limited, Temico Motor India Private Limited and 3 more | Director | 19 Jun 2023 | 3 Years 4 Months | Current |
| Neha Purohit Also directs: Victor Commercial Co Ltd, TSS India Ltd, Energy Development Company Limited and 5 more | Director | 19 Jun 2023 | 3 Years 4 Months | Current |
| Anitha | Additional Director | 22 May 2025 | 1 Years 5 Months | Current |
| Shanmugavel Hemprasath | Additional Director | 22 May 2025 | 1 Years 5 Months | Current |
| Sekar Ashok Kumar | Additional Director | 22 May 2025 | 1 Years 5 Months | Current |
Peer comparison
Ramesh Nidhi Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Aeroline Paper Products Private Limited | ₹3.78 Cr (FY 2025) | -16.0% | New Delhi, Delhi, India | |||
| Ramesh Nidhi Limitedthis company | ₹3.77 Cr (FY 2025) | ₹1.45 Cr | 38.4% | 7.0% | Walajabad, Tamil Nadu, India | |
| Gaja Corporate Advisors Private Limited | ₹3.77 Cr (FY 2025) | -70.0% | New Delhi, Delhi, India | |||
| Pny Forex & Travels Private Limited | ₹3.77 Cr (FY 2025) | 6.0% | Delhi, India |
To see the full peer comparison of Ramesh Nidhi Limited, buy the company report.
Auditor
Ramesh Nidhi Limited is audited by S S P JAIN AND ASSOCIATES LLP for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S S P JAIN AND ASSOCIATES LLP | FY 2019 | S200062 |
Shareholding
The shareholding of Ramesh Nidhi Limited is on record for 2 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Ramesh Nidhi Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 08 Apr 2024 | 100919088 | City Union Bank Limited | ₹67.5 Lakh | Satisfied |
To see the full charge records of Ramesh Nidhi Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
No court or tribunal cases involving Ramesh Nidhi Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ramesh Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ramesh Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ramesh Nidhi Limited has 25 board changes on record since 2013: 9 appointments and 16 cessations. The latest: Anitha was appointed as Additional Director on 22 May 2025.
18 earlier events are in the company report.
Frequently asked questions
Ramesh Nidhi is an active nidhi company based in Walajabad, Tamil Nadu, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 22 July 1996 (30+ years old) and is registered under CIN U65991TN1996PLC036129.
Ramesh Nidhi has 5 current directors:
- Suruchi Jain Virendra Kumar Jain - Director
- Neha Purohit - Director
- Anitha - Additional Director
- Shanmugavel Hemprasath - Additional Director
- Sekar Ashok Kumar - Additional Director
The latest financial statements of Ramesh Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ramesh Nidhi is U65991TN1996PLC036129. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ramesh Nidhi was incorporated on 22 July 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Ramesh Nidhi by revenue are Aeroline Paper Products Private Limited, Gaja Corporate Advisors Private Limited, Pny Forex & Travels Private Limited, all in the BFSI industry (Other Financial Services), with the same principal business activity (other financial activities).
Anitha was appointed as Additional Director on 22 May 2025. Sekar Ashok Kumar was appointed as Additional Director on 22 May 2025. Shanmugavel Hemprasath was appointed as Additional Director on 22 May 2025. Ramesh Nidhi has 25 board changes on record in total.
The registered office of Ramesh Nidhi is at G.B.D Towers S.P. Road, Walajabad, Tamil Nadu, India – 631605.
Ramesh Nidhi operates in the financial services industry, in the diversified financial services segment.
Ramesh Nidhi has open charges of ₹67.5 Lakh and satisfied charges of ₹67.5 Lakh as per latest MCA filings.
The compliance status of Ramesh Nidhi is compliant as of 28 July 2026. The company is actively filing with the Registrar of Companies.

