Ramsons Financial Services Limited
About Ramsons Financial Services Limited
Data last updated:
Ramsons Financial Services Limited is a public limited company based in Ludhiana, Punjab, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 29 September 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65999PB1994PLC015112.
The company has an authorised share capital of ₹3.5 Cr and a paid-up capital of ₹1.88 Cr. It was formerly known as Ramsons Financial Services Private Limited. It is led by directors including Anand Parkash Sikri (Managing Director) and Jatinder Bhalla.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 980/10 Daulat Ind Lanecivil Lines Ludhiana, Punjab, India.
As per the financials filed for FY 2025, the company reported a revenue of ₹31.74 Lakh, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹13.97 Lakh (net margin 44%) and EBITDA of ₹29.08 Lakh (EBITDA margin 91.6%). Revenue has declined at a compounded annual rate (CAGR) of 1% over three years and 3% over five years.
As per MCA filings, the company has open charges of ₹99 Lakh on record. Court records list 5 cases involving the company, including 3 filed by the company and 3 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Ramsons Financial Services has one previous CIN (Corporate Identification Number): U65999PB1994PTC015112. The current CIN is U65999PB1994PLC015112, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65999PB1994PLC015112 | Current |
| U65999PB1994PTC015112 | Previous |
Contact details
Ramsons Financial Services Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address980/10 Daulat Ind Lanecivil Lines Ludhiana, Punjab, India
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Ramsons Financial Services Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Ramsons Financial Services is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Ramsons Financial Services Limited, buy the company report.
Financials of Ramsons Financial Services Limited
FY 2025 filings availableRamsons Financial Services Limited reported revenue of ₹31.74 Lakh (down 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 3% over five years, including a 16% fall in the latest year. EBITDA fell 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Total Expenses | |||||
| EBITDA | ₹29.08 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹13.97 Lakh | ||||
| Balance Sheet | |||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 91.6% | ||||
| Net Profit Margin | 44% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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To see the full financial statements and ratios of Ramsons Financial Services Limited, buy the company report.
Board of directors of Ramsons Financial Services Limited
Ramsons Financial Services has 3 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Jatinder Bhalla | Director | 01 May 2000 | 26 Years 6 Months | Current |
| Geeta Aggarwal | Director | 13 Jun 2014 | 12 Years 4 Months | Current |
| Anand Parkash Sikri | Managing Director | 29 Sep 1994 | 32 Years 1 Months | Current |
Peer comparison
Ramsons Financial Services Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Coastal Tradelink Pvt Ltd | ₹31.76 Lakh (FY 2024) | 202.0% | Mumbai, Maharashtra, India | |||
| Mahesh Vishnu Trade & Credit Private Limited | ₹31.75 Lakh (FY 2025) | 22.0% | Kolkata, West Bengal, India | |||
| Ramsons Financial Services Limitedthis company | ₹31.74 Lakh (FY 2025) | ₹13.97 Lakh | 44% | -16.0% | Ludhiana, Punjab, India | |
| Chatha Financiers Private Limited | ₹31.63 Lakh (FY 2024) | -2.0% | Jalandhar, Punjab, India |
To see the full peer comparison of Ramsons Financial Services Limited, buy the company report.
Auditor
Ramsons Financial Services Limited is audited by ANUP KUMAR JAIN & CO for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANUP KUMAR JAIN & CO | FY 2018 | 005731N |
Shareholding
The shareholding of Ramsons Financial Services Limited is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Ramsons Financial Services Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Jun 2017 | 100123025 | Hdfc Bank Limited | ₹99 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Ramsons Financial Services Limited has 5 court cases on record: 3 filed by Ramsons Financial Services, 3 filed against it. 2 cases are pending and 3 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 3 | 2 | 1 |
| District courts | 2 | 1 | 1 |
Cases on record (5 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court, PUNJAB | Criminal miscellaneous application | Filed against the company by M/S Ramsons Financial Services Limited and 1 other | Disposed |
| High Court, PUNJAB | Criminal miscellaneous application | Filed by the company against M/S Ramsons Financial Services Limited and 1 other | Disposed |
| High Court, PUNJAB | Criminal miscellaneous application | Filed against the company by an individual | Pending |
| District court, Ludhiana, Punjab | Commercial suit | Filed by the company against M/S Swani Motors Service Pvt Ltd and 2 others | Pending |
| High Court, PUNJAB | Criminal miscellaneous application | Filed by the company against M/S Swami Motors Services Private Limited and Others and 2 others | Disposed |
To see the full case history of Ramsons Financial Services Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ramsons Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ramsons Financial Services Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ramsons Financial Services Limited has 9 board changes on record since 1994: 3 appointments and 6 cessations. The latest: Anand Parkash Sikri ceased to be Managing Director on 01 Jan 2025.
1 earlier event is in the company report.
Frequently asked questions
Ramsons Financial Services is an active public limited company based in Ludhiana, Punjab, India. The company works in nbfc, within the financial services industry. It was incorporated on 29 September 1994 (32+ years old) and is registered under CIN U65999PB1994PLC015112.
Ramsons Financial Services has 3 current directors:
- Anand Parkash Sikri - Managing Director
- Jatinder Bhalla - Director
- Geeta Aggarwal - Director
The latest financial statements of Ramsons Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ramsons Financial Services is U65999PB1994PLC015112. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ramsons Financial Services has 5 court cases on record: 3 filed by the company and 3 filed against it. 2 are pending. Most are in the high courts.
Ramsons Financial Services was incorporated on 29 September 1994, making it 32+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Ramsons Financial Services by revenue are Coastal Tradelink Pvt Ltd, Mahesh Vishnu Trade & Credit Private Limited, Chatha Financiers Private Limited, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (financial and credit leasing activities).
Anand Parkash Sikri ceased to be Managing Director on 01 Jan 2025. Geeta Aggarwal ceased to be Additional Director on 30 Sep 2014. Amit Sikri ceased to be Director on 13 Jun 2014. Ramsons Financial Services has 9 board changes on record in total.
The registered office of Ramsons Financial Services is at 98010 Daulat Ind Lanecivil Lines Ludhiana, Punjab, India.
Ramsons Financial Services operates in the financial services industry, in the nbfc segment.
Ramsons Financial Services has open charges of ₹99 Lakh and no satisfied charges on record as per latest MCA filings.
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