Ratico Agencies Pvt Ltd
About Ratico Agencies Pvt Ltd
Data last updated:
Ratico Agencies Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 07 December 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U51909WB1995PTC075787.
The company has an authorised share capital of ₹1.2 Cr and a paid-up capital of ₹1.02 Cr. It is led by directors Sanjeeb Kumar Agarwal and Savita Agarwal.
Its last annual general meeting (AGM) was held on 13 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sq 3 9th Floor Merlin Cambrige 24 Prince Anwar Shah Road, Kolkata, West Bengal, India – 700033.
As per the financials filed for FY 2025, the company reported a revenue of ₹62.88 Lakh, a growth of 47% compared to the previous year. For the same year it recorded a net profit of ₹44.58 Lakh (net margin 70.9%) and EBITDA of ₹51.58 Lakh (EBITDA margin 82%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 22% over five years.
Court records list 5 cases involving the company, including 3 filed by the company and 2 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Ratico Agencies Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressSq 3 9th Floor Merlin Cambrige 24 Prince Anwar Shah Road, Kolkata, West Bengal, India – 700033
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Ratico Agencies Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Ratico Agencies Pvt Ltd
FY 2025 filings availableRatico Agencies Pvt Ltd reported revenue of ₹62.88 Lakh (up 47% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 22% over five years, including 47% growth in the latest year. EBITDA rose 59% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹51.58 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹44.58 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 82% | ||||
| Net Profit Margin | 70.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Ratico Agencies Pvt Ltd, buy the company report.
Board of directors of Ratico Agencies Pvt Ltd
Ratico Agencies has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sanjeeb Kumar Agarwal Also directs: R Kothari & Co LLP, Agl Investors & Traders Ltd, Nathkripa Dealers Private Limited and 2 more | Director | 17 Aug 1996 | 30 Years 2 Months | Current |
| Savita Agarwal Also directs: J.G.Chemicals Limited, BDJ Oxides Private Limited, Keydwell Estates Private Limited and 1 more | Director | 20 Oct 2004 | 22 Years 0 Months | Current |
Peer comparison
Ratico Agencies Pvt Ltd is compared with the 10 companies closest to it by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| A K Debt Agencies Private Limited | ₹63 Lakh (FY 2025) | -42.0% | Delhi, India | |||
| Flipkart Finance Private Limited | ₹62.99 Lakh (FY 2025) | 16.0% | Bangalore, Karnataka, India | |||
| Sri Gnana Saraswati Chit Funds Private Limited | ₹62.95 Lakh (FY 2020) | -6.0% | Banswada, Telangana, India | |||
| Adwin Advisory Services Private Limited | ₹62.94 Lakh (FY 2024) | 176.0% | Jaipur, Rajasthan, India | |||
| Sant Ram Forex Solutions Private Limited | ₹62.92 Lakh (FY 2025) | 44.0% | Dehradun, Uttarakhand, India | |||
| Ratico Agencies Pvt Ltdthis company | ₹62.88 Lakh (FY 2025) | ₹44.58 Lakh | 70.9% | 47.0% | Kolkata, West Bengal, India | |
| Aqua Investments (India) Limited | ₹62.87 Lakh (FY 2025) | 19.0% | Mumbai, Maharashtra, India | |||
| Valley Magnesite Company Ltd | ₹62.86 Lakh (FY 2025) | -66.0% | Kolkata, West Bengal, India | |||
| Lehman Brothers Securities Private Limited | ₹62.85 Lakh (FY 2025) | -36.0% | Mumbai, Maharashtra, India | |||
| Surge Soil Infotech Private Limited | ₹62.8 Lakh (FY 2025) | Hapur, Uttar Pradesh, India | ||||
| Goa State Minorities Finance and Development Corporation Limited | ₹62.78 Lakh (FY 2023) | 102.0% | Panaji, Goa, India |
To see the full peer comparison of Ratico Agencies Pvt Ltd, buy the company report.
Auditor
Ratico Agencies Pvt Ltd is audited by J B S & COMPANY for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| J B S & COMPANY | FY 2019 | 323734E |
Shareholding
The shareholding of Ratico Agencies Pvt Ltd is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Ratico Agencies Pvt Ltd, buy the company report.
Legal cases
Ratico Agencies Pvt Ltd has 5 court cases on record: 3 filed by Ratico Agencies, 2 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 4 | 2 | 0 |
| High courts | 1 | 0 | 0 |
Cases on record (3 of 5)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Calcutta, West Bengal | Revision petition | Filed against the company by Nivy Remedies Pvt. Ltd. and 3 others | Disposed |
| District court, Calcutta, West Bengal | Civil suit | Filed by the company against M/S. Nivy Remedies Private Limited and 3 others | Disposed |
| High Court, West Bengal | Writ petition | Filed by the company against The Appellate Authority for Non-Banking Financial Company and Ors | Disposed |
To see the full case history of Ratico Agencies Pvt Ltd, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ratico Agencies Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ratico Agencies Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ratico Agencies Pvt Ltd has 2 board changes on record since 1996: 2 appointments. The latest: Savita Agarwal was appointed as Director on 20 Oct 2004.
Frequently asked questions
Ratico Agencies is an active private limited company based in Kolkata, West Bengal, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 07 December 1995 (31+ years old) and is registered under CIN U51909WB1995PTC075787.
Ratico Agencies has 2 current directors:
- Sanjeeb Kumar Agarwal - Director
- Savita Agarwal - Director
The latest financial statements of Ratico Agencies on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 13 August 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Ratico Agencies is U51909WB1995PTC075787. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ratico Agencies has 5 court cases on record: 3 filed by the company and 2 filed against it. Most are in the district courts.
Ratico Agencies was incorporated on 07 December 1995, making it 31+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Ratico Agencies by revenue are A K Debt Agencies Private Limited, Flipkart Finance Private Limited, Sri Gnana Saraswati Chit Funds Private Limited, Adwin Advisory Services Private Limited, Sant Ram Forex Solutions Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Savita Agarwal was appointed as Director on 20 Oct 2004. Sanjeeb Kumar Agarwal was appointed as Director on 17 Aug 1996.
The registered office of Ratico Agencies is at Sq 3 9th Floor Merlin Cambrige 24 Prince Anwar Shah Road, Kolkata, West Bengal, India – 700033.
Ratico Agencies operates in the financial services industry, in the diversified financial services segment.
The compliance status of Ratico Agencies is compliant as of 24 August 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
