Ratnaam Microcredit
About Ratnaam Microcredit
Data last updated: 25 February 2026
Ratnaam Microcredit is a public not for profit company based in Kolkata, West Bengal, India. It specialises in institute for granting credit for home, a part of the broader financial services sector. Incorporated on 21 May 2012, the company has been in operation for over 14 years.
Registered with ROC Kolkata under CIN U65192WB2012NPL181948.
Capital: an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Manik Chowdhury and Babul Dey.
Office: 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
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Registered Address180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061
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IndustryFinancial Services, Institute For Granting Credit For Home, Bank Intermediatories, Monetary Intermediation
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Board of Directors of Ratnaam Microcredit
Ratnaam Microcredit is currently managed by 3 directors, with 3 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manik Chowdhury | Director | 26 Jun 2014 | 12 Years 1 Months | Current |
| Babul Dey | Director | 26 Jun 2014 | 12 Years 1 Months | Current |
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Sushendra Malakar
Also directs:
Bharosa Mcs Foundation
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Director | 26 Jun 2014 | 12 Years 1 Months | Current |
Financials of Ratnaam Microcredit
Ten-year financial statements for Ratnaam Microcredit
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
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Charges & Borrowings Ratnaam Microcredit
Ratnaam Microcredit does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Ratnaam Microcredit
View historical data on people associated with Ratnaam Microcredit, including employment history and EPFO contributions.
Employee and EPFO history for Ratnaam Microcredit
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
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GST Compliance of Ratnaam Microcredit
GST registrations and filing compliance for Ratnaam Microcredit
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Ratnaam Microcredit
Credit ratings, litigation, and regulatory alerts for Ratnaam Microcredit
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
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MSME Payment Delays by Ratnaam Microcredit
MSME payment history for Ratnaam Microcredit
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Ratnaam Microcredit
Corporate group structure for Ratnaam Microcredit
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
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MCA Filings & Documents of Ratnaam Microcredit
MCA filings and documents for Ratnaam Microcredit
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
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Recent Activity on Ratnaam Microcredit
Frequently Asked Questions about Ratnaam Microcredit
Ratnaam Microcredit is an active public not for profit company in the financial services sector based in Kolkata, West Bengal, India. It was incorporated on 21 May 2012 (14+ years old) and is registered under CIN U65192WB2012NPL181948.
The current directors of Ratnaam Microcredit are:
- Manik Chowdhury - Director
- Babul Dey - Director
- Sushendra Malakar - Director
The primary industry of Ratnaam Microcredit is financial services. The company specifically operates in institute for granting credit for home. The company is currently active in this sector.
Ratnaam Microcredit can be reached at the registered office: 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.
The authorised capital is ₹5 Lakh, and the paid-up capital is ₹5 Lakh.
The company has its registered office at 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.