Ratnaam Microcredit
About Ratnaam Microcredit
Data last updated:
Ratnaam Microcredit is a public not for profit company based in Kolkata, West Bengal, India. It operates in the institute for granting credit for home segment of the financial services sector. It was incorporated on 21 May 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U65192WB2012NPL181948.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Manik Chowdhury and Babul Dey.
The registered office is at 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.
The current compliance status is marked as active non-compliant by the Registrar of Companies.
Company details
Contact details
Ratnaam Microcredit's registered office is in Kolkata, West Bengal.
- Registered Address180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061
- IndustryFinancial Services, Institute For Granting Credit For Home, Bank Intermediatories, Monetary Intermediation
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Ratnaam Microcredit
Year-wise financial statements and ratios of Ratnaam Microcredit are in the company report Buy the company report.
Board of directors of Ratnaam Microcredit
Ratnaam Microcredit has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manik Chowdhury | Director | 26 Jun 2014 | 12 Years 3 Months | Current |
| Babul Dey | Director | 26 Jun 2014 | 12 Years 3 Months | Current |
| Sushendra Malakar Also directs: Bharosa MCS Foundation | Director | 26 Jun 2014 | 12 Years 3 Months | Current |
Legal cases
No court or tribunal cases involving Ratnaam Microcredit are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Ratnaam Microcredit; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Ratnaam Microcredit; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Ratnaam Microcredit has 6 board changes on record since 2014: 3 appointments and 3 cessations. The latest: Priyanka Dey ceased to be Director on 30 Jun 2014.
Frequently asked questions
Ratnaam Microcredit is an active public not for profit company based in Kolkata, West Bengal, India. The company works in institute for granting credit for home, within the financial services industry. It was incorporated on 21 May 2012 (14+ years old) and is registered under CIN U65192WB2012NPL181948.
Ratnaam Microcredit has 3 current directors:
- Manik Chowdhury - Director
- Babul Dey - Director
- Sushendra Malakar - Director
The CIN (Corporate Identification Number) of Ratnaam Microcredit is U65192WB2012NPL181948. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Ratnaam Microcredit was incorporated on 21 May 2012, making it 14+ years old. It is registered with the Registrar of Companies, Kolkata.
Priyanka Dey ceased to be Director on 30 Jun 2014. Provat Chatterjee ceased to be Director on 30 Jun 2014. Samrat Bhattacharya ceased to be Director on 30 Jun 2014. Ratnaam Microcredit has 6 board changes on record in total.
The registered office of Ratnaam Microcredit is at 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.
Ratnaam Microcredit operates in the financial services industry, in the institute for granting credit for home segment.
The compliance status of Ratnaam Microcredit is active non-compliant as of 29 August 2026. The company is actively filing with the Registrar of Companies.
Ratnaam Microcredit can be reached at its registered office: 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, India – 700061.
Ratnaam Microcredit is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.