Ratnaam Microcredit - Company Profile

It is a financial services public not for profit company based in Kolkata, West Bengal, India, established in 2012.
2012 Kolkata, West Bengal, India Active
Last Updated:
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About Ratnaam Microcredit

Ratnaam Microcredit, a active public not for profit company, was established on 21 May 2012 in Kolkata, West Bengal, India. Engaging in institute for granting credit for home within the financial services sector, it holds CIN: U65192WB2012NPL181948. Registered under ROC Roc Kolkata I. it is unlisted. It has an authorized capital of ₹0.50 M and a paid-up capital of ₹0.50 M.

It upholds a active non-compliant status. Its leadership includes Manik Chowdhury (Director), Babul Dey (Director), Sushendra Malakar (Director). Past directors included Provat Chatterjee, Priyanka Dey, Samrat Bhattacharya. It is based at 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, 700061.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
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  • Social Media
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  • Apps
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Company Details

  • CIN/LLPIN

    U65192WB2012NPL181948

  • Registration Number

    181948

  • Incorporation Date

    21 May 2012

  • Authorized Capital

    ₹0.50 M

  • Paid-Up Capital

    ₹0.50 M

  • ROC Code

    Roc Kolkata I

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 0.50 M
  • Paid Up Capital ₹ 0.50 M
  • Company Age 14 Year, 11 Days
Company report

Ratnaam Microcredit

Company Report FY 2026-2027

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Who are the key members and board of directors at Ratnaam Microcredit?
Current Directors
Name Designation Appointment Date Status
Manik Chowdhury Director 26 Jun 2014 Current
Babul Dey Director 26 Jun 2014 Current
Sushendra Malakar Director 26 Jun 2014 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 30 Jun 2014 Past
Pramod Abcsdd Director 30 Jun 2014 Past
Pramod Abcsdd Director 30 Jun 2014 Past

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Financial Performance of Ratnaam Microcredit.

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Ratnaam Microcredit revenue growth over time
Ratnaam Microcredit profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
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What is the Ownership and Shareholding Structure of Ratnaam Microcredit?

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Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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How Many Employees Work at Ratnaam Microcredit?

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Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
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Rating
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Alerts
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Latest Updates, News, and FAQs on Ratnaam Microcredit
Recent Activity within the Organization
  • Director Appointment

    Progress on Manik Chowdhury was appointed as a Director was appointed as a Director on 26 Jun 2014 & has been associated with this company since 11 years 11 months . was documented.

  • Director Appointment

    The activity Babul Dey was appointed as a Director was appointed as a Director on 26 Jun 2014 & has been associated with this company since 11 years 11 months . was completed.

  • Director Appointment

    Sushendra Malakar was appointed as a Director was appointed as a Director on 26 Jun 2014 & has been associated with this company since 11 years 11 months . was recorded as a recent event.

  • Company Incorporation

    The activity Ratnaam Microcredit was registered on 21 May 2012 with Roc Kolkata I & aged 14 years 11 days as per MCA records. was completed.

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Frequently Asked Questions
What is the CIN of Ratnaam Microcredit?

The CIN of Ratnaam Microcredit is U65192WB2012NPL181948.

Where is Ratnaam Microcredit headquartered?

Ratnaam Microcredit is headquartered at 180 F Sarsuna Main Road Chatterjee Para, Kolkata, West Bengal, 700061.

When was Ratnaam Microcredit incorporated?

Ratnaam Microcredit was incorporated on 21 May 2012.

Who are the current directors of Ratnaam Microcredit?

The current directors of Ratnaam Microcredit are

What is the primary industry of Ratnaam Microcredit?

The primary industry of Ratnaam Microcredit is Financial Services.

Is Ratnaam Microcredit a listed company?

Ratnaam Microcredit is unlisted.

What is the capital structure of Ratnaam Microcredit?

The authorized capital of Ratnaam Microcredit is ₹0.50 M, and the paid-up capital is ₹0.50 M.

What is the compliance status of Ratnaam Microcredit?

The compliance status of Ratnaam Microcredit is Active Non-Compliant.

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