R.B.Credits Private Limited
About R.B.Credits Private Limited
Data last updated:
R.B.Credits Private Limited is a private limited company based in Moradabad, Uttar Pradesh, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 20 March 1991 and has been in existence for over 35 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U65921UP1991PTC012911. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹1.15 Cr and a paid-up capital of ₹1.02 Cr. It is led by directors Renu Chaudhary and Arvind Kumar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Moradabad, Uttar Pradesh.
As per the financials filed for FY 2024, the company reported a revenue of ₹11.11 Lakh, a decline of 52% compared to the previous year. For the same year it recorded a net loss of ₹9.6 Lakh (net margin -86.4%) and EBITDA of -₹9.22 Lakh (EBITDA margin -83%). Revenue has declined at a compounded annual rate (CAGR) of 46% over three years and 34% over five years.
Court records list 6 cases involving the company, including 6 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
R.B.Credits Private Limited's registered office is in Moradabad, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3B/15 Commercial Rv Complex, Buddhi Vihar Behind Kundan Petrol Pump Delhi Road, Moradabad, Uttar Pradesh, India – 244001
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of R.B.Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of R.B.Credits is support service to organizations. In detail, this covers rental and leasing of motor vehicles, machinery, equipment, capital goods, etc. activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| N | Support service to Organizations | N1 | Rental and leasing of motor vehicles, machinery, equipment, capital goods, etc. activities |
To see the full business activity and turnover split of R.B.Credits Private Limited, buy the company report.
Financials of R.B.Credits Private Limited
FY 2025 filings availableR.B.Credits Private Limited reported revenue of ₹11.11 Lakh (down 52% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 34% over five years, including a 52% fall in the latest year. EBITDA fell 40% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| EBITDA | -₹9.22 Lakh | ||||
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| Net Profit (PAT) | -₹9.6 Lakh | ||||
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Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
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| Profitability | |||||
| EBITDA Margin | -83% | ||||
| Net Profit Margin | -86.4% | ||||
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To see the full financial statements and ratios of R.B.Credits Private Limited, buy the company report.
Board of directors of R.B.Credits Private Limited
R.B.Credits has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Renu Chaudhary Also directs: Aras Estates LLP | Director | 02 Apr 2024 | 2 Years 6 Months | Current |
| Arvind Kumar Also directs: Aras Estates LLP | Director | 02 Apr 2024 | 2 Years 6 Months | Current |
Auditor
R.B.Credits Private Limited is audited by S S GUPTA & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| S S GUPTA & CO | FY 2019 | 005906C |
Shareholding
The shareholding of R.B.Credits Private Limited is on record for 4 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of R.B.Credits Private Limited, buy the company report.
Legal cases
R.B.Credits Private Limited has 6 court cases on record: 6 filed by R.B.Credits. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 4 | 0 | 0 |
| High courts | 2 | 0 | 0 |
Cases on record (5 of 6)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Meerut, Uttar Pradesh | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, Meerut, Uttar Pradesh | Criminal complaint | Filed by the company against an individual | Disposed |
| High Court, UTTARPRADESH | Court case (CRLP) | Filed by the company against State of U.P. and Others | Disposed |
| District court, Meerut, Uttar Pradesh | Criminal complaint | Filed by the company against an individual | Disposed |
| High Court, UTTARPRADESH | Writ petition | Filed by the company against State of U.P. Thru Principal Secry. Nagar Vikas and Others | Disposed |
To see the full case history of R.B.Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for R.B.Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
R.B.Credits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of R.B.Credits Private Limited, buy the company report.
Recent activity
R.B.Credits Private Limited has 7 board changes on record since 1991: 3 appointments and 4 cessations. The latest: Somil Gupta ceased to be Director on 24 Sep 2025.
Frequently asked questions
R.B.Credits is an active private limited company based in Moradabad, Uttar Pradesh, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 20 March 1991 (35+ years old) and is registered under CIN U65921UP1991PTC012911.
R.B.Credits has 2 current directors:
- Renu Chaudhary - Director
- Arvind Kumar - Director
The latest financial statements of R.B.Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
No. R.B.Credits has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of R.B.Credits is U65921UP1991PTC012911. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
R.B.Credits has 6 court cases on record: 6 filed by the company. Most are in the district courts.
R.B.Credits was incorporated on 20 March 1991, making it 35+ years old. It is registered with the Registrar of Companies, Kanpur.
Somil Gupta ceased to be Director on 24 Sep 2025. Tej Pal Gupta ceased to be Director on 24 Sep 2025. Arvind Kumar was appointed as Director on 02 Apr 2024. R.B.Credits has 7 board changes on record in total.
The registered office of R.B.Credits is at 3B15 Commercial Rv Complex, Buddhi Vihar Behind Kundan Petrol Pump Delhi Road, Moradabad, Uttar Pradesh, India – 244001.
R.B.Credits operates in the financial services industry, in the investment and credit nbfc segment.