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RCF Finance Private Limited
RCF Finance Private Limited - financial services in Vijayawada, Andhra Pradesh, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹5.03 Cr
▲ 4% YoY
Net profit · FY 2025
₹80.64 Lakh
Net margin 16%
EBITDA · FY 2025
₹2.07 Cr
EBITDA margin 41.1%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹3.31 Cr
Issued & subscribed
Open charges
₹8 Cr
Secured borrowings
Company age
8 yrs
Est. 2018
Employees · EPFO
62
Provident fund records
About RCF Finance Private Limited
Data last updated:
RCF Finance Private Limited is a private limited company based in Vijayawada, Andhra Pradesh, India, recognised as a startup by DPIIT. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 03 October 2018 and has been in existence for over 8 years.
The company is registered with the Registrar of Companies (ROC), Vijayawada, under CIN U65999AP2018PTC109429. Its GSTIN is 37AAJCR1686B1ZB (Andhra Pradesh).
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹3.31 Cr. It is led by directors Paruchuri Chandra Sekhar and Prabhakar Rao Polavarapu.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Door No.59A/81 – 14 Flat No.GF – 2 Ground Floor Vigneswara Hights R.R.Gardens Patamata, Vijayawada, Andhra Pradesh, India – 520010.
As per the financials filed for FY 2025, the company reported a revenue of ₹5.03 Cr, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹80.64 Lakh (net margin 16%) and EBITDA of ₹2.07 Cr (EBITDA margin 41.1%). Revenue has grown at a compounded annual rate (CAGR) of 4% over three years and 54% over five years.
The company has about 62 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹8 Cr on record. Court records list 12 cases involving the company, including 10 filed by the company and 2 filed against it; 10 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U65999AP2018PTC109429
Registration Number 109429
Incorporation Date 03 October 2018
ROC Vijayawada
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
Recognitions & Rankings of RCF Finance
Contact details
RCF Finance Private Limited's registered office is in Vijayawada, Andhra Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressDoor No.59A/81 – 14 Flat No.GF – 2 Ground Floor Vigneswara Hights R.R.Gardens Patamata, Vijayawada, Andhra Pradesh, India – 520010
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of RCF Finance Private Limited, buy the company report.
Comprehensive company report
RCF Finance Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business activity
The main business activity of RCF Finance is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of RCF Finance Private Limited, buy the company report.
Financials of RCF Finance Private Limited
FY 2024 filings availableRCF Finance Private Limited reported revenue of ₹5.03 Cr (up 4% YoY) for FY 2025.
Revenue · FY 2025
₹5.03 Cr ▲ 4%
Net profit · FY 2025
₹80.64 Lakh margin 16%
EBITDA · FY 2025
₹2.07 Cr margin 41.1%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 4%
3 years · compounded
▲ 4%
5 years · compounded
▲ 54%
EBITDA CAGR growth
1 year
▼ 2%
3 years · compounded
▲ 3%
5 years · compounded
▲ 67%
Revenue has grown at a compounded annual rate (CAGR) of 54% over five years, including 4% growth in the latest year. EBITDA fell 2% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
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| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
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| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.07 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹80.64 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 41.1% | ||||
| Net Profit Margin | 16% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
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| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of RCF Finance Private Limited, buy the company report.
Board of directors of RCF Finance Private Limited
RCF Finance has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Paruchuri Chandra Sekhar | Director | 03 Oct 2018 | 8 Years 0 Months | Current |
| Prabhakar Rao Polavarapu | Director | 03 Oct 2018 | 8 Years 0 Months | Current |
Peer comparison
RCF Finance Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sanchit Vyapaar Pvt Ltd | ₹5.04 Cr (FY 2025) | 404.0% | Guwahati, Assam, India | |||
| Yogesh G Holding and Finance Company Private Limited | ₹5.03 Cr (FY 2025) | 103.0% | Mumbai, Maharashtra, India | |||
| RCF Finance Private Limitedthis company | ₹5.03 Cr (FY 2025) | ₹80.64 Lakh | 16% | 4.0% | 62 | Vijayawada, Andhra Pradesh, India |
| Srishti Consultants Pvt Ltd | ₹5.02 Cr (FY 2025) | 2425.0% | Kolkata, West Bengal, India | |||
| Aaina Engineering Pvt..Ltd. | ₹5.01 Cr (FY 2025) | -13.0% | Kolkata, West Bengal, India |
To see the full peer comparison of RCF Finance Private Limited, buy the company report.
Auditor
RCF Finance Private Limited is audited by PINNAMANENI & CO. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PINNAMANENI & CO. | FY 2023 | 002661S |
Shareholding
The shareholding of RCF Finance Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of RCF Finance Private Limited, buy the company report.
Charges & borrowings
Open charges
₹8 Cr
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Mar 2023 | 100706847 | Others | ₹5 Cr | Open | |
| 26 Oct 2021 | 100501418 | Others | ₹3 Cr | Open |
Total charge records: 2 View all charges
Legal cases
RCF Finance Private Limited has 12 court cases on record: 10 filed by RCF Finance, 2 filed against it. 10 cases are pending and 2 are disposed.
Total cases
12
Filed by the company
10
Filed against the company
2
Pending
10
Disposed
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 11 | 1 | 10 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 12)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Krishna, Andhra Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Krishna, Andhra Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Krishna, Andhra Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Krishna, Andhra Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Krishna, Andhra Pradesh | Criminal complaint | Filed by the company against an individual | Pending |
To see the full case history of RCF Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for RCF Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
RCF Finance Private Limited has a workforce of 62 employees on its EPFO records as of Apr 04, 2024, across 1 active EPFO establishment.
Employee count
62
Active EPFO establishments
1
Employee growth
10.71%
GST
RCF Finance has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 37AAJCR1686B1ZB | Andhra Pradesh | Active | 23 Jul 2019 |
To see the full GST registrations and return filing status of RCF Finance Private Limited, buy the company report.
Recent activity
RCF Finance Private Limited has 2 board changes on record since 2018: 2 appointments. The latest: Paruchuri Chandra Sekhar was appointed as Director on 03 Oct 2018.
AGM
Rcf Finance Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Filing
Rcf Finance Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Vijayawada.
Charges
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 100706847 was registered on 31 Mar 2023.
Charges
A charge with Others amounted to Rs. 3.00 Cr with Charge ID 100501418 was registered on 26 Oct 2021.
Appointed
Paruchuri Chandra Sekhar was appointed as Director.
Appointed
Prabhakar Rao Polavarapu was appointed as Director.
Incorporation
03 Oct 2018
Rcf Finance Private Limited was registered on 03 Oct 2018 with Roc Vijayawada & aged 8 years 28 days as per MCA records.
Frequently asked questions
RCF Finance is an active private limited company based in Vijayawada, Andhra Pradesh, India. The company works in nbfc, within the financial services industry. It was incorporated on 03 October 2018 (8+ years old) and is registered under CIN U65999AP2018PTC109429.
RCF Finance has 2 current directors:
- Paruchuri Chandra Sekhar - Director
- Prabhakar Rao Polavarapu - Director
The latest financial statements of RCF Finance on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2019 are in the company report.
The GSTIN of RCF Finance is 37AAJCR1686B1ZB, registered in Andhra Pradesh.
The CIN (Corporate Identification Number) of RCF Finance is U65999AP2018PTC109429. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
RCF Finance has 12 court cases on record: 10 filed by the company and 2 filed against it. 10 are pending. Most are in the district courts.
RCF Finance was incorporated on 03 October 2018, making it 8+ years old. It is registered with the Registrar of Companies, Vijayawada.
The peers of RCF Finance by revenue are Sanchit Vyapaar Pvt Ltd, Yogesh G Holding and Finance Company Private Limited, Srishti Consultants Pvt Ltd, Aaina Engineering Pvt.Ltd, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Paruchuri Chandra Sekhar was appointed as Director on 03 Oct 2018. Prabhakar Rao Polavarapu was appointed as Director on 03 Oct 2018.
Yes, RCF Finance is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
The registered office of RCF Finance is at Door No.59A81 – 14 Flat No.GF – 2 Ground Floor Vigneswara Hights R.R.Gardens Patamata, Vijayawada, Andhra Pradesh, India – 520010.
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