RCT Micro Finance Foundation
About RCT Micro Finance Foundation
Data last updated:
RCT Micro Finance Foundation is a public not for profit company based in Sambhal, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 August 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65929UP2016NPL085570. Its GSTIN is 09AAHCR8785R1Z1 (Uttar Pradesh).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors including Mohd Imran and Usman Ali.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at House No. 1 Village Gyanpur Sisona, Sambhal, Uttar Pradesh, India – 244242.
As per the financials filed for FY 2020, the company reported a revenue of ₹17.78 Lakh, a growth of 2% compared to the previous year. For the same year it recorded a net profit of ₹16,507 (net margin 0.9%) and EBITDA of ₹38,870 (EBITDA margin 2.2%).
The current compliance status is marked as compliant by the Registrar of Companies.
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressHouse No. 1 Village Gyanpur Sisona, Sambhal, Uttar Pradesh, India – 244242
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of RCT Micro Finance Foundation
The main business activity of RCT Micro Finance Foundation is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of RCT Micro Finance Foundation FY 2020 filings available
RCT Micro Finance Foundation reported revenue of ₹17.78 Lakh (up 2% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR) of RCT Micro Finance Foundation
Revenue rose 2% in the latest year. EBITDA fell 31% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of RCT Micro Finance Foundation
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | ₹38,870 | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹16,507 | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of RCT Micro Finance Foundation
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 2.2% | •••• | •••• | •••• |
| Net Profit Margin | 0.9% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of RCT Micro Finance Foundation are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of RCT Micro Finance Foundation
RCT Micro Finance Foundation is compared with the companies closest to it by revenue in the BFSI industry (Finance, Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Lanaka Leasing and Finance Private Limited | ₹17.87 Lakh (FY 2025) | •••• | •••• | 116.0% | •••• | New Delhi, Delhi, India |
| Associated Chit Fund Private Limited | ₹17.85 Lakh (FY 2024) | •••• | •••• | -96.0% | •••• | Pune, Maharashtra, India |
| Sonzal Finance and Investment Private Limited | ₹17.81 Lakh (FY 2025) | •••• | •••• | 40.0% | •••• | Mumbai, Maharashtra, India |
| Shepard Technologies Private Limited | ₹17.79 Lakh (FY 2025) | •••• | •••• | 16.0% | •••• | Thane, Maharashtra, India |
| Mitchi Leasing and Finance Limited | ₹17.79 Lakh (FY 2025) | •••• | •••• | 5603.0% | •••• | New Delhi, Delhi, India |
| RCT Micro Finance Foundation this company | ₹17.78 Lakh (FY 2020) | •••• | •••• | 2.0% | •••• | Sambhal, Uttar Pradesh, India |
| MFC Chits Private Limited | ₹17.78 Lakh (FY 2025) | •••• | •••• | 3.0% | •••• | Mysore, Karnataka, India |
| Pockvue Solutions Private Limited | ₹17.74 Lakh (FY 2024) | •••• | •••• | 23.0% | •••• | Gurgaon, Haryana, India |
| Arohana Chit Funds Private Limited | ₹17.73 Lakh (FY 2025) | •••• | •••• | -25.0% | •••• | Hyderabad, Telangana, India |
| DBM Finance Consultancy Services Private Limited | ₹17.72 Lakh (FY 2025) | •••• | •••• | -13.0% | •••• | New Delhi, Delhi, India |
| New Tieup Leasing and Finance Private Limited | ₹17.71 Lakh (FY 2024) | •••• | •••• | 149.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below RCT Micro Finance Foundation by revenue in the BFSI industry (Finance, Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of RCT Micro Finance Foundation
RCT Micro Finance Foundation is audited by JUGAL AGGARWAL & ASSOCIATES for the financial year 2017.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| JUGAL AGGARWAL & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of RCT Micro Finance Foundation
RCT Micro Finance Foundation has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Mohd Imran | Director | 11 Aug 2016 | 10 Years 1 Months | Current |
| Usman Ali | Director | 11 Aug 2016 | 10 Years 1 Months | Current |
| Iqbal | Director | 11 Aug 2016 | 10 Years 1 Months | Current |
Ownership and Shareholding of RCT Micro Finance Foundation
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of RCT Micro Finance Foundation
RCT Micro Finance Foundation does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at RCT Micro Finance Foundation
RCT Micro Finance Foundation has a workforce of 0 employees as of Mar 29, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on RCT Micro Finance Foundation
RCT Micro Finance Foundation has 3 board changes on record since 2016: 3 appointments. The latest: Iqbal was appointed as Director on 11 Aug 2016.
Credit Ratings, Litigation & Regulatory Alerts for RCT Micro Finance Foundation
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by RCT Micro Finance Foundation
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of RCT Micro Finance Foundation
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of RCT Micro Finance Foundation
RCT Micro Finance Foundation has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 09AAHCR8785R1Z1 | Uttar Pradesh | Active | 17 Jun 2021 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of RCT Micro Finance Foundation
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about RCT Micro Finance Foundation
RCT Micro Finance Foundation is an active public not for profit company based in Sambhal, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 August 2016 (10+ years old) and is registered under CIN U65929UP2016NPL085570.
RCT Micro Finance Foundation reported revenue of ₹17.78 Lakh for FY 2020 (up 2% YoY).
RCT Micro Finance Foundation has 3 current directors:
- Mohd Imran - Director
- Usman Ali - Director
- Iqbal - Director
RCT Micro Finance Foundation reported a net profit of ₹16,507 (net margin 0.9%) and EBITDA of ₹38,870 (EBITDA margin 2.2%) for FY 2020, as per its filed financial statements.
The GSTIN of RCT Micro Finance Foundation is 09AAHCR8785R1Z1, registered in Uttar Pradesh.
The CIN (Corporate Identification Number) of RCT Micro Finance Foundation is U65929UP2016NPL085570. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
RCT Micro Finance Foundation was incorporated on 11 August 2016, making it 10+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of RCT Micro Finance Foundation by revenue are Lanaka Leasing and Finance Private Limited, Associated Chit Fund Private Limited, Sonzal Finance and Investment Private Limited, Shepard Technologies Private Limited, Mitchi Leasing and Finance Limited and 5 more, all in the BFSI industry (Finance, Micro Finance).
Iqbal was appointed as Director on 11 Aug 2016. Mohd Imran was appointed as Director on 11 Aug 2016. Usman Ali was appointed as Director on 11 Aug 2016.
The registered office of RCT Micro Finance Foundation is at House No. 1 Village Gyanpur Sisona, Sambhal, Uttar Pradesh, India – 244242.
RCT Micro Finance Foundation has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹5 Lakh.